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Emergency Preparedness

Emergency-Preparedness

It’s best to make plans for any emergency since we can never plan when emergencies suddenly arise.

Explore this Guide:

 

That’s why you have to think ahead of time and prepare for potential emergencies now instead. That way, if an emergency does occur, you are ready.

 

There are many ways to be prepared for any emergency situation.

 

There are emergency back packs to pack and store, emergency food to buy and store in sealed bins, emergency contact lists to write, and emergency plans to form and practice.

 

Emergency Loans

emergency-loans

 

Natural disasters aren’t the only type of emergency you’ll run into in life.

 

More commonly, you’ll run into financial emergencies where you need funds quickly to stay on top of payments, bills, and essential purchases.

 

At Check City you can get a number of different emergency personal loans to help you when finances are tight.

 

Here are a few of your emergency loan options at Check City:

 

Check City Payday Loans for when you need an advance on your next paycheck.

 

Check City Personal Loans for when you need financing for some personal expenses.

 

Check City Installment Loans for when you need an easy payment plan.

 

Check City Title Loans for when you’d rather use your car title to secure your loan.

 

How to Make an Emergency Evacuation Plan

image-of-duffel-bag-on-the-floor

 

You and your family should sit down together to form and practice an emergency evacuation plan.

 

You might need to evacuate in case of a fire, flood, or other natural disasters.

 

First, create a map of your home’s floor plan with a Free Evacuation Planner.

 

Second, get “go bags” for everyone in the household. You all might already have a backpack or duffel bag that each person can use.

 

Then each household member should make a list of everything they would grab and pack into their go bag at short notice. Keep this list somewhere you can easily find and refer to in case of a sudden emergency or keep it inside the go bag.

 

Some items to include in a go bag are:

  • Sentimental personal items you don’t want to lose
  • Medicines
  • Water
  • Flashlight
  • An extra set of clothing
  • A blanket
  • Tech like your phone, laptop, tablet
  • Wallet, ID, and emergency cash

 

If you have small children, you’ll also want to pack any important comfort items they might have.

 

If you have pets, you’ll want to pack their essentials like their harness, leash, a carrier, a toy, water, their pet food, and any medicines they might need.

 

Third, create an asset and valuables inventory of your home. This way, if something should happen to your house, you can easily work with your insurance to replace lost items.

 

Fourth, gather important documents into one safe place.

 

There are fire and flood safe boxes you can purchase online where you can keep all your important documents like birth certificates, social security cards, marriage licenses, emergency money, etc.

 

That way, you can just grab this box and take it with you in case of evacuation and all your important documents will be safe and preserved.

 

Fifth, create a step by step plan of what you all will do in case of an emergency.

 

Then post your step by step emergency plan somewhere everyone can see it, like the family bulletin board.

 

It’s also a good idea to practice the evacuation plan every now and then.

 

An example evacuation plan might look something like this:

  1. Pack go bags
  2. Pack go bags into the car
  3. Pack important documents into the car
  4. Pack extra food and water into the car
  5. Pack the household into the car and drive

 

How to Make an Emergency Fire Escape Plan

image-of-exit-sign

 

Escaping from a house fire is going to look different from evacuating your home.

 

Evacuating means you need to hurry, but you have a little time to pack bags and get into the car.

 

A house fire requires a much quicker, emergency fire escape plan.

 

As soon as the fire alarm goes off or a house fire is noticed, everyone in the household needs to get up and leave the building as quickly as possible and meet up somewhere outside at a safe distance.

 

First, make a map of your building. You can use the same free software mentioned above or Wondershare EdrawMax software.

 

Second, draw out your fire escape plans on the map.

 

Highlight all the possible, safe exits in the house. Then use color coded arrows to outline the routes people in each room should take to escape the house as quickly and safely as possible.

 

You should also make a marker on the map for where you will all meet up outside. This can be a landmark like a mailbox on the other side of the street.

 

If you have small children, pets, older adults, or anyone with mobility limitations make assignments for who will assist them with their exit route.

 

Make several assignments for instances when the first assigned assistant isn’t home during the fire.

 

For example, say you have an infant. The first person in charge of grabbing the infant might be mom, then dad, then the older daughter, depending on who is home at the time.

 

Third, run fire escape drills together.

 

Practice memorizing and exiting using the nearest exits in each room of the house.

 

You should also all practice proper fire safety protocol like:

  • Check if the doorknobs are hot before using that door to exit during a fire.
  • Check all fire alarms in the house to make sure they are visible on the wall and fully functioning with charged batteries.
  • Make sure there aren’t any problems or exit blocks with any of the exit points in the house.
  • Make sure your street number and house number are clear so that the fire department can easily find your house.
  • Have two exit routes planned for each room, including ground level windows.
  • Keep important documents in a fire safe box and keep digital back ups of important documents on the cloud.

 

Emergency Vet

image-of-man-petting-his-cat

 

No one ever wants something bad to happen to their pets, but you’ll find better peace of mind if you have an emergency plan ready.

 

Then, if tragedy does strike, you’ll be ready and know exactly what to do, who to call, and where to go instead of having to figure all of that out in the heat of the moment.

 

Think of emergency preparedness as studying for the tests of life.

 

Just like you don’t want to put off studying for an important test until the last minute, you want to study well in advance for the emergencies life can sometimes throw our way.

 

It’s also important to be able to recognize what constitutes a pet emergency.

 

Here are some instances when your pet might need an emergency vet:

  • Vomiting that won’t stop
  • Diarrhea that won’t stop
  • Blood in their vomit or stool
  • Seizures
  • Complete loss of appetite
  • Difficult breathing
  • Bloating
  • High fevers
  • They ate something they shouldn’t have
  • Attacked by another animal
  • Other injuries due to any accident

 

The first thing to do when looking to make all your emergency pet plans, is to talk to your usual vet. Ask them about the services they have for after-hour care or if you have an emergency situation.

 

If they don’t offer emergency vet services themselves, they probably know where you can go nearby instead.

 

There are also veterinary hospitals and emergency vet clinics that specialize in emergency, after-hour care.

 

Tips for making emergency vet plans:

 

Call the place first.

 

This gives them time to prepare for when you’re coming in and your specific situation.

 

Have an emergency budget for your pet.

 

Emergency medical treatment for your pet costs money. Have a pet emergency fund stowed away just for your pet so your funds are also prepared and your regular finances won’t have to take a hit.

 

You can also try getting pet insurance. Pet insurance can help cover the costs of regular vet bills and emergency care.

 

Have your pets medical records ready.

 

Makes both hard and digital copies of your pet’s medical records. Keep them in a folder on your phone, at the house, and in the car at all times.

 

That way, you won’t have to think about searching to find papers or remembering off hand at the emergency vet when your pet’s last vaccines were. All of that will be easy to just pull up on your phone or on-hand in your car’s glove compartment.

 

Keep a pet first aid kit in your car and in your house.

 

Even if its an emergency, you might still need to stabilize or bandage your pet before making the journey to the vet.

 

This can also help prepare you for minor scrapes your pet might get into that you can treat yourself in a pinch.

 

When traveling with your pet, make sure you look up where the vets are in the area you’re visiting and have a short contact list on hand in case something happens on your trip.

 

You should also become aware of how emergencies are handled during flights and in airports if you are flying with a pet.

 

Emergency Dentist

emergency-dentist

 

When an accident occurs with someone’s teeth it can be really hard not to panic.

 

All the more reason to have an emergency dentist plan prepared ahead of time.

 

A common myth is that no one needs an emergency dentist because tooth problems can always wait for your general dentist to schedule you an appointment.

 

This isn’t always true. Sometimes you’ll lose out on a chance to fix a tooth problem if you don’t visit an emergency dentist as soon as possible.

 

Tooth, mouth, and jaw problems can actually become more invasive, complicated, and expensive to fix the longer you wait to get to the dentist.

 

Even a dislodged tooth can sometimes be fixed completely if you get to your emergency dentist right away.

 

Don’t suffer with tooth, mouth, or jaw pain when solutions are available nearby.

 

Emergency Plumber

image-of-a-leaking-faucet

 

When a plumbing emergency occurs, you need the help of an expert right away.

 

The moment a pipe bursts and water starts geysering into your house is not the moment to sit down and schedule a visit from a plumber.

 

You need an emergency plumber number you know you can call to get fast results when serious plumbing problems arise.

 

Some instances when you need an emergency plumber might be:

  • Burst water pipe
  • Clogged toilet
  • Overflowing toilet or sink
  • Gas leaks
  • The water won’t turn on
  • The water won’t turn off
  • Flooding in your house

 

Another reason you need an emergency plumber’s phone number is because not all plumbers will be available for emergencies or after regular business hours.

 

This is why it’s a good idea to contact different plumbers now so you know which plumbers you can call and depend on in case of an emergency.

 

Emergency Care

image-of-a-hospital-building

 

Many people think that urgent care and emergency rooms are the same thing, but they’re actually different.

 

Emergency care or urgent care is medical care for when you need to see a doctor now, but your situation isn’t dire.

 

You might feel sick or have an injury that needs addressed as soon as possible, but doesn’t necessarily need to be treated immediately.

 

Urgent care is for when you need to see someone today, but you aren’t in mortal danger.

 

Likely, your local hospital will have an urgent care center.

 

Look up your insurance coverage or call your insurance provider to ask about where you can go for urgent care and still get insurance coverage.

 

Then, write down the phone number and address of your nearest urgent care location on your emergency contacts list.

 

You can even save this location in google maps as your designated urgent care location.

 

Emergency Room Near Me

image-of-an-ambulance

 

On the other hand, the emergency room is for when you need to see a doctor immediately.

 

You need to go to an emergency room, rather than urgent care, when your situation is more serious.

 

Visit the ER when:

  • Difficult breathing
  • Chest pains
  • Slurred speech
  • Sudden change in mental state
  • Weakness in part of the body
  • Eye injuries
  • Burns
  • Head injuries
  • Dislocated joint
  • Broken bone
  • Fever paired with a rash
  • Seizures
  • If you’re pregnant
  • Severe illness
  • You need stitches

 

An emergency room is for when you have life threatening emergencies arise.

 

Have contact information and addresses ready for both urgent and emergency scenarios.

 

Also, have your medical records ready and a list of medicines you’ve taken or regularly take listed and stored somewhere on your phone.

 

You should also include how much of each medication you’re taking, how often you take each medication, whether you’ve gone through surgeries or procedures they might need to know about, and medical history things in your family.

 

It’s a good idea to have all of these items written down for each household member just in case you come across a scenario where someone can’t speak to the doctors themselves.

 

Nonemergency Police

image-of-a-telephone

 

Many of us know about 911 and that you can call this emergency line when you need to.

 

But did you know that there is also a nonemergency police line you can call too?

 

You want to call 911 when there is a pressing emergency.

 

You want to call the nonemergency police number when:

  • You want to make a general call
  • Nonviolent disputes
  • Property damage
  • Vehicle accidents where no one is hurt and traffic isn’t being obstructed
  • Noise complaints
  • Leash law violations
  • Littering or illegal dumping
  • Follow up on a previous report

 

Basically, you want to call the nonemergency police line when there is nothing violent going on that jeopardizes anyone’s safety.

 

Many cities use the phone number 311 as a nonemergency line. Find out what your cities nonemergency line is and save it in your phone as the “nonemergency police number.”

 

Emergency Food Supply

image-of-food-storage

 

Having an emergency food supply is a really good idea for many reasons.

 

By having a fully stocked pantry and food storage, you can be ready for anything.

 

If there is a stay-at-home order you can easily oblige. If you get snowed in or if there’s a long storm you can comfortably wait it out in your house.

 

By learning to keep a stocked pantry you can also save money in the long term by buying groceries in bulk and cooking healthier, cheaper, homemade meals.

 

Here’s a master list of food storage you need stocked up in case of emergency:

  • Distilled water
  • Seltzer water
  • Canned foods (meats, fruits, vegetables, evaporated milk, condensed milk, coconut milk)
  • Powdered milk
  • Powdered whey
  • Powdered eggs
  • Dehydrated foods (meats, fruits, raisins, etc.)
  • Waxed, hard cheeses
  • Protein bars, drinks, and powders
  • Seasonings, herbs, salt, pepper
  • Yeast
  • Beans
  • Rice
  • Oatmeal
  • Cream of wheat
  • Cereals
  • Cornmeal
  • Cornstarch
  • Flour
  • Sugars (white, brown)
  • Molasses
  • Baking soda
  • Baking powder
  • Vinegar
  • Maple syrup
  • Coffee
  • Oils (butter, lard, shortening, olive oil, vegetable oil, etc.)
  • Bouillon cubes
  • Other useful baking mixes (pancake mix, cornbread mix, gravy, instant mashed potatoes, etc.)
  • Seeds (vegetables, potatoes, etc.)
  • Popcorn kernels
  • Pastas
  • Jams and jellies
  • Pickled foods
  • Honey
  • Vitamin supplements

 

Make sure you keep all your food storage in airtight containers and store them in a safe, dry place.

 

You should also be constantly cycling through your food storage so that your food storage items stay up to date.

 

Emergency Medicine

image-of-a-spilled-bottle-of-pills

 

Medicine has a general shelf life of about 12 to 60 months.

 

Because of this, you can only really keep a medicine supply in the house for a year or 2. More than that and your medicine supply will start losing its effectiveness and potentially be harmful to consume.

 

Use and update your medicine cabinet accordingly. Don’t let any items get too out of date.

Here’s a list for all the basics you want in your medicine cabinet at all times:

  • Pain reliever
  • Antihistamines
  • Anti-itch ointment
  • Antibiotic cream
  • Antacids
  • Aspirin
  • Moleskins for burns and blisters
  • Decongestants
  • Thermometer
  • Cough drops
  • Eyedrops
  • Allergy medicine
  • Laxatives
  • Antiseptic
  • Aloe Vera gel
  • Sunscreen
  • Antifungal cream

 

Emergency Light

image-of-a-flashlight

 

In the case of a power outage, you’ll need to do something for light.

 

Have some plain candles and matches for when you need light in an emergency.

 

Get flashlights too and keep them throughout the house in case of a power outage. Don’t forget to keep extra batteries for the flashlights around.

 

It’s also a good idea to get some lanterns that you can then set up in the house should you be without light for a while.

 

Emergency Alert

image-of-an-alarm-clock

 

There are many ways to stay alerted to any and all emergencies.

 

Smoke detectors throughout the house will let you know if a house fire breaks out.

 

Using a dependable weather reporting apps can keep you posted about wildfires, earthquakes, and storms in your area.

 

You can set up your house with a home security system to alert you of break ins and trespassers.

 

There are also emergency alert devices you can carry around with you in case you run into trouble and need to call for help.

 

Some emergency alert devices are specifically designed as medical alerts for the elderly or for people with specific medical conditions.

 

You can find some of the best emergency medical alerts at ConsumerAdvocate.org.

 

Emergency Kit

image-of-a-girl-with-a-big-yellow-backpack

 

You should keep an emergency kit in your house, in your car, and in any purse, bag, or backpack you carry around with you during the day.

 

You should also always travel, hike, and bike with an emergency kit on hand, just in case.

 

A basic emergency kit contains the following items:

  • Water
  • Food
  • Radio
  • Flashlight
  • Extra batteries
  • First aid kit
  • Whistle
  • Duct tape
  • Maps
  • Backup cell phone
  • Sanitizer
  • Matches

 

Car Emergency Kit

emergency-car-kit

 

You need to have a roadside emergency kit in your car at all times.

 

A car emergency kit can help you if your car breaks down, if you get stranded somewhere, if you get into an accident, or if you get caught in dangerous weather conditions.

 

Pack your car emergency kit with items that will help you and help your car.

 

A good car emergency kit includes:

  • Spare tire
  • Tire changing kit
  • Tire pressure gauge
  • Cat litter
  • Tow chain
  • Shovel
  • Reflective tape, triangles, or glow sticks
  • Car emergency escape tool and plan
  • Car tool kit
  • Antifreeze
  • Jumper cables
  • Brake fluid
  • Power steering/transmission fluid
  • Electric fuses
  • Extra fuel
  • Windshield washer fluid
  • Fire extinguisher
  • Swiss army knife
  • Flashlight and batteries
  • Rope
  • Rain poncho/umbrella
  • Whistle
  • Flares
  • First aid kit
  • Food
  • Water
  • Blankets
  • Gloves
  • Spare coats or jackets
  • Tissues
  • Wipes
  • Hand sanitizer

 

Read more about what to put in a car emergency kit in “5 Great Emergency Kit Items to Keep in Your Car.”

 

Get your emergency kits packed into two containers.

 

One bin can hold all the emergency items you might need for the car while a backpack can hold all the emergency supplies you might need.

 

A winter emergency kit needs to include some additional items.

 

Have a separate emergency kit prepared for when winter comes around.

 

You’ll want to keep the following additional items in your winter emergency car kit:

  • Shovel
  • Windshield ice scraper
  • Tow rope
  • Window breaker
  • Seatbelt cutter
  • Blankets
  • Hand warmers
  • Wireless phone chargers

 

Emergency Survival Kit

image-of-a-man-in-the-wildernesss-with-a-backpack

 

A survival kit is necessary in cases where you might have to survive in the wild for a few days.

 

You might have to use a survival kit if your car breaks down and you get stranded in the middle of nowhere, or if you’re hiking and fall, get injured, or get lost.

 

Here are some of the things you should keep in a basic emergency survival kit:

  • Water
  • Food
  • Flashlight
  • Batteries
  • Radio
  • First aid kit
  • Medications
  • Swiss army knife
  • Sanitizer
  • Matches
  • Emergency documents like medical records and contact list
  • Blanket
  • Tarp
  • Map
  • Compass
  • Flares
  • Whistle
  • Rain poncho

 

Emergency Medical Kit

image-of-the-contents-of-a-first-aid-kit

 

To prepare for a medical emergency you want to be as ready as you can for anything.

 

This includes burns, cuts, scrapes, bug bites and stings, splinters, sprains, pulled muscles, dislocated joints, and broken bones.

 

You also want to be prepared for illnesses like fevers, vomiting, diarrhea, nasal congestion, coughing, sore throats, pain, rashes, and allergies.

 

Keep your medicine cabinet and a medical kit you can quickly take on the go stocked with the basics.

 

Don’t forget to keep an emergency contact list and important medical information on a sheet of paper in your emergency medical kit.

  • Bandages
  • Bandage tape
  • Plastic gloves
  • Disinfectant wipes
  • Arm sling
  • Mini print outs for basic medical instructions like CPR
  • Tweezers
  • Small flashlight
  • Thermometer
  • Antibiotic cream or gel (like Neosporin)
  • Anti-itch ointment
  • Antihistamines (like Benadryl)
  • Pain killers (like Tylenol)
  • Antacids (like Pepto-Bismol)
  • Aspirin
  • Moleskin for burns and blisters

 

Earthquake Emergency Kit

image-of-a-crack-in-the-ground

 

Earthquakes aren’t common everywhere, but if you live where earthquakes are common, you should be prepared.

 

There are ways you can prepare for during the earthquake and afterward as well.

 

Install earthquake furniture anchors and straps in your home to keep furniture from toppling over and breaking things during an earthquake.

 

Be prepared for the duration of an earthquake by having an earthquake safety plan set up for what you’ll do in case of an earthquake.

 

Pick a designated safety spot in each room of your house. This spot should be under a table, under an archway where nothing can fall on you, or against an interior house wall that doesn’t face windows or anything that could fall on you.

 

The main thing you want in your safe spot in each room is to be able to take cover so nothing falls on you during the earthquake.

 

If you have pets, small children, or anyone that might need assistance during an earthquake, practice your safety plan with them and assign someone in the house to be in charge of looking out for them.

 

Practice what to do during an earthquake in all kinds of scenarios. Have a plan for what to do if you’re outside, in the kitchen, or in the car when it happens.

 

At home you can have a spot you know you can go to for cover, in the car, know you should slow down, stay in your car, and make sure you’re in a clear area where trees, buildings, or powerlines can’t fall on you.

 

Keep earthquake hazards to a minimum in your house by bolting tall furniture to the floor and walls and making sure the latches on all cupboards are strong and won’t open easily.

 

After an earthquake, check yourself and everyone else for injuries and treat anyone that needs it.

 

Check the house to put out any fires that might have broken out because of the earthquake. For example, a candle might have fallen off the end table.

 

Make sure the gas in the house is turned off and fix any potential fire or exit hazards the earthquake might have created.

 

Turn on the radio or local news to stay updated on what’s happening. They will be able to keep you posted on whether more tremors are coming and have instructions on what you can do.

 

You should also try and keep the emergency lines open for life threatening emergencies only.

 

If your house is no longer safe to stay in after the earthquake then you should get everyone out of the house immediately, and have an emergency housing plan set.

 

Talk with family members in and out of state about your emergency plan so you know where you can go in case you have to leave your house due to an earthquake.

 

In this case, you’ll want to enact your evacuation plan.

 

Hurricane Emergency Kit

satellite-image-of-a-hurricane

 

Hurricanes are another natural phenomenon that can sometimes cause emergency situations.

 

Create a survival kit for your family that can last you at least 72 hours in case of a natural disaster.

 

The food you pack in a hurricane survival kit need to be able to last you at least 3 days. You also want this food to be non-perishable and not require preparation, heating, or refrigerating.

  • Non-perishable foods
  • Water
  • First aid kit
  • Toiletries
  • Feminine supplies
  • Hand sanitizer
  • Bedding
  • Clothes
  • Rain gear
  • Sturdy shoes
  • Flashlight and batteries
  • Emergency cash
  • Tool set
  • Tent
  • Matches or a lighter
  • Hand warmers

 

Tornado Emergency Kit

landscape-image-of-a-tornado

 

For people who live in tornado zones, you should be familiar with the National Weather Service (NWS) and when they issue tornado warnings or a tornado watch.

 

If your community is already familiar with tornados, then they probably have a text alert or siren system set up to let you know when tornado storms are developing.

 

Have a designated tornado shelter set in place for you and your family to use in case of a tornado.

 

A good tornado shelter is usually in a basement, storm cellar, or an interior room in the house that doesn’t have windows like a closet or bathroom.

 

Teach everyone in the household what to do in case of a tornado and where they should go for shelter. Practice running tornado drills so everyone is sure they know what to do.

 

You can also prepare in advance for tornados by reinforcing your home. Reinforce your house with storm windows, storm doors, and a secured foundation.

 

If your house doesn’t have a basement, you can install a storm cellar near your house.

 

Tornados can be devastating.

 

Fit your storm cellar or basement so that it’s prepared to keep you safe and sheltered for a matter of days. Be prepared for the light and utilities to potentially go out during the storm.

  • Nonperishable food that doesn’t need preparation
  • Water
  • Masks to protect you from dust
  • First aid kits
  • Medicines
  • Emergency toilet
  • Toilet paper
  • Wipes
  • Hand sanitizer
  • Bedding
  • Clothes
  • Radio
  • Battery-operated Lights

 

72 Hour Emergency Kit

image-of-the-contents-of-a-survival-bag

 

72 hour emergency kits are kits that you pack now and have ready in case of an emergency.

 

A 72 hour kit is meant to help you survive for at least 3 days. So everything you put into it should keep this in mind.

 

Think of it like packing for a 3 day sleepover in the wilderness. With this mentality, you’ll be able to pack your 72 hour kit with everything you could ever need in case of disaster.

  • Nonperishable foods
  • Water
  • Fresh clothes
  • Sturdy shoes
  • First aid kit
  • Medications
  • Sleeping bag
  • Tent
  • Fire starters
  • Flashlights
  • Extra batteries
  • Radio
  • Hand sanitizer
  • Shovel
  • Tool kit
  • Swiss army knife
  • Rain gear
  • Duct tape
  • Tarp
  • Rope
  • Solar power pack
  • Whistle

 

Read more about emergency funds and why you need one in “Why You Need an Emergency Fund” and “The Importance of an Emergency Fund.”

 

Planning for emergencies doesn’t mean you are living in fear.

 

Being prepared for emergencies helps give you peace of mind now and makes hard situations a lot easier on you later.

 

A house fire, for instance, can be devastating, but if you already had a fire safety plan in place than you and your household can be safe and mitigate now to decrease losses later.

 

You should financially prepare for emergencies too!

 

Prepare for any financial emergency by creating and maintaining a healthy emergency fund.


Sources


Dental Brothers. “7 Reasons Why You May Need an Emergency Dentist Appointment.”

Viral Rang. “Urgent Care Vs. Emergency Room: Your Guide for Which to Use,” by Mohamed Ibrahim.

Ready.gov. “Build A Kit.”

Advance Survival. “Car Emergency Kit: A Detailed Checklist for Basic, Advance and Pro Car Survival Kits,” by Edward Mark Johnson.

RedCross.org. “Survival Kit Supplies: Is Your Emergency Preparedness Kit Ready?”

CDC.gov. “Emergency Supplies for Earthquake Preparedness.”

VCFD.org. “Earthquake Preparedness.”

E Medicine Health. “First Aid Kits – 33 Essentials to Prepare for Emergencies,” by Ron Fuerst and Charles Patrick Davis.

National Weather Service.

Healthy Snacks

BANNER_Healthy-Snacks

Is snacking good for you? That depends on how you snack.

Explore this Guide:

 

Healthy snacking means you still have to count the snacks you eat toward your daily calorie and nutrient intake. Otherwise you’ll be eating more than you need each day.

 

There doesn’t seem to be a direct correlation with the frequency you eat, the intervals you eat, or the times that you eat with health or weight loss. Diet health is more about what you eat and how much you eat.

 

So snacking is bad when it makes you eat more than you need during the day and when your snacks fill your daily diet with way too much of something, like too much sugar, sodium, or fats.

 

But snacking is good for you when it helps you eat less overall and when it helps you intake more healthy foods like veggie sticks.

 

What Nutrients Do I Need Each Day?

 

Our bodies need nutrients to function and to live.

 

There are even daily amounts of each nutrient that we are supposed to eat each day.

 

Nutrients Daily Recommendations
Fruits 1-2 cups
Vegetables 2-3 cups
Grains 5-8 ounces (5-8 slices of bread or 2 1/2-4 cups of rice or pasta)
Proteins 5-6 1/2 ounces (5-6 1/2 eggs or 5-6 1/2 tablespoons nut butter)
Dairy 3 cups

 

You need these nutrients every day. Healthy snacks can help you meet these daily nutritional requirements.

 

It is a tempting part of our food culture to grab carbs, starches, and sugars when we feel hungry or snackey. These foods might make you feel immediately full or energized, but they’ll make you feel more lethargic in the long term and you’ll get hungry again sooner.

 

Learn to stop thinking of breads and starches as the main way to get full and energized. The actual way to get satisfied and energized is to have a portioned and balanced diet.

 

Prepare for Eating Healthier

 

There are some things you can do to make eating healthier snacks on a regular basis easier.

 

Get reusable storage containers and bags for your snacks.

 

Get containers to organize the produce in your fridge better.

 

Get bento boxes and pack yourself a snack each day even if you’re at home. Bento boxes are a great way to help with portion control for snacks.

 

Get used to snack prepping. Make your life easier by setting aside time to prepare your healthy snacks to make them just as accessible as a bag of chips.

 

You can also have your snacks for the day in a bento box, divided food storage container, or portioned out in different baggies. This can help you better visualize your snack portions and keep you from overeating on snacks each day.

 

If you have a grab and go equivalent with healthy options packed inside then when you’re hungry and need to snack on something, you can skip the preparation and just grab your snack container full of healthy options.

 

Healthy Snack Ideas

 

One of the best ways to make a snack is create a combo snack pack.

 

A healthy snack has a blend of grains, produce, and protein.

 

Grains that make great snacks:

  • Crackers
  • Pretzels
  • Bread
  • Granola
  • Oatmeal
  • Popcorn

 

Produce that makes great snacks:

  • Kiwi
  • Pineapple
  • Bananas
  • Oranges
  • Carrots
  • Peas
  • Grapes
  • Celery
  • Cucumber
  • Berries
  • Raisins
  • Dehydrated fruit chips
  • Apples
  • Sliced peppers
  • Mini tomatoes

 

Protein that makes great snacks:

  • Yogurt
  • Nuts
  • Cheese
  • Healthy dips
  • Peanut butter
  • Nut butters
  • Pepperoni
  • Tuna
  • Deli meat
  • Tuna salad
  • Chicken salad
  • M&Ms
  • Chocolate, peanut butter, or white chocolate chips
  • Boiled eggs
  • Jerky
  • Chickpeas
  • Seeds, pumpkin seeds, sunflower seeds
  • Edamame
  • Dark chocolate
  • Salmon

 

Pick 1 grain, 1 protein, and 2 produce items and your snack combo is complete!

 

1. Cheeseboards

cheeseboard

 

Snacking on a cheeseboard doesn’t have to be complicated. All you need are a few things you love that would normally go on a cheeseboard and you have yourself the perfect healthy snack blend!

 

The most common cheeseboard combo snack includes grapes, cheese slices or cubes, and healthy crackers.

 

2. Dip with Healthy Dipping Options

dip-and-healthy-dipping-options

 

Your dip doesn’t have to be the healthiest dip choice in the world if you’re pairing it with healthy fruits and vegetables you wouldn’t normally snack on.

 

But there are also plenty of healthy dip options out there that are incredibly delicious.

 

There are endless recipes for equally healthy and delicious dips like hummus, aioli, salsa, baba ghanoush, guacamole, and so many more.

 

3. Mini Sandwiches

mini-sandwiches

 

Make yourself some yummy and healthy mini sandwiches to eat as quick and easy snacks!

 

A standard sandwich usually includes 2 slices of bread and some kind of interior. But all that bread makes your snack a bit closer to a meal.

 

If you want to spend less calories and get more healthy fruits and vegetables into your day, try using slices of cucumber or apple as the bread of your mini sandwich.

 

For examples, you could get 2 flat slices of apple and put nut butter and granola in the middle for a tasty and wholesome snack.

 

4. Make Your Own Trail Mix

trail mix

 

Have you ever had a problem where your bag of trail mix ends up with a pile of one thing leftover at the end because you don’t like that part of the trail mix as much as the rest?

 

Don’t waste a single part of your trail mix by making your own personalized trail mix blend.

 

You can add only the nuts you like, some seeds, dehydrated chips, and a little treat of your choice.

 

A lot of trail mixes have M&Ms, but maybe you’d rather have coconut shreds or chocolate chips. It’s all up to you!

 

5. Healthy Cookies

healthy cookies

 

Believe it or not, healthy cookies do exist. The trick is to experiment with different healthy cookie recipes until you actually find one you like.

 

Healthy cookies sneak healthy ingredients into the recipe while minimizing or avoiding the use of unhealthy ingredients like tons of sugar.

 

All you have to do is take a chance on some healthy cookie recipes until you find one that tastes delicious and successfully works with healthier ingredients.

 

6. Healthy Mini Muffins

healthy mini muffins

 

Mini muffins or muffin cups can be a great way to easily make some healthy snacks.

 

With a baking tray of small cups you can make breakfast cups with scrambled eggs or whole grain cups with oatmeal.

 

Not only are healthy mini muffins good for you and easy to make, but they are also easy to grab and eat on the go.

 

7. Fruit Cups

fruit cup

 

Fruit cups are so easy to put together.

 

Just get all your favorite fruits together and chop them up the way you like best. Then add them to your favorite cup or bowl and you have a cheap, delicious, and healthy snack.

 

To really make your fruit serving delicious, you could even add a sprinkling of cinnamon sugar or a little bit of condensed milk.

 

Now your healthy snack has turned into a healthy dessert!

 

8. Wraps

wraps

 

There are lettuce wraps, tortilla wraps, roll ups with just cheese and your favorite deli meats, and so much more.

 

Wraps can include anything you like to eat in wrap form. And wraps don’t have to be big.

 

Make some healthy mini wraps to snack on when you just need to eat something light but with lots of nutrients wrapped up inside.

 

9. Chia Pudding

chia pudding

 

Just because you’re trying to make healthier food choices, that doesn’t mean you can’t still enjoy a delicious cup of pudding.

 

Chia pudding is a great healthy alternative to sugar-dense puddings, and are equally delicious.

 

There are also thousands of chia pudding recipes available online with every flavor imaginable.

 

10. Energy Balls

energy balls

 

Energy balls are an easy no-bake snack you can quickly make yourself.

 

All you need is a blender to blend the recipe together. Then form balls with your hands and store them in a container in the fridge.

 

Energy balls are often made with nut butters, pretzels, oatmeal, granola, and chocolate chips.

 

11. Smoothie Drinks and Smoothie Bowls

smoothie bowl

 

Smoothies are a delicious way to sneak superfoods into your diet.

 

You can even dress up your smoothies by creating delicious smoothie bowls!

 

The key to a great smoothie bowl is the thickener. A good way to thicken your smoothie for a smoothie bowl is to add lots of frozen banana chunks.

 

Then add whatever you want on top like, granola, shredded coconut, a drizzle of your favorite nut butter, or some chopped up fruits.

 

12. Healthy Ice Cream

healthy homemade ice cream

 

Did you know you can make healthy ice cream?

 

Blend up frozen bananas along with your favorite fruit, freeze it in the fridge, and you’ll get a delicious fruity ice cream!

 

13. Homemade Granola Bars

homemade granola

 

Homemade granola and homemade granola bars aren’t nearly as difficult to make as you might think.

 

Granola bars make such an easy snack, but store bought granola bars often have a lot of preservatives and things you just don’t need in your daily diet. Especially when making your own homemade granola bars is so easy.

 

You just need to mix a granola mixture with a sticky wet mixture (like honey and peanut butter) and format them in a baking tray. Then you bake the tray and enjoy your healthier, customized, homemade granola bars.

 

14. Fancy Toast

fancy toast

 

Take an extra moment to make your toast a little fancier than normal.

 

Instead of settling for a simple spread of butter, get out the nut butters, fruits, nuts, and anything else you like to decorate your toast.

 

For instance, you could spread some nut butter, and then create a pattern with sliced strawberries and bananas.

 

You can make fancy toast with more than just bread too. You can do the same thing with your favorite flavors of rice cakes!

 

15. Healthy Homemade Chips

homemade chips

 

Chips are fun and tasty but they can be expensive for your wallet and for your health.

 

Bypass the expense and the calorie guilt by making your own chips at home.

 

Homemade chips are just thinly sliced and baked potatoes. But you can also do the same thing by thinly slicing other foods and baking them in the oven.

 

16. Fancy Popcorn

popcorn

 

Popcorn is a really great snack. It’s very low on calories so you don’t have to feel guilty about eating lots of popcorn.

 

Make your popcorn a little more interesting by adding some flavoring.

 

You can flavor your popcorn in so many ways. You can make both sweet and savory popcorns! If you need ideas, there are plenty of flavored popcorn ideas online.

 

Healthy Snacks For Kids

 

Children love snacks. Many kids are also picky eaters, or like to eat in smaller amounts throughout the day rather than eating large meals.

 

Whatever kind of kid you have, no doubt you’d love to have some great healthy snack ideas for them.

 

Kids and teenagers need lots of healthy nutrients for their growing bodies. So make sure you’re providing healthy, nutrient-rich snacks for them throughout the day.

 

They need calcium, fiber, protein, and complex carbs so they can grow up healthy and strong.

 

Healthy snacks will also give your kids more energy and help them feel less moody throughout the day.

 

Healthy Snacks to Buy

 

Not everyone has time to make homemade snacks all the time. Luckily, there are still plenty of healthy snacks to buy.

 

When buying healthy snacks, it’s important to keep an eye out for certain things.

 

Something can be labeled as “healthy” on the outside of a box while hiding ingredients you want to avoid.

 

Make sure you look at the serving size. Sometimes the serving size is much smaller than you would realistically want to eat. You want to buy snacks that have a serving size that makes sense for the realistic snack portions you’ll want.

 

Make sure you check the Nutrition Facts. On the Nutrition Facts label, you want to have less saturated fats, trans fats, sodium, and added sugars. Meanwhile, you want higher numbers for fiber, vitamins, calcium, iron, and potassium.

 

On the Nutrition Facts label, you’ll also find a column for % Daily Value or % DV. This tells you how much of the daily amount you should have of each nutrient is present in this snack. A 5% daily value is considered low and a 20% daily value is considered high.

 

Nutrients Daily Value Daily Value Goal
Saturated Fat 20g Less than
Sodium 2,300mg Less than
Dietary Fiber 28g At least
Added Sugars 50g Less than
Vitamin D 20mcg At least
Calcium 1,300mg At least
Iron 18mg At least
Potassium 4,700mg At least

 

Under Daily Value Goals, “Less than” means that you should try and have less than the Daily Value listed in grams. “At least” means that you want to have at least that much or more each day.

 

Trans fats and sugars don’t have Daily Values because it’s not recommended that you make consumption of trans fats or sugars a priority in your daily nutrition.

 

Healthy Snacks For Work

 

The trick to getting healthy snacks for work is preparing snacks ahead of time in useful containers like bento boxes, food containers, and reusable snack bags.

 

By having handy snack containers you can turn healthy snacks that need some preparation into healthy grab-and-go snacks.

 

You can even take a moment during the weekend to prepare a week’s worth of snacks in your containers so during the week you can grab your prepared healthy snacks and go.

 

Healthy Late Night Snacks

 

Every once in a while, you need a late night snack.

 

You might have to stay up late to finish a paper or get work done, and need an extra picky-me-up to get you through the night.

 

When you’re tired and hungry it might be easy to reach for sugary foods and caffeine to keep yourself energized when it’s late.

 

But there are healthier options out there for you than a bag of sugar and sodium packed chips and caffeinated sodas.

 

In fact, some snacks can even help you sleep better.

 

Snacks that help you sleep:

  • Salmon
  • Turkey
  • Honey
  • Bananas
  • Kiwi
  • Nuts
  • Seeds
  • Avocado
  • Cherries
  • Yogurt
  • Whole grain toast

 

Ideally, try and keep late night snacks to around 200 calories or less.

 

You don’t want to eat too much in the middle of the night because laying down when your stomach is full of starch-heavy foods can make it difficult to sleep or cause uncomfortable indigestion.

 

Healthy Snacks For Weight Loss

 

Want to lose some weight? Then you want to fill your pantry with snacks that can help with your weight loss goals.

 

These will include snacks that can boost your metabolism, give your body the nutrients you need, and have low calorie levels.

 

Vegetables are the best healthy snacks for weight loss.

 

Fruits are the second best healthy snacks for weight loss.

 

Proteins are the third best health snacks for weight loss.

 

Try to exclude grains from your snacks as much as possible. Grains are still an important part of your daily diet, but when you want to lose weight, you want vegetables and leafy greens to take the main stage.

 

Popcorn is the best low calorie snack. So when you really need to munch on lots of snack, try to pick some popcorn or vegetables.

 

Healthy Sweet Snacks

 

You don’t have to forsake your sweet tooth to be healthy. There are plenty of healthy snack options that are sweet too.

 

Here are just a few sweet healthy snack ideas you can use to keep your sweet tooth satisfied:

 

  • Healthy baked goods like muffins, bars, loaves, cakes, and cookies
  • Nut butters
  • Honey
  • Oatmeal with sweet add-ins like berries and fruits
  • Berries
  • Fruits
  • Yogurt with sweet add-ins like berries and fruits
  • Healthy ice cream
  • Jams
  • Sweet salads
  • Dried fruits
  • Sweetened popcorn
  • Bark bars
  • Dark chocolate
  • Chia puddings

 

The Best Snack Containers to Buy

 

Eating healthy snacks often only works if you are prepared for healthy snack prep and storage.

 

With these storage items you can organize and keep all your produce fresh and easily pack your snacks for later.

 

image of stasher reusable bag

Stasher Reuseable Bags

 

image of divided food container

Prep Naturals Glass Snack Storage Containers

 

image of food storage

Airtight Storage Containers

 

pantry organizers

Stackable Pantry Organizers

 

fruit storage

Produce Countertop Storage

 

produce storage

Produce Fridge Storage

 

In Conclusion,

 

You don’t have to give up snacking to be healthy.

 

There are more than enough healthy snack options available to keep your fridge and pantry stocked with healthy snack choices.

 

You want information on nutrition, sickness, health, fitness, and overall wellness, but many sites geared toward these topics are full of opinions rather than straightforward facts.

 

You don’t want to hear about the latest trends, you just want to know the simple facts around health.

 

Here are some of the best health websites to give you the facts you need:

 

You can also subscribe to most of these websites to get updates and newsletters to help you live your healthiest life.


Sources


Carmy: Run Eat Travel. “Easy Healthy Meal Prep Snack Ideas,” by Carmy.

LifeHack.org. “25 Healthy Snacks for Work: Decrease Hunger and Increase Productivity,” by Julia Whelan.

Delish. “44 Healthy Snacks That Will Get You Through The Work Day: Say bye to mid-day hanger,” by Madison Flager.

Healthline. “33 Healthy Office Snacks to Keep you Energized and Productive,” by Lizzie Streit.

FDA.gov. “How to Understand and Use the Nutrition Facts Label.”

SleepAdvisor.org. “The 17 Best Healthy Late-Night Snacks for Your Diet,” by Raina Cordell.

41 Staycation Ideas

Staycation-Ideas

As summer comes around each year, you might start feeling the familiar urge to take a vacation.

Vacations are good for the mind and spirit, but they aren’t always good for your wallet. The costs of airplane tickets, car rentals, gas, hotel rooms, food, eating out, and souvenirs all add up really fast. If you aren’t careful, a vacation can end up being a huge investment just for some quality rest and relaxation.

For a vacation to be most effective, you need it to be as stress-free as possible. Taking a vacation that you can’t actually afford or that will push you further into debt will disrupt your financial stability and leave you feeling more stressed than before.

To reap the many benefits of a vacation without the huge price tag, consider taking a staycation.

What is a Staycation?

A staycation is a vacation where you don’t go anywhere. Instead of going away for vacation, you stay where you are! Hence the name, “stay”cation.

Vacations can be hard to fit into our busy lives. It’s difficult to take enough time out to go through the entire process of packing and traveling somewhere in order to relax and have fun. Not to mention that traveling for vacation can often make your vacation feel a little more chaotic than you want and be more expensive.

That’s why opting for a staycation can be the solution to all your problems. On a staycation, you don’t have to pack, travel, or spend any money! Or at least not nearly as much money you spend traveling and on souvenirs and food when you go away for vacation.

Your backyard is someone else’s dream vacation! Stay where you are, but instead of going on with your normal routine, act as if you are on vacation.

Staycation Ideas

A staycation requires looking at your local community with a new set of eyes. This is great when looking for staycation ideas. What are the activities and events that you’ve never really considered trying out? When people visit from out of town, where do they go?

Many of us live in a paradise without realizing it. For example, if you live near the Rocky Mountains, then you’re just a few miles away from a breathtaking wilderness unlike any other in the world.

But you don’t have to live near any vacation hotspots to have a good staycation. Here are some ideas to consider, no matter where you live:

1. Book a Nearby Hotel or Airbnb

Sometimes you just really need to get out of the house for a while. It might be worth it to book a few nights at a local hotel just so you can have the complete vacation experience.

By booking a nearby hotel you can cut on travel costs but still enjoy the luxury amenities that hotels provide, like room service, breakfast, and great nearby hangouts within walking distance.

Pull up Airbnb and start browsing the local rentals available. You might be surprised by the great Airbnb locations you have close by!

2. Swap Houses with a Friend

Another cheap way to get the relocation experience without going very far or spending too much money is to just swap houses with a friend! Find someone else who could use a change and switch houses with them for a few days.

You might even find a friend with a house that’s better than yours or with new features your own house doesn’t have. For instance, maybe you have a pool but your friend has a decked out theater room that’s great for watching movies. You’ll be surprised by how much a simple change will make you feel like you went away on vacation and give you that same, refreshing, “ready-to-be-home-again” feeling you get from going away for a while.

3. Swap Bedrooms

Even in your own house, you can make refreshing changes to help rejuvenate your mood. Bedroom swaps can even be permanent if you want since the change is in your own house.

The key to a great staycation is to change up your routine. Swapping bedrooms is a great way to change routines, while also refreshing an old space to feel like new.

4. Rearrange the Furniture

If you aren’t too set on your current arrangements, you could rearrange the things in your house to refresh the space. There’s a possibility your house could use a fresh makeover anyway.

The difference here is that you’re actually taking time off from work and other obligations to focus on re-envisioning your space. Take a few days off and allow yourself to simply focus on this one thing. Once your done, you can sit back, relax, and enjoy a whole new house just from decorating and rearranging.

5. Visit Local Museums

No doubt, there’s a local museum you’ve never been to. Change that during your staycation! Look up what local museums are in your own city and go visit them. You might learn something new or gain a new favorite pastime.

By learning all about everything in the museum you can become your own museum guide. Then you can take all your friends to the museum and be an expert at showing them around. Before this though, it’d be a fun idea to actually go through the museum with an actual tour group. That way you’ll get the full tourist experience and not miss any of the fascinating details.

6. Local Visitor’s Centers

Call your town’s local visitor’s center and ask for ideas! Many places have one and the people working there will know all about where to go and what to do right near you. Some visitor centers you can also visit to pick up brochures and maps of your local area.

7. Try a New Restaurant

Eat at a restaurant you’ve never been to before. In our own hometown’s we can easily get into ruts. It can be hard to break your routine when you know what you like. But the vacation experience is all about new and unfamiliar experiences. Take a leap and change things up by choosing a restaurant you’ve never been to before for dinner.

8. See a Play

Go see a play near you. You don’t have to go to Broadway or a major city to catch a live production. There could be theater performances happening nearby! Traveling Broadway productions also pass through many towns. There might be a major high school or university production going on soon that you could go to while supporting your local schools.

9. Spend a Day Downtown

If you’re bored with your own downtown, then visit the downtown of a nearby town instead. Spend the day walking around, enjoying the city, shopping, and eating at new places.

10. Visit a Nearby Campus

If you have a university nearby then you’ll have a wealth of things to do. You can take a tour of your local university to learn more about it. You can also go to events and shows on campus. They might have some free courses for the community as well. Find the event calendar on the university’s website and take advantage of events, lectures, concerts, shows, and more.

11. Backyard Staycation

Instead of going through the hassle of going somewhere far away for vacation, just go to your own backyard.

A backyard staycation is when you transform your own backyard into a relaxing oasis or a fun party-zone. There are tons of things you can do to make your backyard staycation-worthy. You could install some new amenities like a hot tub or a pool. You can even get a temporary pool that’s less expensive just for this occasion.

Invest in some nice lawn furniture to lounge in and put up some great outdoor lighting. Make a fire pit and roast marshmallows. Cook some barbecue on the grill. Set up a tent and go camping right outside your back door. Create a dance floor and have your own dance party. Set up a movie projector and have an outdoor movie night. Go stargazing.

The possibilities for what you can set up in your own backyard are endless.

12. The Kitchen Summer Staycation

Summer Staycation is a TV show from Food Network. They go over different dishes and recipes from all around the world that you can make from home. With all their great recipe videos, you can make foods that make you feel like you’re traveling the world.

13. Beauty Staycation

For some heavy-duty relaxation time plan lots of spa things to do. You don’t have to spend hundreds of dollars on treatments at an actual spa. Instead, get your own spa stuff and start relaxing and pampering yourself from home. You can find all kinds of fun home, DIY spa ideas online or on Pinterest! Here are just a few example spa ideas to get you started:

  • Face masks
  • Massage rollers
  • Manicure and pedicures
  • Do a full body face mask in the shower
  • Use bath salts and oils for an extra relaxing bath
  • Do a hair mask
14. Search Events Near Me

Google the phrase “events near me” and see what Google can find for you. Many local events will be listed in Google’s search engine and easy to find. You can also browse the website for your city or town and see what’s listed under “events.” You can also search for events near you on Facebook. Just log into Facebook and in the side menu where it has your name, the “Saved” tab, the “Groups” tab, and many more, you’ll find an “Events” tab listed.

15. Visit Local Parks

Almost every city has at least one park. Go visit the parks near you and see which one you like the best. You might find a new great place to play sports, take your dog on walks, go on runs, or have picnics.

16. Go Do Local Hikes and Nature Trails

By downloading the All Trails app or visiting their website, you can find hikes and trails near you. The All Trails app will even help guide you with a GPS map so you don’t get lost on the trail.

Make a goal and hit every trail near you to find which ones you love and see sights you’ve never seen before.

17. Weekend Getaways

Just do a short weekend getaway instead of going very far away for very long. Sometimes the solution isn’t to not go anywhere at all, but to just not go too far and not for too long. Shorter trips can be just as fun and rejuvenating as long ones. You can even plan a weekend getaway nearby!

18. Go to a Sports Event

Even if you aren’t really into sports, going to a sport’s event can be a fun and exciting way to get out of your comfort zone and do something new. There might even be local teams you didn’t know about that you could start rooting for.

The great thing about sporting events is that you can go with friends, walk around, and grab delicious foods from all the different vendors. Many sporting events also get broadcasted somehow. So you don’t necessarily have to leave your house to create your own at-home sporting event. Just set up a TV or projector for viewing and make all your favorite sporting event snacks and dishes yourself.

19. Build a Fort

Home forts can go anywhere. You can set a fort up in the playroom or the kids’ bedroom. You can also make a fort in the living room, or even outside. Once your master fort is complete, you can enjoy a sleepover movie night inside.

20. TV or Movie Marathon

Movie marathons are an event all by themselves. Make some yummy homemade snacks like caramel popcorn, Chex mix, cookies, and brownies. What’s great about having a viewing party at home is that you can pick whatever you want to watch!

21. Game Night

Have a game night, complete with prizes for winning rounds and unique games and challenges. You can even invite friends to participate in game night via Skype and Facetime. There are even games you can play together online. You just have to find one you can all enjoy and set up your game party.

22. Local Tours

Go on a tour in your own hometown. Just search for local tours near you and see what you can find. You might have to pay for admission, but it’s worth it. Tours often come with a wealth of new knowledge about your own town.

23. Day Trip

Take a day trip somewhere nearby. You can still consider it a staycation if you’re only gone for one day. figure out how far you’re willing to drive in one day, and search for fun places to go near you. This is a great idea for taking a day trip to a nearby city. Maybe you live close to a major metropolitan area! Don’t overcomplicate your vacation, just go enjoy the city in one day of fun.

24. Camping

Camping is a great staycation idea. You can even go camping in your own backyard or even your living room! But odds are there are camping grounds nearby that you can go to. pretend you’re from out of town and go camping at a campsite nearby. Make dinner over the fire, tell stories, and gaze up at the stars all within a 100-mile radius of your own home.

25. Take a Class

Taking a class might not seem like a vacation-worthy activity, but extracurricular classes are very different from the classes you took in school. Take a course at your local college, community center, or library. You might even find some cheap, discounted, or free classes for members of the community. Choose something new, interesting, and fun like an art class or a cooking class.

26. Volunteer

I know what you’re thinking. Volunteering doesn’t seem very relaxing. Vacation is supposed to be for fun and for some much needed you-time. But volunteering can be fun and doing service for others can give you the same mood boost that a vacation can. Forget yourself for a while and feel good about yourself through doing some local volunteering. This is also a great way to make new friends and meet some new great people.

27. Local Marketplace

Instead of going to the big chain grocery stores you usually go to, explore the local markets. Find out where the farmer’s market near you is located and go see what they have to offer. The groceries and produce you get there will be fresher, healthier, and grown nearby rather than being shipped from far away and then overcharged because of it. Not only can you save money on groceries and organic foods, but you’ll be supporting your local businesses and farmers.

Many local marketplaces also have other local vendors selling all kinds of neat things. Explore what the vendors in your local area have to offer by visiting and supporting local businesses and entrepreneurs in your town.

28. Backyard Waterpark

Set up a makeshift pool or water play yard in the backyard. You can buy yourselves a blow up pool or water slide. Or you can put down tarps and play with the hose. Fill up a giant bin with water balloons and have an all out water war!

29. Bonfire

If you don’t have your own fire pit then you could take this opportunity to make one. Or you could spend a day or an evening at your local camping grounds to have a bonfire night. Prepare some yummy tin foil dinners that you can roast over the fire. There are also lots of desserts you can make with a fire that will be extra fun to create outside together. Bonfires also create a great mood for hanging out with loved ones, singing songs, telling stories, and playing campfire games.

30. Cookouts and Barbecues

Nothing is more relaxing and rejuvenating than wonderful food. Take your staycation meals to the next level by having a cookout or a barbecue. You can make kabobs, grill foods, or roast food over the fire. There are so many delicious cookout recipes out there to choose from.

31. Bird Watching

Buy yourself some bird watching binoculars and a guide to bird watching and local bird species. Now go outside and start finding all the different types of birds found in your own local area.

32. Plant Scavenger Hunt

Pick up a guide to all the different kinds of plants that grow near you. Then go outside in your outdoor gear and start finding all the plants you can. When you find each different kind of plant snap a picture as proof that you found it. Make it a game with others and see who can find more plants.

33. Hire a Personal Chef

Who says you have to go to fancy restaurants to have fancy food? By hiring a personal chef for dinner, you can get gourmet food created just for you. The best part about hiring your own chef is that you can enjoy a 5-star meal without ever leaving your house.

34. Go on a Picnic

Pack a picnic basket and go outside to eat today. You can eat in your own backyard or you can travel a little to your favorite outdoor spot. Creating your own custom picnic basket can also be a fun way to pass the time during your staycation.

35. Eat Breakfast in Bed

One of the most luxurious feelings in the world is eating breakfast in bed. If you live alone then you might have to still prepare your own breakfast, but you can still get right back into bed to enjoy it. If you live with others than you can take turns making breakfast for each other each morning of your staycation.

36. Rent a Cool Car for the Day

A fun part of traveling for some people is getting to rent a car. Renting a car can be expensive, but if you’re only renting the vehicle for one day, then you save a lot of money. Because you’re only renting it out for one day, it’ll also be easier and more affordable to rent out a really cool car!

37. Hire a Masseuse or a Masseur

A masseuse is a woman who practices massage and a masseur is a man who practices massage. Many people who do not know this difference will often simply use the term masseuse for any person who practices massage. It comes from the French word “masser,” which means, “to massage.”

A masseuse or a masseur has studied the body and the art of massage. They have learned many technics on how to use massage to ease tension and bodily pains. Hiring a masseuse or a masseur can be a great way to get all the built up tension out of your body without having to go to an expensive resort.

38. Bike Rides

Bike rides can be strenuous or leisurely depending on what biking trail you choose and your bike ride preferences. You also want to consider safety, your level of biking skills, and the type of bike you have when deciding on a type of bike ride excursion.

Pick your bike carefully so you have the right setup for the trail you want to bike on. You could bike on a nature trail or on the road, it’s up to you! You can go for a real workout by biking several miles or biking some rougher terrain. Or you can relax a little and go for a slow and calm bike ride and maybe stop at some point for a picnic.

39. Find a Great Staycation Read

Reading can take you anywhere. Getaway during this staycation by picking up a good book. Books are also a lot cheaper than an entire vacation, but you can go just as far away. There is a genre out there for everyone. If you don’t already know what kind of books you like that’s ok! Visit your local library and test out a popular book from each genre. Don’t worry about finishing each one. Just focus on finding the types of stories that draw you in.

40. Go Berry Picking

Find local farms near you and see what kind of picking is available. In the summer, berry picking is the most common. Berry picking is fun because it gets you outside and allows you to pick your own fresh berries off the vine without having to maintain your own garden.

41. Plan a Fun Summer Challenge

Make your summer staycation last the whole summer long with a fun challenge! You can challenge yourself however you want. You could decide to make something completely new for dinner every Sunday. You could challenge yourself to hike every trail in your area. You could make a challenge to bike to an awesome nearby site or attraction. Or you could challenge yourself to do one new, fun family activity each Friday night. It’s up to you!

Staycation AZ

If you’re in Arizona then you’re going to need some staycation ideas specific to your area. Lucky for you, Arizona has some fantastic staycation options. You could spend your Arizona staycation in a rental Yurt! You could also spend a staycation nearby in any one of the many Arizona resorts.

Arizona has resort options that are perfect for kids, families, and couples. They also have some of the best golf resorts for the avid golfer.

Arizona is also a state full of natural wonders and sites to see. There is the Fossil Creek Wilderness, the Water Wheel Falls, and the Tonto Natural Bridge just to name of few of Arizona’s natural wonders.

Staycation Phoenix

Phoenix is the capital city of Arizona. If you live in Phoenix Arizona, don’t bother going far away on vacation. Phoenix already has everything you need for a perfect vacation.

The city of Phoenix has a number of beautiful resorts and hotels for you to choose from. There are also countless tours and excursions to sign up for like the Desert Wolf Tour and the Rainbow Ryders hot air balloon rides.

You can also be your own guide at any of the many hikes near Phoenix, like the Echo Canyon Trail, the Piestewa Peak Summit Trail, Cholla Trail, or Camelback Mountain.

Staycation NYC

Like we’ve said before, your own city could be another person’s dream vacation. If you live and work in New York City than it might not seem so wondrous to you anymore. Gain that wonder back by seeing the sites of New York you’ve never taken the time to see before.

You could visit New York’s Botanical Garden, sail on the Hudson River, visit any of the iconic NYC restaurants, take a helicopter tour of the city, plan a day trip on Long Island, visit any of the museums or art galleries, catch a show, hike Forest Park, or walk Central Park.

Florida Staycation

Beach vacationers who live in Florida have it made in the shade. Instead of going out of state for some beach fun, just visit any number of the many Florida beaches already near you. You could go to Key West, Amelia Island, Key Largo, Marco Island, explore the city of Tampa or St Petersburg, or visit the manatees in Homosassa.

Staycation Dallas

Dallas is a city exploding with tourist attractions. Dallas has the Perot Museum of Nature and Science, the Dallas Arboretum and Botanical Garden, the Dallas World Aquarium, White Rock Lake, Six Flags, Reunion Tower, the Dallas Zoo, and many beautiful parks and trails. Spending your staycation in Dallas is sure to not be boring.

Staycation Los Angeles

The biggest attraction in Los Angeles would probably be Disneyland. But there is a lot more to do in Los Angeles as well. There are museums like the Los Angeles Zoo, Griffith Park, Echo Park, Runyon Canyon Park, Universal Studios Hollywood, the California Science Center, and the Cathedral of Our Lady of the Angels.

Staycation Near Me

Finding a staycation near you might not be so easy though if you don’t live in or near a major city with lots of tourist attractions to choose from. But finding what is available near you isn’t hard at all. To find fun staycation ideas near you just follow these steps:

Step 1: open up Facebook. In the menu select “Events” and browse the Facebook events near you.

Step 2: google “events near me” and browse the list of events Google has.

Step 3: google the phrase “attractions near me,” “sites near me,” or “things to do near me” and you’ll find trails, museums, parks, and all kinds of nearby activities near you.

Step 4: Plan a day or weekend trip to your nearest major city.

Plan a Successful Staycation

In order to truly get the most out of your staycation, you’ll want to keep a few important tips in mind.

First think about what your goals are for this staycation. What are the most important things you want to get out of your staycation? It might be saving money, relaxing, having fun, bonding with loved ones, getting a break from work, or a mix of these goals.

It’s important to have some solid staycation goals because if your primary goal is to relax, then planning one activity after another won’t work for you. Instead, you’ll want to plan more downtime for reading, napping, lounging, and sunbathing.

The next important step in planning a staycation is to make sure you put work away completely. This is especially important for staycations because you don’t have the added distance from work and home to keep you from doing business. Set up automatic messages to respond to anyone who might try and contact you while you’re away and then set everything on the do not disturb setting. Explain on your message that you are away on vacation, when you’ll be available again, and where or how to contact you in case of an emergency that cannot wait.

While the whole point of a staycation is to “stay put,” feel free to expand your horizons to include anywhere that you can drive to in just a few short hours. The cost of gas and time it takes you to drive an hour away to see a beautiful site or do something really fun will still be a lot less than if you were to go out of state for the same thing.

When you’re planning your staycation itinerary, don’t forget to leave plenty of room for spontaneous activities and down time. Don’t pack so much into your day that you don’t have time to enjoy the unexpected or time to shut off your brain and do nothing for a while.

Planning a staycation is simple and easy. With a Check City Prepaid Debit Card you can make staycation planning even easier by giving yourself a vacation allowance on your prepaid debit card. That way you’ll be sure to not overspend as you enjoy the local sites and attractions your own city has to offer.

Summer Quotes

Summer-Quotes

Use this summer to find balance. Whether that’s inner balance, work-life balance, or a more balanced budget.

Explore the Best Summer Quotes:

Summer is the perfect time of year to find new balance in your life. The year is now well underway and it’s time to reassess our yearly goals, get remotivated, and find more balance in every aspect of our lives.

Summer is also a time of fun, relaxation, and family bonding time. During the summer you might go on vacation or enjoy a relaxing staycation. Either way, be sure to get your rest this summer and find a way to enjoy yourself a little before the cold fall and winter months begin.

Short Summer Quotes

Sometimes you just need a quick, short summer quote! Short summer quotes are great for going on cards or for leaving a happy little note for someone to find. Try writing one of these fun, short summer quotes on a bathroom mirror, or on a post-it note you leave for someone to find and make their summer day a little sweeter.

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“There shall be eternal summer in the grateful heart.”
―Celia Thaxte

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“Summertime is always the best of what might be.”
―Charles Bowden

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“Some of the best memories are made in flip flops.”
―Kellie Elmore

Cute Summer Quotes

Cute summer quotes are also great for decorations, Pinterest, or Instagram posts. Nothing like a cute summer quote to brighten up your day and the summer day of all your followers.

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“Summer afternoon, summer afternoon; to me those have always been the two most beautiful words in the English language.”
―Henry James

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“One benefit of summer was that each day we had more light to read by.”
―Jeanette Walls

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“If you have a garden and a library, you have everything you need.”
―Marcus Tullius Cicero

Happy Summer Quotes

Summer isn’t always sunshine and roses. Sometimes there are rainy summer days as well! While you might like a relaxing rainy day, I know I do, a gloomy day could also benefit from happy summer quotes to help you feel better.

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“One must maintain a little bit of summer, even in the middle of winter.”
―Henry David Thoreau

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“When I figured out how to work my grill, it was quite a moment. I discovered that summer is a completely different experience when you know how to grill.”
―Taylor Swift

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“Like a welcome summer rain, humor may suddenly cleanse and cool the earth, the air and you.”
―Langston Hughes

Summer Inspirational Quotes

Every season is a season for inspiration. That includes summer! Use these summer inspirational quotes to find the spark you need to have the best summer of your life.

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“In the depth of winter, I finally learned that within me there lay an invincible summer.”
―Albert Camus

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“But tomorrow may rain, so I’ll follow the sun.”
―The Beatles

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“To plant a garden is to believe in tomorrow.”
―Audrey Hepburn

Summer Love Quotes

You know what they say. Summer is a time of love and romance. Ever since the premiere of Grease and the song Summer Love, the idea that summertime is a time of romance has been engraved in the hearts of romance lovers everywhere.

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“Shall I compare thee to a summer’s day?”
―William Shakespeare

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“Your voice was the soundtrack of my summer.”
―Unknown

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“If a June night could talk, it would probably boast it invented romance.”
―Bern Williams

Summer Solstice Quotes

What is the summer solstice? The summer solstice is when summer officially begins each year. The summer solstice occurs on the longest day of the year. It usually takes place sometime in June.

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“This is the solstice, the still point of the sun, its cusp and midnight, the year’s threshold and unlocking, where the past lets go of and becomes the future; the place of caught breath.”
―Margaret Atwood

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“Both the Winter and the Summer Solstices are expressions of love. They show us the opposition of light and dark, expansion and contraction, that characterize our experiences in the Earth school so that we can recognize our options as we move through our lives.”
―Gary Zukav

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“One way of celebrating the Solstice is to consider it a sacred time of reflection, release, restoration, and renewal.”
―Sarah Ban Breathnach

Summer Quotes For Kids

All kids know that summer is a special time for kids everywhere. School is out and family vacation and swimming pools await them. The summer’s of our youth are some of the most memorable times of our lives.

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“I’ve learned… That simple walks with my father around the block on summer nights when I was a child did wonders for me as an adult.”
―Andy Rooney

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“I was on the beach every summer. That was the pleasant part of my childhood because we were right by the sea. We’d take a picnic, and I’d spend hours in the water until I turned blue. You couldn’t get me out of there.”
―Olga Kurylenko

Summer Beach Quotes

The beach may be the most popular place to visit in the summer. And there’s so much to do at the beach! You can go swimming, surfing, boating, snorkeling, sea shell scavenging, sandcastle building, sunbathing, picnics, and so much more!

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“If you’re not barefoot, then you’re overdressed.”
―Unknown

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“What a boon to live on the water! Such delicious shades and hues! This is a template worthy of the greatest painters.”
―Adriana Trigiani

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“Nothing soothes the soul like a walk on the beach.”
―Unknown

Summer Vacation Quotes

What summer vacation plans do you have this year? Even if you aren’t going anywhere, a much needed staycation might be in order. A summer staycation can include anything you want. Campfires, camping, star gazing, playing with the hose, building a fort in the living room, and putting together ice-cold treats in the kitchen, for example!

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“Deep summer is when laziness finds respectability.”
―Sam Keen

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“What do I want to take home from my summer vacation? Time. The wonderful luxury of being at rest. The days when you shut down the mental machinery that keeps life on track and let life simply wander. The days when you stop planning, analyzing, thinking and just are. Summer is my period of grace.”
―Ellen Goodman

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“A vacation is having nothing to do and all day to do it in.”
―Robert Orben

End of Summer Quotes

Alas, all good things must come to an end, summer included. But that’s ok, because the summer helps us appreciate the winter and vice versa! If you’re feeling a little down about the end of summer, just take a look at some of the best end of summer quotes to help you feel better about the change.

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“If it could only be like this always—always summer, always alone, the fruit always ripe.”
―Evelyn Waugh

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“A fallen leaf is nothing more than a summer’s wave goodbye.”
―Unknown

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“To say it was a beautiful day would not begin to explain it. It was that day when the end of summer intersects perfectly with the start of fall.”
―Ann Patchett

Summer is about balance and renewal. Summer offers us an opportunity to relax, take much needed breaks from our work and our daily lives, and recenter ourselves for the rest of the year. Take full advantage of your summer by taking the vacation you deserve and allowing yourself to take some moments for yourself.

The Best Places to Retire

Best Places to Retire

Explore this Retirement Guide:

How to Decide Where to Retire

One of the things you must do when planning for your future retirement is to plan where you want to live when you retire. This is something you especially want to consider when buying a home. Ideally, you’ll finish paying off your mortgage before you retire, and since mortgages can take 30+ years to finish paying, it’s a good idea to consider how you want to retire before purchasing a home.

Other people might plan on moving later in life after their children have all flown the nest into a smaller, single-story home. Whatever you decide to do, the type of home you want to manage in your retirement days is something to think about sooner rather than later in life.

Some people might also want to live in a certain area to retire. Retirement allows for a lot of leisure time, which is why many retirees choose to live in warmer climates or near where they want to vacation like the beach.

But this isn’t all you have to consider when planning where to retire.

Cost of Living

You can calculate the cost of living on my many online cost of living calculators. The cost of living calculators will ask you where you currently live, where you want to live, and the amount of your current household income.

Once you enter the needed information, the cost of living calculator will give you several important insights:

How much you need to make each year to maintain your current standard of living in your new area and the higher or lower percentage costs for each aspect of living. This includes the cost of housing, transportation, food, entertainment, and healthcare.

Cost of living calculators are helpful because they allow you to easily compare the cost of living you’re currently used to with what the costs of things will be like in a different place.

Area Amenities

How do you know if a place will be fun or interesting to live in? The first thing you’ll want to think about is what you like to do and what kind of amenities and recreational activities you want to have nearby in retirement.

For instance, if you want to spend a lot of time golfing, then you should look up what golf courses are available in the area. Or maybe you want to live near parks and nature trails. These are also things you can ask your realtor to keep in mind for you when they are searching for homes to show you.

Here are some other recreational amenities you might want to consider when deciding where to retire:

  • golf courses
  • apartment complex amenities and activities
  • parks
  • nature trails and hiking
  • dog parks
  • the beach
  • swimming pools
  • restaurants
  • entertainment
  • local libraries and community centers
Taxes


Something you cannot forget to consider when planning where to live when you retire is the tax environment. Not all states leave retirement income exempt from taxes. Some places also have high sales or property taxes.

When considering an area or state for retirement, look into all the taxes of that area that might affect you in retirement. For example, Alaska, Florida, Nevada, South Dakota, Texas, Washington, and Wyoming currently don’t have personal state income taxes. Hawaii, Illinois, Mississippi, and Pennsylvania don’t tax all or most of your income in retirement. These are the types of tax laws you want to look into when researching where to live during retirement.

Climate and Geography

Everyone has different preferences when it comes to their ideal local climate and geography. Some people love the rain, others love the sunshine, some people love lots of snow, while others love more temperate climates.

Likewise, some people want to live near mountains where they can explore and go on frequent hikes. Other retirees will want to be close to the beach so they can enjoy the water and the sunshine anytime they like. Your preferences for climate and geography are also important things for you to consider when deciding where to retire.

Travel

If you have grandchildren, friends, and family members you want to be able to visit frequently then you’ll either want to live close by them or live where you can easily travel back and forth to visit them.

When considering where to live in retirement, you’ll want to look at how far away you’ll be from everyone and how easy it will be to travel to visit loved ones. This might also mean considering the cost of gas in your proposed retirement area.

Crime Rates

When you enter into retirement, the last thing you want to do is deal with high crime rates in your new neighborhood. Avoid this problem preemptively by finding the neighborhoods with the lowest crime rates to focus your retirement home searches.

There are a couple of resources you can use to learn about crime statistics in the area. City Data is a great website that lists all the states alongside a map of the US. Choose your state and then choose your city to find out more about the city crime statistics of that area.

If you want to compare crime statistics between your current place and where you want to move, then BestPlaces.net will let you compare both places at once. This website is great because crime is going to exist at some level almost everywhere, but you don’t want to move into an area with higher crime rates than your current city has.

Go on exploratory vacations. One of the best ways to figure out where to live when you retire is to go on some exploratory vacations to all the places you’re interested in!

How to Pick a Retirement Home

There are many reasons that bring some retirees to choose to live in a retirement home. Health concerns, the need for extra help or care throughout the day, mental or physical disabilities, and illnesses can be one smart reason to pick a retirement home with on-site caretakers.

But there are many other reasons besides physical health to pick a retirement home. Retirement homes can come with a lot of amenities, perks, and added benefits.

At a retirement home, you won’t have to worry about cleaning or upkeeping a house and yard. Many retirement homes also have regular activities, classes, clubs, and events that are fun, informative, and entertaining. Retirement communities can also provide a strong sense of community with your neighbors or fellow residents.

There are also many different kinds of retirement housing to choose from, each with different perks and levels of independence. Some retirement housing operates the exact same way as any other apartment or housing complex.

The only difference is that they only provide housing for the 55+ community and provide helpful HOA services like snow removal. Other retirement complexes provide even more features like on-site caretakers and medical staff.

Best Places to Retire in the US

  • Harrisburg, Pennsylvania
  • Allentown, Pennsylvania
  • Portland, Oregon
  • Fort Wayne, Indiana
  • Manchester, New Hampshire
  • Grand Rapids, Michigan
  • Lancaster, Pennsylvania
  • Athens, Georgia
  • Bella Vista, Arkansas
  • Boise, Idaho
  • Columbia, Missouri
  • Fargo, North Dakota
  • Iowa City, Iowa
  • Lawrence, Kansas
  • Lexington, Kentucky
  • Pittsburgh, Pennsylvania
  • Rochester, Minnesota
  • Savannah, Georgia
  • Wenatchee, Washington
  • Winchester, Virginia

Best Places to Retire in Florida

  • Sarasota, Florida
  • Orlando, Florida
  • Melbourne, Florida
  • Tampa, Florida
  • Lakeland, Florida
  • Jacksonville, Florida
  • Port St. Lucie, Florida
  • Fort Myers, Florida
  • Clearwater, Florida
  • Delray Beach, Florida
  • Palm Bay, Florida
  • Miami, Florida

Best Places to Retire in Arizona

  • Green Valley, Arizona
  • Sun City, Arizona
  • Litchfield Park, Arizona
  • Prescott, Arizona
  • Cave Creek, Arizona
  • Paradise Valley, Arizona
  • Cottonwood, Arizona
  • Golden Valley, Arizona
  • Scottsdale, Arizona

Best Places to Retire in California

  • Beverly Hills, California
  • Westlake Village, California
  • Rancho Mirage, California
  • Auburn, California
  • Laguna Woods, California
  • Oaji, California
  • Los Alamitos, California
  • Marina del Rey, California
  • Grass Valley, California
  • Indian Wells, California

Best Places to Retire in North Carolina

  • Winston-Salem, North Carolina
  • Asheville, North Carolina
  • Brevard, North Carolina
  • Charlotte, North Carolina

Best Places to Retire in Tennessee

  • Chattanooga, Tennessee
  • Knoxville, Tennessee
  • Nashville, Tennessee
  • Maryville, Tennessee

Best Places to Retire in Texas

  • El Paso, Texas
  • Austin, Texas
  • Dallas-Fort Worth, Texas
  • San Antonio, Texas
  • San Marcos, Texas

Best Places to Retire in the World

  • Boquete, Panama
  • Cahuita, Costa Rica
  • Puerto Vallarta, Mexico
  • Kuala Lumpur, Malaysia
  • Medellin, Colombia
  • Arequipa, Peru
  • Bangkok, Thailand
  • Madrid, Spain
  • The Algarve, Portugal
  • Annecy, France
  • Bled, Slovenia
  • Canggu, Bali
  • Cascais, Portugal
  • Città Sant’Angelo, Italy
  • Cuenca, Ecuador
  • Fortaleza, Brazil


Sources


The Balance. “Where Should You Retire?” by Melissa Phipps.

US News and World Report. “The Best Places to Retire in 2020,” by Emily Brandon.

Forbes. “Best Places to Retire.”

Forbes. “The Top 10 Places In The World To Retire: 2 New Lists,” by Richard Eisenberg.

Smart Asset. “Best Places to Retire in California, Best Places to Retire in Arizona,” by Ben Geler.

Best Places Retire. “Where Are The 2020 Best Places To Retire In The US And Around The World?”

Retirement Quotes

retirement-quotes

The best retirement quotes are ones that can get your well-wishes for the retiree across, show how much you care and how much they will be missed, all while putting a smile on everyone’s face!

Explore Our Favorite Retirement Quotes:

This article not only has some truly great retirement quotes, but we’ve made happy retirement images and quotes as well. We’ve also made retirement quotes for any situation!

Maybe you need retirement quotes for a friend, a colleague, a family member, a mentor, or a boss. You can find the perfect retirement quote here.

Funny Retirement Quotes

Funny retirement quotes make great retirement quotes for friends. Since you are closest to your friends you can enjoy more fun, jokes, and gags for your retiring buddies.

Humorous retirement quotes can also be a great way to ease any tension, stress, or sadness about leaving a place of work for a retiring coworker. Use some of these funny retirement jokes and quotes to brighten the mood and get everyone laughing at the next retirement celebration you attend.

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“If people concentrated on the really important things in life, there’d be a shortage of fishing poles.”
―Doug Larson

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“The trouble with retirement is that you never get a day off.”
―Abe Lemons

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“Retirement is like a long vacation in Las Vegas. The goal is to enjoy it the fullest, but not so fully that you run out of money.”
―Jonathan Clements

Happy Retirement Quotes

Many retirement cards will come with their own sayings inside them. But maybe you want to write something in the retirement card yourself! These retirement quotes for cards are short quotes, simple quotes, and perfect for putting on the inside of a retirement card.

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Retirement is when you stop living at work and start working at living.

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Wishing you a new journey of success and happiness in retirement. May you be showered with abundant opportunities to do what your heart desires.

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“You don’t stop laughing when you grow old, you grow old when you stop laughing.”
―George Bernard Shaw

Inspirational Retirement Quotes

Retirement is an inspirational time. The retiree is making a new beginning in their life as they leave work behind and focus on personal pursuits. Use some awe-inspiring inspirational retirement quotes to feed your creativity and get excited about this new beginning.

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Retirement. Not the end of the road. The beginning of an open highway.

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“Don’t act your age in retirement. Act like the inner young person you have always been.”
―J. A. West

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“There is a fountain of youth: it is your mind, your talents, the creativity you bring to your life and the lives of people you love. When you learn to tap this source, you will truly have defeated age.”
―Sophia Loren

Retirement Wishes Quotes

When someone we know retires, we have a lot of wishes for them. We wish them happiness, relaxation, ease, and fulfillment. Express your well-wishes with some retirement wishes quotes.

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Retirement marks the end of working for someone else and the beginning of living for yourself.

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You can’t retire from being great!

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“Retirement, a time to do what you want to do, when you want to do it, where you want to do it and how you want to do it,”
―Catherine Pulsifer

Short Retirement Quotes

Sometimes you just need a short retirement quote. For example, retirement quotes for cakes need to be short so they can fit on the cake, or retirement quotes for cards need to be short so they can fit on the page.

retirement-quotes

“Retire from work, but not from life.”
―M.K. Soni

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“I don’t feel old. I don’t feel anything until noon. Then it’s time for my nap.”
―Bob Hope

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“There’s never enough time to do all the nothing you want.”
―Bill Waterson, Calvin & Hobbes

Famous Retirement Quotes

Some of our favorite retirement quotes come from famous people from the past. Take a look at these famous retirement quotes from some of our favorite voices like Mark Twain, Fred Rogers, and Robert Frost.

retirement-quotes

“Age is an issue of mind over matter. If you don’t mind, it doesn’t matter.”
―Mark Twain

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“Often when you think you’re at the end of something, you’re at the beginning of something else.”
―Fred Rogers

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“The afternoon knows what the morning never suspected.”
―Robert Frost

Retirement Thank You Quotes

If you are saying farewell to someone you’ve admired or worked with, then a retirement thank you quote might be in order. Express your gratitude for their hard work and wisdom with these retirement thank you quotes that will adequately show your thanks for all they’ve done.

retirement-quotes

You made work a happier place to be. Thank you, and Happy Retirement!

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Thanks for being so great to work with and for seeing me through the challenging times.

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Years from now, when I think back on the highlights of my career, I’ll definitely remember you.

Hallmark Retirement Quotes

Hallmark is a great place to go for retirement cards and some great retirement quotes. Browse Hallmark’s collection to get the perfect retirement card, or check out these hallmark retirement quotes to get some inspiration for a retirement quote of your own.

retirement-quotes

Celebrate your accomplishments, enjoy your newfound freedom, and always remember what a positive difference you’ve made.

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Wishing you blue skies, big dreams, new adventures, and time to enjoy them all.

retirement-quotes

This is a day of celebration, not only for all you’ve accomplished but also for all the possibilities that are unfolding before you.

Retirement Quotes For Teachers

Teachers can be some of the hardest people to say goodbye too when they retire. They are our mentors, counselors, and advisors in so many things. When teachers retire, it takes a special retirement quote for teachers to really express your love and gratitude for their work.

retirement-quotes

Education is one thing, but you gave us much more. With inspiration beyond limits, you helped us rise and soar. Happy Retirement!

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Your teachings will forever be treasured, your contribution in our lives can never be measured. Happy retirement.

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Good teachers are the reason why ordinary students dream to do extraordinary things. Wish you a happy retirement.

Retirement Quotes For Coworkers

One of the most common places where you’ll need retirement quotes is for your coworkers who are retiring from the workplace. If you need some good retirement quotes for coworkers than you’ve come to the right place.

retirement-quotes

The best part about being retired is never having to request time off. Congratulations!

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Wishing you the best retirement ever! Enjoy the new chapter of your life and enjoy being your own boss.

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Enjoy your 7-day weekends!

Retirement is an exciting time meant for celebration. When someone retires, it’s because they’ve worked hard and are ready to spend some time in more personal and fun pursuits. Wish the retirees in your life well with this list of our favorite retirement quotes and sayings.

Spring Quotes

Spring-Quotes

Spring is meant to be a time of rebirth. Baby animals are learning to walk for the first time, new plants are beginning to bloom, and the skies are full of spring showers.

Spring is a welcome time of renewal and fresh starts after a long, cold winter. Spring is also full of festivities now that the weather is getting warmer. You might also be starting on your garden now that the earth has thawed.

Explore Our Spring Quote Favorites:

However you decide to spend your springtime this year, springtime inspiration from some beautiful spring quotes can help you get productive and seek your own forms of self-renewal this spring.

Below are some of our favorite spring quotes. We have funny spring quotes, spring break quotes, happy spring quotes, first day of spring quotes, spring cleaning quotes, spring motivational quotes, short spring quotes. Enjoy these beautiful words of springtime inspiration as you enjoy your spring this year!

Funny Spring Quotes

When beginning any new endeavor there are bound to be missteps, failures, and mistakes. But that’s ok!

These are just funny moments to look back on fondly as you look back on how much you’ve grown. Don’t let the mishaps keep you from enjoying spring.

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“Spring is nature’s way of saying, Let’s party!”
―Robin Williams

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“Spring is when you feel like whistling even with a shoe full of slush.”
―Doug Larson

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“In the spring, at the end of the day, you should smell like dirt.”
―Margaret Atwood

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“Despite the forecast, live like it’s Spring.”
―Lilly Pulitzer

Spring Break Quotes

Spring break is a much needed respite during the last semester of the school year. It’s the perfect opportunity to start your spring with some travel or much needed vacation time.

Every year people fret over how to spend their spring break. The following quotes might help give you some ideas.

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“Go where the wifi is weak and the sun is strong.”
―Unknown

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“Travel: the best way to be lost and found at the same time.”
―Brenna Smith

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“Spring won’t let me stay in this house any longer! I must get out and breathe the air deeply again.”
―Gustav Mahler

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“We travel, not to escape life, but for life not to escape us.”
―Unknown

Inspirational Spring Quotes

Maybe you want to tackle a personal project this spring. You could work on getting into shape, make a garden in your backyard, clean and organize the house, or renovate your kitchen.

The possibilities are endless, but personal projects take hard work, and hard work calls for a healthy dose of inspiration to get you going.

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“You can cut all the flowers but you cannot keep Spring from coming.”
―Pablo Neruda

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“Spring is the time of plans and projects.”
―Leo Tolstoy, Anna Karenina

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“If we had no winter, the spring would not be so pleasant: if we did not sometimes taste of adversity, prosperity would not be so welcome.”
―Anne Bradstreet

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“That is one good thing about this world…there are always sure to be more springs.”
―L.M. Montgomery, Anne of Avonlea

Happy Spring Quotes

Above all, spring is a time for happiness! Sunshine itself reminds us of happiness for a reason. As the weather improves, so does our mood.

If you’re feeling especially happy this spring day, then enjoy one of these spring quotes all about happiness.

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“Spring work is going on with joyful enthusiasm.”
―John Muir, The Wilderness World of John Muir

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“It’s spring fever. That is what the name of it is. And when you’ve got it, you want—oh, you don’t quite know what it is you do want, but it just fairly makes your heart ache, you want it so!”
―Mark Twain

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“Spring is the fountain of love for thirsty winter.”
―Munia Khan

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“Everything is made new in the spring. Springs themselves are always so new, too. No spring is ever just like any other spring. It always has something of its own to be its peculiar sweetness.”
―L.M. Montgomery, Anne of the Island

First Day of Spring Quotes

The first day of spring can be really exciting. The ground is beginning to thaw and with the warming weather you can begin to do so many things again!

All the warm weather activities that you had to put away last winter are available again after the first day of spring arrives. Whatever spring activities you most love, get outside and enjoy them now that the first day of spring has past.

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“Spring makes its own statement, so loud and clear that the gardener seems to be only one of the instruments, not the composer.”
―Geoffrey B. Charlesworth

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“April prepares her green traffic light and the world thinks Go.”
―Christopher Morley

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“The beautiful spring came; and when Nature resumes her loveliness, the human soul is apt to revive also.”
―Harriet Ann Jacobs

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“Behold, my friends, the spring is come; the earth has gladly received the embraces of the sun, and we shall soon see the results of their love!”
―Sitting Bull

Spring Cleaning Quotes

Spring cleaning is a very important part of the year. Spring cleaning might feel really overwhelming but it doesn’t have to be if you know where to start.

Check out our Ultimate Spring Cleaning Checklist to help you tackle every spring cleaning job. It also doesn’t hurt to take some inspiration from a few funny spring cleaning quotes.

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“It’s time for a spring cleaning of your thoughts, it’s time to stop to just existing it’s time to start living.”
―Steve Maraboli

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“Forgive and set yourself free. When we forgive, we heal our own anger and hurt and are able to let love lead again. It’s like spring cleaning for our heart.”
―Angie Karan

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“Have nothing in your house that you do not know to be useful, or believe to be beautiful.”
―William Morris

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“I look forward to spring cleaning and putting things in their place. It’s therapeutic for me.”
―Kimora Lee Simmons

Spring Motivational Quotes

Not everyone has an easy time with trying new things. With some spring motivational quotes you can find the inner strength to give new things a try this spring and reach your personal goals.

Don’t let fear or frustration keep you down. Stay motivated this spring for whatever projects you might be tackling with these spring motivational quotes.

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“If people did not love one another, I really don’t see what use there would be in having any spring.”
―Victor Hugo

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“Never cut a tree down in the wintertime. Never make a negative decision in the low time. Never make your most important decisions when you are in your worst moods. Wait. Be patient. The storm will pass. The spring will come.”
―Robert H. Schuller

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“They say it’s better to bury your sadness in a graveyard or garden that waits for the spring to wake from its sleep and burst into green.”
―Conor Oberst

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“The deep roots never doubt spring will come.”
―Marty Rubin

Short Spring Quotes

Let’s end this article with some short spring quotes. Don’t worry, these short spring quotes are short and sweet!

Life in the springtime often gets pretty busy. But busy life doesn’t have to keep you from enjoying some of these short spring quotes.

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“April hath put a spirit of youth in everything.”
―William Shakespeare

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“Spring is a true reconstructionist.”
―Henry Timrod

Make your spring this year a time of self-reflection, productivity, and renewal with these inspiring spring quotes. Begin something new in your life, put plans into action to reach your goals this year, and get outside and enjoy nature this spring!

30-Day Challenges You Can Do at Home

30-Day Challenges You Can Do at Home

Sometimes giving yourself a deadline is the key to making your goals a reality.

Explore this Guide:

Making your goals into a monthly 30-day challenge is a great way to set yourself up for success. Science has found that it takes the average person about 21 days of doing something new to make it a habit.

So why not take that science a step further and make your new goals or habits into a 30 day challenge to last the whole month. Then you’ll be extra certain your new and better habits stick.

Download 30-Day Challenge Calendar

It’s also just fun to give yourself a personal theme for the month and find fun ways to make the most of your new monthly theme each month. Just be sure to create SMART goals that are specific and well-planned.

30 Day Workout Challenges

Download 30-Day Workout Challenge Calendar

One great place to start when you want to start making goals in your life, is to start with your physical health and wellbeing. Assess what might be lacking in your physical health and how exactly you could improve.

Maybe you need to lose weight, maybe you need to gain weight, or maybe you just want to feel healthier and more energized. Whatever your ultimate health goal is, make sure you plan specific actions that can get you there.

  • go on a 20 minute jog every morning
  • eat 3 healthy meals a day
  • drink 8 cups of water each day
  • stop putting sweeteners in tea and coffee
  • limit yourself to one dessert a week
  • stop eating out for a month
  • do 100 squats every day
30 Day Ab Challenge

Working on our core is the key to getting toned everywhere else. Having strong abdominal muscles will help you have better digestive health and help all your other workouts be easier. The first step to creating a 30 day ab challenge is to pick which ab workouts you want to use. A couple of great ab workouts include, the reverse crunch, leg lifts, ankle reach crunches, criss cross crunches, and sit up crunches.

Then, make a plan for how many ab workouts you’re going to do each day. For example, you might do 5 reps of each ab workout during the first week, 10 reps in the second week, 15 reps the third week, and 20 reps the fourth week. Or, you could go further and increase the number of reps you do each day of your 30 day month challenge.

30 Day Squat Challenge

Squats are another great workout to make into a 30-day challenge. You can modify the squat into many different forms to target different muscles too. Like the ab challenge, you can also increase the number of reps you do each day or each week during your 30 day squat challenge. Some squat variations you can try are chair squats, jumping squats, leg raise squats, and plie squats. A good idea is to start day 1 of your challenge by doing as many squats as you can, and then doing more than that number each following day. But many 30 day squat challenges start with 50 squats a day and increase to 200 or more squats every day in the end.

30 Day Plank Challenge

The plank doesn’t have too many variations you can try, but a regular plank already does a lot for your body. A 30 day plank challenge includes timing how long you can hold a plank and working to increase that amount of time each day during the 30 day challenge. Planks can be really hard, so it’s ok if you need to start with only 10 seconds. If you start your first day with a 10 second plank, and increase your plank time by just 10 seconds each day, you can work your way up to a 5 minute plank by the end of the month.

30 Day Pushup Challenge

Pushups are the key workout for your upper body. Taking part in a 30 day pushup challenge can help you build and slim down your upper body and arms. Pushups generally come with one modification. You can do a regular pushup or you can rest your knees on the ground during your pushup. Everyone is going to start at a different place when it comes to how many pushups they can do. So if you need to start with knee pushups that’s ok, you’re still getting a great upper body workout out of it. Many 30 day pushup challenges start with 5 pushups and then increase by 2 each day.

30 Day Workout Challenge

Maybe you don’t want to focus on a specific area of the body. Instead, you can plan out a whole month’s worth of different workouts to try. For example, you might plan to do a cardio day every monday, a lower body workout on tuesdays, a core workout on wednesday, an upper body workout on thursday, and a strength workout on friday. Then, saturday and sunday can be your rest days or saturday can be the day you do yoga.

30 Day Fitness Challenge

A 30 day fitness challenge doesn’t have to just be about exercise though. Fitness can also include other aspects of your physical health like eating healthy. But making these kinds of fitness goals into a 30 day challenge can give you the focus you need to make healthier habits. You might want to cook more at home and make a meal plan for the month. Or maybe you make a month-long goal to only eat a dessert once a week, or drink a certain amount of water every day.

Monthly Self-Care Challenge

Download 30-Day Self-Care Challenge Calendar

The next important thing you want to take care of in your life is your mental health and wellbeing. Stress, anxiety, depression, and worry can all have negative affects on all other aspects of our life. That’s why it’s so important to remember mental and emotional self-care.

An example of a great mental self-care monthly goal would be to write in a journal for 5 minutes once a day. But there are endless possibilities to the mental self-care goals you could make.

  • meditate for at least 5 minutes once a day
  • read a good book for 20 minutes each day
  • write a letter to someone you care about each day
  • make your bed every morning
  • brush and floss your teeth twice a day
  • go outside every day
  • get dressed and ready for the day everyday
  • add a new inspirational quote to your quote wall each day
  • do 20 minutes of yoga each day

Monthly Reading Challenge

Download 30-Day Reading Challenge Calendar

We all know reading is good for us, but it can be hard to find the time. That’s why reading makes a great monthly challenge, because giving yourself a deadline for finishing a book will help you make the time.

A monthly reading challenge can be a fun practice to do every month. You can also include your friends and family and read a book together. Having your own little book club to support your monthly reading challenge can also help you stay motivated and inspired by your fellow readers’ insights.

Go ahead and include the kids in your monthly reading challenge too! They can work on reading their first chapter book, or they could read a new children’s book each day. With reading, the possibilities are endless.

Monthly Meal Planning Challenge

Download 30-Day Meal Prep Challenge Calendar

Cooking at home can be a challenge all its own. But ultimately, eating home cooked meals is healthier for your body and your wallet in the long term. The best way to start a monthly meal planning challenge is to start with simple recipes and dishes you know you like. Then, once you have some solid meal prepping skills, you can start becoming more adventurous.

Another way to succeed at creating meals at home is to focus on meal prep. You want to use meals that you can prepare ahead of time and easily put together in the crock pot, the instant pot, or the oven. Then you can do a week’s worth of meal prepping just one day a week and make your daily cooking a lot less strenuous.

Monthly Cleaning Challenge

Download 30-Day Cleaning Challenge Calendar

Getting your entire house in order might seem like an impossible feat. But cleaning your entire house becomes easy when you split up the work over the course of a month.

Every home is going to have different cleaning and organizational needs. You might only have a studio apartment and want to focus on organizing and detailed dusting. Or you might have a bigger house with a garage, basement, and attic that could all use a major overhaul.

One monthly cleaning example would be to spend the first week of the month on the kitchen only, the second week on the living room, the third week on the bathrooms, and the final week of the month on the bedrooms.

But if you have garages, basements, or attics to tackle, you can combine the bathroom and bedroom weeks into one week so you can dedicate a week to cleaning out the garage, basement, or attic. Or, you can always make a whole cleaning month dedicated to the garage, basement, or attic. It’s up to you!

You might also just want to be better about being clean and organized in your daily life at home. If this is the case for you, you can set a goal to spend 15 minutes tidying up the house before going to bed each night.

Monthly Budget Challenge

Download 30-Day Budget Challenge Calendar

Budgeting is hard. And it’s hard to feel motivated for a goal that restricts your spending. That’s why it’s important to have a clear purpose for budgeting.

For example, fulfilling a monthly budget challenge might help you save up for something important, or help you get out of debt faster. In the long term, learning to budget effectively can help you finally gain control of your money so you have more of it when you need it.

The key to succeeding at a monthly budget challenge is to create a very specific money program for yourself. Don’t give yourself the chance to mess up your budget. Take out a monthly allowance for yourself in cash or in a Check City Prepaid Debit Card. Then make all your other expenses, bills, and purchases automatic and completely preplanned. This way, nothing can keep you from reaching your budget goals.

Finally learning to stick to a budget isn’t the only monthly money challenge you can do. You could also make a goal to put aside a certain amount each week into a savings account. You could also make it a goal to work extra, or work an extra job and save all the money you earn. You’ll be surprised what you can manage to save in a month’s time.

Monthly Art Challenges

Download 30-Day Art Challenge Calendar

There are always new monthly art challenges going on. Participate in a monthly art challenge this month and exercise your creative muscles! You can find all kinds of monthly art challenge templates online to give you an art prompt every day of the month.

Here are just a few examples of the most popular monthly art challenges that exist right now:

Month Art Challenge
January Creaturary
February Faebruary
March March of Robots, Monster March
April April Showers, Adventure April, April Colors
May Mermay
June Junebug
July Watercolors
August Smaugust
September Sketchtember
October Inktober
November 30 Character Challenge, Huevember
December Drawcember

Don’t be afraid to take the necessary time to reach your goals. Too often we quit before we’ve really started, or we try and reach big goals in a matter of days or weeks. But to really learn a new skill or become a better or more healthier version of yourself, you need to let your goals take time. So go ahead and take a whole month to focus on just one goal and allow yourself to really focus on one thing.


Sources


James Clear. “How Long Does It Actually Take to Form a New Habit? (Backed by Science).”

Mayo Clinic. “Water: How much should you drink every day?.”

How to Buy a House in Utah

how to buy a house in utah

When buying a house, it’s important to know that the housing market is going to be different depending on your state.

It can even depend on what county or neighborhood you want to live in. Buying a house can also be a complicated process if you don’t know what to do first.

Some households might also still be contemplating between renting an apartment, buying a home, or using Utah home builders to build their own home. Currently, the median home price in Utah is $370,000 with the median rent price at $1,550 per month.

Explore this Guide:

What is Needed to Buy a House in Utah

A lot of the requirements to buy a house in Utah are going to be the same things you’d need to buy a house anywhere. But there are things specific to your state that you’ll want to research. This is primarily to help you be familiar with the housing market in your specific area.

Below are all the things you’ll want to go over and have in order when buying a home in Utah:

Get a Real Estate Agent

First, you need to find a buyer’s agent, otherwise known as your real estate agent. A realtor is a person that will help guide you smoothly through the home buying process and handle much of the paperwork.

Some other services that a realtor provides a home buyer include negotiating on your behalf with the seller, showing available properties, and helping you find what you’re looking for in a home.

Do Your Research

When buying a house you have to do some of your own research. There are things you must be aware of before you can responsibly buy a house and make this important decision.

For example, you might want to do your own research on areas that you want to live in, average prices, property taxes in that area, the housing market right now, and whether it’s a good time to buy.

But you also need a basic home buyer’s knowledge of many things pertaining to buying a home like what an HOA is and what kinds of mortgages are available to you.

For example, property taxes in Utah are calculated based on the value of your home. So how much you will pay in property taxes depends on the overall value of your home and your specific county. In Utah County the average property tax rate is about 0.565% meaning that many homes end up paying about $1,413 a year in property taxes.

You also have to consider closing costs and fees. In Utah, the average closing costs on a home are around $1,891, but they can be anywhere between 2% and 5% of your home. That means that more likely, Utah residents might end up paying between $6,812 and $17,030 in closing costs for their home.

Make a Pros and Cons List

Don’t forget to make a pros and cons list before you go into the home buying process. You want to make a list of things you do and don’t want in a house to help your realtor show you homes you would like.

Having a pros and cons list will also help you make a final decision. But you also have to be familiar with what are deal breakers in a home and what you can easily do without. You might really need an office space in your home for working from home, but maybe a kitchen island is something you would like to have but don’t have to have.

All of these things are the details you’ll have to work out for yourself or with other members of your household before you can easily make a decision on a home in the end.

Figure Out How Much House You Can Afford

There are actually a couple of calculations you can use to figure out how much house you can afford. You can determine how much you can spend on a house based on how much you have saved, your income, or the monthly payments you can afford.

Take the amount you have saved up for a house and divide it by 20% or take your gross annual income and multiply it by 2.5 to get how much you can afford in total on a house.

Take your gross annual income and divide it by 28% to figure out how much you can afford to spend in total each month on a mortgage payment.

Read more about how to figure out how much house you can afford by checking out the article, “How Much House Can I Afford?

Get Together a Down Payment

You need a down payment in order to buy a house. A down payment on a home usually needs to be at least 20% of the total cost you expect to spend on a house. This is often the minimum you need saved up in order to get most mortgages approved.

Ideally, you would pay a higher down payment than just 20%. Many financial advisors even suggest home buyers save up all the money they want to spend on a house so that they can buy their house in cash and forgo getting a mortgage altogether.

But most people can’t afford to pay for a house in cash and that’s ok. Just know that the higher the down payment you can afford, the more likely you’ll get a great mortgage.

Get Approved for a Mortgage

You need to get preapproved with a lender for your mortgage before you can make an offer on a house in Utah. This will show sellers that you are ready and approved to finance the purchase of the home. Getting approved for a mortgage can also give you a budget when looking at houses of different prices.

Credit Score to Buy a House in Utah

Different housing markets are going to have different demands when it comes to credit score requirements and expectations. Credit Karma says that the average first-time homebuyer has a credit score of 684, so this is probably the credit score you want to aim for.

But the average credit score for homebuyers will also change depending on your region. For example, they also found that if you live on the West Coast, you’ll be better off if you have a higher credit score of 700 or more. Many Utah home buyers have a credit score of 690, buy their first home at age 31, and have an average mortgage of about $315,951.

How to Buy a House in Utah with Bad Credit

If you have bad credit you might have a harder time getting a mortgage and getting a good interest rate on that mortgage. It might be in your best interest to postpone buying a house so that you can work on your credit score first.

But if that isn’t possible you do have options. There are specific mortgage lenders, lending programs, or housing communities that you can go to in order to get a mortgage approved.

There are federal organizations you can use to get a mortgage approved with bad credit like, FHA loans, VA loans, and USDA loans. There are also state-specific programs in Utah that you can turn to as a mortgage resource when buying a home in Utah.

  • FirstHome Loan
  • HomeAgain Loan
  • Score Loan
  • NoMI Loan
  • Grants for Veterans
Average Credit Score to Buy a House in Utah

Your credit score, also known as your FICO score, is one of the things mortgage lenders look at during your application for a loan. This will tell them how likely you are to be a good loan customer. Depending on where you apply will depend on how good you need your credit score to be. In Utah, home buyers want to have a credit score of 620 or higher, but ideally home buyers in Utah will have an average score of 690 or higher.

Best Place to Buy a House in Utah

Finding the best place to live will depend on a lot of factors. Different places have different market advantages and advantages for residents who live there. Like if you want to sell your house again later in the future, you might want to be in a good neighborhood with a great school and parks nearby.

You might also have a job that you want to live near or family that you want to live closer to. All of these personal factors will go into your choice.

Buy a House in Provo Utah

Provo is a very popular place in Utah. It’s a hotspot for tourists, businesses, and has Brigham Young University. The median home prices for Provo is around $219,900, which is actually on in the lower range for homes in Utah.

Explore Homes for Sale in Provo, Utah HERE.

Cheapest Place to Buy a House in Utah

If you’re looking for an even cheaper place to buy a house in Utah, then you’ll want to check out the home prices in different counties and towns. But the best city for first-time homebuyers in Utah according to the National Association of Realtors is Ogden, Utah. The National Association of Realtors based their analysis on domestic migration, housing affordability, job growth, population age, whether retirees want to live there, and home price appreciation.

Zillow also has lots of information about different major cities in Utah and how much the average house costs there.

City in Utah Median Home Price
Sandy $295,800
Salt Lake City $281,300
West Jordan $252,200
Orem $236,200
Layton $232,800
Saint George $231,400
Provo $219,900
West Valley City $202,100
Ogden $145,200

Best Time to Buy a House in Utah

The housing market is actually seasonal in Utah, as with many states. Spring and summer tend to be the best times to buy a house in Utah because this is when sellers list their houses for sale.

But if you don’t want as much competition from other buyers than buying offseason, during the fall and winter, could be smarter. You could also get a better price because there are fewer buyers for you to compete against.

When thinking about when to buy a home, it’s paramount that you consider the overall housing market. On Zillow right now, the median price of a home in Utah is $352,595 and this price is projected to go steadily higher in the next year. The values of homes in Utah have gone up 5.2% in the past year and Zillow predicts they’ll continue to rise 4.4% in the year to come.

How to Buy a House Without a Realtor in Utah

If you choose to not use a realtor, you can save money, and take your own time searching for and finding a home.

But you’ll have to go through all the steps of buying a home, do research on the neighborhood, get seller disclosures, get preapproved for a loan, get an inspection, make negotiations all on your own.

You won’t have as much knowledge about the market, you’ll have to do negotiations all by yourself, there is a lot of paperwork involved in buying a home that you’ll have to take care of, and at the end of your home buying experience, you really won’t save a lot of money buying a home without a realtor.

But if you decide to go it alone anyway, here are the steps you’ll have to go through in place of your real estate agent:

Step 1: Apply for a mortgage

You’ll want to shop for a home loan, pick your lender, and get preapproved so that you have the means to purchase your home when that time comes.

Step 2: Do your research

Normally a realtor would be able to tell you about the neighborhood, the housing market, or what prices are fair or unfair. Thoroughly research everything question you can think of.

Step 3: Choose a house

Now it’s time to shop for and pick a house! Make sure you know what you want, what you can afford, and what different features are worth.

Step 4: Get a seller disclosure

A seller’s disclosure is a document that overviews everything the seller knows about the property. You’ll still want to get your own inspection done on the house.

Step 5: Make your offer

Normally when buying a house you’ll make an offer and make getting your own inspection on the house done a part of your offer.

Step 6: Get an inspection

It’s important that you get your own home inspection done on the house before you finalize the purchase of the house. That way you can catch anything that might affect the value of the home.

Step 7: Negotiate

After your own home inspection, it might be time to do some negotiating on the house price. For instance, if you find a major problem in the piping or something you can sometimes negotiate a lower price.

Step 8: Finalize the sale

Now that you’ve done all that work it’s time to finish the paperwork and make the house your own!

Retirement Communities in Utah

There are many retirement communities that are specifically created for the 55+ community. But maybe you don’t want a home that is going to control or alter too much of your life with specific 55+ community requirements. Maybe you just want a home you can grow old in and make your life a little easier.

If this is what you’re looking for in a house then the homes at Strawberry Fields might be the dream place for you.

What is a Retirement Community?

A retirement community, like Strawberry Fields Utah, is a community of houses or a facility specifically designed for residents who are 55 years old or older. They can also be called assisted living communities and can come in different levels of assisted living.

Their purpose is to provide certain benefits to members of the 55+ community age group. A lot of them are meant to help older age groups live as independently as possible, or take care of members of the 55+ community. Some retirement communities will do everything for their residents, including providing meals and having a staff of registered nurses while others will provide fewer services and staff and allow for much more independence.

Independent Living Facilities

Independent living facilities are for residents who don’t need special medical treatment or daily help. They can simply be a community of houses that are restricted to the 55+ age group, or houses that are designed for ground floor living with wider doors and hallways for easier wheelchair access should that ever be necessary.

Assisted Living Facilities

Assisted living facilities are just that, homes or a housing facility that has the added benefits of assistance from a professional staff. People who live in assisted living facilities often don’t need extensive care, but they do need some assistance with certain daily tasks.

Nursing Home

Nursing homes are for people who need more extensive, daily care. They have professionals continually on staff and provide everything for their residents.


Twenty 2020 Quotes About Dreams and Goals

goal quotes

You can do everything in your power to set and achieve your goals, but at the end of the day, it’s inspiration that will keep you motivated, positive, and help you fulfill your goals.

People are making goals every day. We make couple goals, relationship goals, hair goals, fitness goals, career goals, and so much more! We make goals because we recognize an area of our life that we want to improve. Then we research smart goals and goal setting strategies to try and figure out the most effective way to make and keep goals.

But what is it really that helps us actually achieve our goals? Does it really come down to planning and organizing? That can certainly help a lot, but at the end of the day, it’s our own focus, motivation, positivity, and inspiration that will determine how successful we are at reaching our goals.

Inspirational quotes are a great way to keep up your moral as you pursue a goal. Use them as a motto, a mantra, or a personal affirmation you read to yourself every morning as you start the day. You can also make an effort to read a new goal-quote each morning as a daily or weekly theme.

 

Relationship Goals Quotes

Couples goals quotes can help you with your relationship goals! Goals can be a really healthy part of any relationship. They can help you figure out your differences

1. Everyone has flaws

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“Affection is when you see someone’s strengths; love is when you accept someone’s flaws.”
One Day

Sometimes the hardest relationship goals are the ones that have to do with our flaws. But don’t despair! We all have flaws and it’s ok to need some extra help becoming better.

2. First learn to live with yourself

goal quote images

“A woman’s number one relationship goal should be with herself first. Liking, loving, and valuing who she is will set the standard for what kind of man she chooses to date and/or marry.”h6>

― Stephanie Lahart

Our first relationship goals should be to ourselves. Whether you’re a man or woman, this advice applies to you. First you have to learn to love yourself and recognize your own worth before you can bring a healthy and successful relationship into your life.

3. Be supportive

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“We come to love not by finding a perfect person, but by learning to see an imperfect person perfectly.”
― Sam Keen, To Love and Be Loved

Another big part of love is not just learning to work on yourself but learning to love your partner amidst their own self-development. Growing and changing together can be hard, but if we support each other, we can come out better for it in the end.

4. Take fate into your own hands

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“You cannot leave everything to Fate, boy. She’s got a lot to do. Sometimes you must give her a hand.”
Ever After

In romantic relationships we often talk of fate. But when working on relationships, you can’t let Fate take care of everything. In any relationship, you have to put in your own time and effort to support and take care of each other.

 

Fitness Goals

5. Enjoy the journey

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“It is good to have an end to journey toward; but it is the journey that matters, in the end.”
―Ursula K. Le Guin, The Left Hand of Darkness

This is especially poignant for any fitness journey. You might want to lose a specific number of pounds or look a certain way, but if you don’t learn to love your fitness journey, you’ll never get where you want to go. Reiterating for anyone who didn’t get it the first time—the end result of a goal doesn’t matter if you miss out on important benefits along the way.

6. Make adjustments when necessary

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“When it is obvious that the goals cannot be reached, don’t adjust the goals, adjust the action steps.”
―Confucius

Often times when we are trying to make and reach fitness goals, we come across setbacks that can be really disheartening. But what do you do when you’re doing everything you can to reach your goals and it just isn’t working?! Simple, don’t panic. Just adjust the steps you plan on taking to achieve your goals.

7. Don’t wait to start

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“Do not wait; the time will never be ‘just right.’ Start where you stand, and work with whatever tools you may have at your command, and better tools will be found as you go along.”
―George Herbert

We can also put off our health goals too much. We say things like, I’ll start at the beginning of the New Year or after Thanksgiving, but this mentality will keep you from ever starting. Don’t become victim to putting off your goals indefinitely, forever waiting for the perfect time. The best time to start working on your goals is right now!

8. Focus on the end result

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“Whenever you want to achieve something, keep your eyes open, concentrate and make sure you know exactly what it is you want. No one can hit their target with their eyes closed.”
―Paulo Coelho, The Devil and Miss Prym

Part of creating smart fitness goals is to make specific goals and not messing yourself up by losing focus. If you don’t go into your health goals with purpose then you might not get what you want out of your diet and workout plans.

 

Finance Goals

9. Take tiny steps

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“Every financial worry you want to banish and financial dream you want to achieve comes from taking tiny steps today that put you on a path toward your goals.”
―Suze Orman

Finance goals are a big deal. They can get us things like a new home, a car we really need, or a finally get us free from debt! But with financial goals especially, we have to take them one step at a time, and that’s ok.

10. Make your money work for you

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“Money is a terrible master but an excellent servant.”
―PT Barnum

You can make money work for you by making smart investments and even smarter money decisions. Work on any aspects of scarcity mentality you might struggle with and learn develop healthier money habits.

11. Find your reason

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“More important than the how we achieve financial freedom, is the why. Find your reasons why you want to be free…”
―Robert Kiyosaki

Finance goals are important and can help us reach a lot of great milestones in life. But all of it is pointless if you don’t have a reason for going through all that trouble. Find your reason for reaching financial freedom—maybe you want to buy a house, a new car, or have more income available to enjoy yourself.

12. Get control

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“You must gain control over your money or the lack of it will forever control you.”
― Dave Ramsey

Easier said than done. Controlling you money can often feel like trying to control a wild herd of horses! But with mindful goals you can gain back control of your money and learn to control your own spending.

 

Life Goals Quotes

13. You’re never too old

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“You are never too old to set another goal or to dream a new dream.”
―C.S. Lewis

Don’t believe in the saying, “you can’t teach an old dog new tricks.” It simply isn’t true! You are never too old or too stuck in your usual ways to reinvent yourself, change your life, and try new things.

14. Follow your goals where they lead you

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“Far away there in the sunshine are my highest aspirations. I may not reach them, but I can look up and see their beauty, believe in them, and try to follow where they lead.”
―Louisa May Alcott

We have to realize that many times, our goals are meant to be like a compass. The things you learn along the way can be just as important as reaching your actual goal. So don’t let yourself become so consumed with the end result that you don’t take advantage of all there is to gain along the way.

15. Follow your dreams

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“If you can dream it, you can do it.”
―Walt Disney

There is a lot of truth to this. If you can imagine something, then odds are you can make it come true. Being able to envision yourself succeeding at your goal can also be one of the most important parts of setting a goal and motivating yourself to put in the work.

16. Don’t get lost along the way

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“If you don’t know where you are going, you will probably end up somewhere else.”
―Lawrence J. Peter

One of the biggest keys to achieving any goal is having a plan that you can easily follow. This step by step plan can lay out your journey to success so you can literally and figuratively keep your eye on the goal.

 

Motivation Goals Quotes

17. Take aim

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“If you aim at nothing, you will hit it every time.”
―Zig Ziglar

Sometimes we feel depressed about even making goals to begin with. It’s alright if every once in awhile you need a reminder of why you should even make goals in the first place.

18. Happiness is found in reached goals, not material things

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“If you want to live a happy life, tie it to a goal, not to people or things.”
―Albert Einstein

It’s also important to reevaluate the kinds of goals you make as well. Not all goals are good goals! Don’t be afraid to cast aside goals once you’ve realized they aren’t healthy goals that will lead toward true happiness.

19. You can do anything you set your mind to

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“Where there is a will, there is a way. If there is a chance in a million that you can do something, anything, to keep what you want from ending, do it. Pry the door open or, if need be, wedge your foot in that door and keep it open.”
―Pauline Kael

But sometimes succeeding at all your goals just feels impossible. And when it feels impossible, pry that door open and keep it open with your foot if you have to!

20. Goals can cure boredom

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“If you’re bored with life—you don’t get up every morning with a burning desire to do things—you don’t have enough goals.”
―Lou Holtz

Creating goals can also be a great way to make your life more exciting! If you find yourself bored all the time, then you might just need to give yourself more things to work toward.

Achieving Goals Quotes

When goal setting, it can really do wonders to have goal setting quotes to help motivate and inspire you. Achieving goals quotes can also help you more easily visualize the end result you desire.

First, learn how to set goals

But knowing how to set goals is still an important first step in the process of making goals.

You have to know how to plan effectively for achieving your goals before you can start the journey toward achieving them.

Second, learn to set SMART goals

A big part of setting goals in the first place is knowing how to set SMART goals. If your goals are specific, measurable, attainable, relevant, and time-bound, then you’ll easily lose your way, lose focus, and lose out.


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