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Career Guide | How Much Do Nurses Make?

nurses pay

The nursing profession has been around for a very long time. Today there are over 100 different nursing specialties.

So the field not only offers a lucrative salary but a chance to specialize in what you are most passionate about as well. This article will take a closer look at the salary aspect of the Nursing profession.

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Everyone at some point has to figure out what to do with their life and what job to take. We all want a job that will make us happy, foster our passions, and provide for ourselves. If your passion includes helping people then the nursing profession may be the perfect career for you.

There are many reasons for becoming a registered nurse (RN) is a great career choice. For one thing, the registered nurse profession currently has an expected growth rate of 15%, which is much faster than the average job’s growth rate. So if you’re wondering if your job outlook as a future nurse is good or not, have no fear, the demand for nurses is only going to get higher.

A career as a registered nurse is a great option not only because of the future outlook, job security, and demand look good. It also only requires a bachelor’s degree, and the average salary for registered nurses is $71,730 a year! Not only that but the nursing profession has a vast array of subfields and specialties you can go into as well. No matter your temperament or passion you can bet that the nursing profession has a niche for you.

What Determines Pay?

nurses salary

According to the Bureau of Labor statistics RNs tend to make an average of $34.48 an hour. When calculating for annual salary, the lowest 10% was around $50,800 a year, the median annual salary was $71,730 a year, and the highest 10% was up to $106,530 a year.

Like all jobs, how much an RN makes is also going to depend on certain factors unique to that field. The variables that affect the salary of a registered nurse are:

What state you work in

Different states all have different average RN salaries. For example, RNs in Alabama have an average annual salary of $57,890, but RNs in California have an average annual salary of $102,700. Just keep in mind that these numbers often vary due to things like cost of living. Nurses may make more in California each year than nurses in Alabama, but the cost of living between these two states may differ greatly as well.

Level of education

There are 4 different levels of education that you can seek in the nursing field. All of which will require studies in nursing, physiology, anatomy, and nutrition. The higher your education level, the higher your starting salary at a job is going to be.

  1. Associates Degree in Nursing (ADN) takes 2-3 years.
  2. Bachelor of Science in Nursing (BSN) takes 4 years.
  3. Master of Science in Nursing (MSN) takes 2 years.
  4. Doctorate in Nursing (DNP) takes 4 to 6 years.
Experience or how long you’ve been working as a nurse

The more experience you have working as a nurse the more your salary is likely to increase compared to nurses who are newer or haven’t worked as RNs for as long. The fact that experience and time spent in the job factors into salary is helpful because it means employers will recognize you for your experience and compensate you more for your time spent in the field.

But if you are new to the field and still only making that starting salary, you may need some help here and there to stay on track financially. If you find yourself needing some help during the month, you can use the Check City Payday Loan.

What Do Nurses Do?

What everyday tasks a nurse does will potentially depend on whether they are specializing in a specific field or not. But below are a couple of common RN duties to give you a feel for the kind of work that would be required of you on a daily basis:

  • Administer medications and treatments
  • Assist in examinations
  • Instruct patients on how to care for themselves after leaving a medical facility
  • Observe patients
  • Operate medical equipment
  • Perform tests
  • Record patient medical histories
  • Record symptoms
  • Supervise the Certified Nursing Assistants (CNAs)
RN Hours:

Some patients are going to need around-the-clock care, so there will always need to be some RNs on duty. RNs usually take the 24 hours in shifts so that there are always nurses available in the day and night. This means that as an RN you may end up working nights, weekends, holidays, or be on call.

If you are interested in the work that RNs do but want to work more regular business hours, then there are some options available. There are places of work where RNs are needed but they only operate during normal business hours. Places like offices and schools will only require a regular work shift.

Nurse Related Jobs and Specialties

There are many nurse related jobs that are also worth considering if you are interested in this type of vocation. This is one of the perks of the nursing career. It has the potential to lead to other jobs, and it connects you to the medical career world in general.

There are also many different specialties within the nursing field. As you become a registered nurse you may find that a specific area of work interests you above the others, and if you want you can pursue that specific area of practice.

The following charts are just a few examples showing the range of salaries for some common nursing specialties. But there are over 100 different nursing specialties available in the medical field right now. Below we will continue to go over some of these other kinds of nurse specialties. For more information about different nursing specialties and what they do you can visit RegisteredNursing.org.

nursing specialties

Nurses hold some of the most important jobs in order to make a hospital function properly. They literally fill hundreds of rolls and perform a countless array of duties. If you are looking for a job that will allow you to live comfortably while letting you pursue your individual passions in the medical arena, then becoming a registered nurse is the ideal path for you.


Sources


US Bureau of Labor Statistics. “Registered Nurses.”

Nurse Salary Guide. “Nurse Salary by State 2020.”

Registered Nursing. “Nursing Careers & Specialties for RNs.”

Check City Blog. “What Do Nurses Do?”

Nurse.org Career Guide Series. “Registered Nurse.”

Nursing Community. “The 20 Best Nursing Career Specialties.”

 

written by Kimber Severance, Check City Copywriter

Learn How to Build a Deck With These 5 Tips

Did you know you can increase the value of your home by increasing your floor space? And you can actually extend the floor space of your home when you build a deck. Although it does not go into the final square footage of the house itself, it is carefully notated in an appraisal’s report that the property has a deck. Appraisers will report on the quality of the deck and thereby set a value to it. If you have a deck, it is an asset and offers a great return on investment especially when you can do it yourself. Here are some tips and tricks on how to build a deck:

Measure

Measurements are crucial when learning how to build a deck. Determine what you want your deck to look like and measure out the dimensions. Rectangles are easiest to build, but custom shapes can be worked with and are awesome to look at and use when they are done. There are a lot of different items you should think about and consider when you are measuring for your deck. You need to think about the entire space of the deck, railings, seating, and more.

Foundation

The process comes down to digging shallow and parallel trenches, placing cement footings in those trenches and placing frame boards between them to act as a strong foundation. Then you screw in the frame and the floor boards and you’re done. Most of the harder work, like shaping your wood, digging holes and cementing boards into the ground is taken care of for you with cement footings. The process has become easy enough for every day homeowners to do it themselves and make it look good.

Materials

So you are going to build a deck, and it’s time to figure out what kind of materials you are going to use. The materials can help calculate the cost of building a deck. Here are a couple different options:

  • Wood– You can use either treated or natural wood for your deck; these are typically the more traditional options.
  • Composite Decking– You could also use composite decking, it costs a lot more but over time you might actually be able to save money because you won’t have to pay to have it cleaned, refinished, or replaced.

Extra Materials

The best advice to offer is to buy extra materials for the times that mistakes happen. Don’t leave a mistake just because you don’t want to buy one more item. You are already saving a lot of money by doing it yourself, and you can still make more money from it should you sell the house. It’s an investment worth making when you take the time and effort to make the deck look nice. This is something that should be added in when figuring out your cost to build a deck.

Expert Tips

Here are some helpful tips from the experts you can consider when building your deck:

  • Fasteners– When building a deck you need to think about what you are going to spend more money on and what you are going to save on. Just a heads up, saving and buying low-quality screws is not the way to go! Fasteners are something you want to spend actual-good money on. Why? Because low-quality screws and fasteners will cause discoloration in your deck, they will corrode, and they will shorten the life of your deck. Want a deck that will stand the test of time? Pay more for good fasteners.
  • Hide the Support– You can make a beautiful deck with a clean, smooth, simple appearance by choosing to hide your support – the screw heads, etc. Leaving the screws open to the elements, though technically might not look bad to you, could look unprofessional/unclassy to other people like potential home buyers.
  • Different Shapes and Levels– You could build a regular rectangular or square shaped deck, but if you want something a little more fun and exciting you could consider different shapes and levels for your deck. Multiple levels for a deck are great when you need more room; don’t want to be stuck with a boring one level deck? A multilevel deck creates more interest to the eye and it creates more room for a bigger living space or a bigger entertainment area.

We hope you have enjoyed these tips and tricks on how to build a deck! Good luck with your deck!

6 Great Retirement Investments

Creating the Best Retirement Portfolio

If you are getting close to the age of retirement, you may be starting to feel a little nervous about investing your hard earned money. Seeing financial markets crash and hearing horror stories about people losing all of their retirement funds in recent economic downturn can be terrifying when you are looking for ways to invest, settle down, and retire.

It is often hard to support yourself for 25 to 30 years after you have finished working, even if you keep your money in a safe place. When there isn’t a consistent income, your money leaves a lot faster than planned. One of the best things to do is look over your investment options. You will need an investment option that can help you grow your capital for your retirement. Here are some great tips to help you keep growing your retirement income and start saving for retirement.

Diversify Your Assets

Diversifying your assets in the right combination whether it be stocks, bonds, real estate, etc. Finding that perfect combination will be a personal decision and you have to make sure that you are willing to work with your finances to find that perfect balance. There are many factors that may contribute to your idea for the perfect combination and you should assess these factors before you decide how you are going to invest. Investing also has risk, but doing research and finding a great financial advisor will really help and make you feel comfortable in your investments.

Retirement Income Funds

This type of fund automatically allocates your money across a diversified portfolio of stock and bond funds. You retain control of your principal and you can access your money at any time but they will distribute a monthly income for you. This can be a great retirement investment.

Bonds

The interest income you get from a bond can also be a pretty good source of income that can come in handy for retirement. The way a bond works is like this; you buy a bond and that means you are loaning money to a corporation or the government. You are then paid interest for the amount of time it takes for your bond to mature and then your principal is returned to you. Bonds are one of the great retirement investments and will help you save for retirement.

Immediate Annuities

An immediate annuity is when you agree to give an insurance company a lump sum of money and that insurance company agrees to pay you a monthly income as long as you live. This type of retirement investment is one that provides a guaranteed income.

Investment Property

One retirement investment you could look into would be investing in real estate. This can provide retirement income but you have to be aware of the risks. When you own real estate there are unexpected expenses and you are usually responsible for all the up-keep when it comes to general maintenance.

Closed End Funds

Closed end funds can provide you with a monthly or even a quarterly income. These come from all different kinds of things including: stocks, interest, dividends, bonds, covered calls, etc. This type of investment can be confusing so it is important to do your research before actually buying anything.

Multiple Investments

You always want to keep your investments spread out. Don’t throw all your eggs into one basket because the risk of losing everything if one investment goes bad.

Do the Research, Don’t Rush

While you are investing, you should be sure that you are comfortable with your portfolio. Do not invest in something that you do not feel good about. Do your research, and study out every option in order to make sure that you understand how you are going to find the investments that you feel safe with and will provide you with the income that you need to live comfortably through retirement. Don’t rush into any one decision; make sure you think it out, do your research and decide on what is best for you and the rest of your family. If you have any questions, meeting with a financial advisor is a good idea.

Thank you for reading! We hope you can make great retirement investments when the time comes.

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