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How to Set Goals the Easy Way

Do you ever feel like you are doing the same things day in and day out? Have you ever stared at the clutter and thought about the futility of trying to resolve it? Do you ever find yourself doing laundry, or dishes, or homework (or… anything?) and realize that you’ll just be doing it all over again tomorrow? Do you ever go to bed and find yourself wondering if you’re actually contributing anything of worth to the world around you, or even to your own self-development? If so, then you are most certainly stuck in a rut.

However, all hope is not lost. It’s entirely possible to accomplish all of the necessary chores on your list and still make time to do something that will boost your confidence or your skill set. The answer is goal setting, and it’s not as daunting as you think! Here are some great tips on how to set goals to keep life interesting and educational.

How to Set Scheduling Goals

9 to 5 you know exactly what you are supposed to do at work, but what if you are a stay at home mom? What do you do with those hours? Are you scheduling them out? Now, there is no need to schedule your whole life out, but if you have a goal or goals, or even if you’d like to set some for yourself, you will need to set aside some time in your day to devote towards accomplishing it, or the achievement of that goal will soon start to be taken over by less important tasks.

For example, you may have a goal that involves losing weight, but if you don’t schedule time each day to prepare healthy meals and exercise, you most likely won’t reach your goal. That is why scheduling a little time for you each day is so important.

How to Set Motivational Goals

There is nothing more demotivating than not having clearly defined goals. Whether it is at work, in school, or at home, you need some kind of goal to help keep you focused on a future aspiration. Having a clear set of goals can also help you get past some of the details and monotony of your present situation.
Think about where you are, and where you’d like to be. Think about what you’d like to accomplish on a personal level, or on your to-do list, or your list of fun projects that you’ve always wanted to get around to, but just can’t! Draw up a plan involving manageable stages and timelines to reach that goal and then put some motivational reminders up where you can see them.

Balance

If you’re wondering how to set goals and make them stick… Balance is the answer. Life can seem like a juggling contest with more and more bowling pins being hurled at you every second. If you struggle to keep up with it all, goals can really help you out. When you define your goals, you will be deciding what is really important. Work, family, health, education, and everything else can be planned out in a systematic and organized way so it is much more manageable. So, forget running around like a chicken with its head cut off!

Vision

It is easy for employers and anyone else to tell when someone doesn’t set goals. An individual without goals will not have as much foresight as they live in the “here and now” with little regard for the consequences in the future. Goals can give you added perspective and understanding of why the things you do now are so important. As an individual with vision, you will also have an opportunity to stand out as a leader. Goals are also a great way to simplify. As you set them, you suddenly realize what really matters and what is causing unnecessary distractions and stress in your life.

Accountability

Even if you are setting goals for yourself, there is a sense of accountability for each goal, especially if there is a specific date attached to it. This can keep you moving forward responsibly as you realize that where you spend your time is of the utmost importance.

Don’t go another day without setting goals. No matter what you are doing in your life, goals can help you move forward with clarity, added motivation, accountability, and balance. You will be surprised what you can achieve in the end with the right set of goals!

Do you have any tips on How to Set Goals? Let us know in the comments section below!

3 Tips to Avoiding January Gloom

Let’s face it – the late winter months are the most difficult to get through. The holidays are over, the weather is still cold, all the plants are still dead, they sky is always gray, and you’re back to the grind of daily labor. This kind of atmosphere is enough to bring down anybody’s spirits. And when spirits are down, so does your determination to stick to your financial New Year’s resolutions.

In the January gloom, it can be very tempting to shop away your blues. You may want to go out to dinner more often, buy a new outfit, or take more trips to the movie theater. These things are small pitfalls that can bring down your New Year’s budgets and other financial goals. Don’t let this happen to you! Here are some great ways to brighten up the January gloom and keep your resolve going strong!

Get Out and Play in the Snow

Many people don’t know that January is actually National Learn to Ski & Snowboard month. That means if you or your kids have never learned how to ski or snowboard, now is the perfect time to do so. Most resorts Nationwide will offer amazing discounts on passes, rentals and lessons to get you on your way. Also, getting up in the mountains is a great way to get out of the haze and inversion that tends to set in around this time of year. To see which resorts in the Utah area are offering the best deals you can check out SkiUtah.com

Weekend Vacation

If celebrating something silly each day just isn’t working well enough for you, take a weekend trip to a sunnier, more cheerful climate. These spontaneous trips don’t need to be expensive. Even a hiking trip up above the cloud cover could be enough to recharge your spirit. If that isn’t an option for you, one tank of gas and a night in an inexpensive motel is almost certain to do the trick. Between your “rainy day” savings account and the deals you are certain to find, your wallet won’t suffer much. In fact, the mental and emotional benefits of escaping a gloomy climate almost always outweigh any monetary loss. A weekend fling can truly work wonders on your mood, attitudes, and ability to work. Especially if you work on commission, your improved mood and attitudes are sure to skyrocket your sales!

Evening Parties

At night, you can’t tell the difference between clear skies or cloudy ones anyway, so live up the night life with friends and family. You can throw movie parties, game nights, dance parties, or baking parties that won’t cost you anything at all. Groups of people can always overcome the challenge of gloom far better than individuals on their own. So get together and enjoy each other’s bright spirits!

If you are suffering from January gloom, try these mood-lifting tactics and keep your New Year’s resolve up and fighting!

How to Keep Financial Resolutions to this New Year

Many people are throwing down New Year’s resolutions that are honestly, not going to stick. Why is that? Well the major reason is that they are far too vague and oftentimes overwhelming. One of the most common New Year’s resolutions that doesn’t stick is to save money. While this may be a very vague and daunting task, you can make it happen by following these simple tips.

Budget

Budgeting is essential if you want to track your money and it makes doing your taxes at the end of the year much more doable. Make sure you are doing your best to keep an accurate record of all your debits and credits this year and you will have a better idea on where your money is going. The fact is that you can’t know where to save if you don’t know where your money is going. That is why tracking everything is so important. There are several budgeting apps for IOS and Android that can help you track your budget this year.

Avoid Late Fees

While it may seem simple enough, there are hundreds of people out there who are paying late fees for the silliest things. Late fees on library books, credit card payments, rent, and a hundred other things can be avoided through proper planning and scheduling. With all of the modern conveniences available at our finger tips it is absurd to think that people are losing so much money just by not getting things done by deadline. Make it a habit to put things in your schedule as soon as they come up so you don’t forget. Also, know how much you’re getting charged for late fee’s as well as overdraft fees, oftentimes it can be cheaper to get a cash advance for a short period of time to avoid costly overdraft fees.

Small and Simple

You have to start somewhere and if you are looking to save, you probably should start with the simple things like going out to eat or watching movies every Saturday night. There are a lot of ways that you can save money on simple things like groceries as well. It just takes a little ingenuity and initiative to get everything started.

Get Debt Out of the Way

While it may seem like a good idea to save up for your next trip to Europe, you should probably start looking at ways to get out of debt while you are saving up. Every little bit helps and pretty soon you will see the debt slowly easing off of your shoulders.

Simplify

When it comes to saving money, the best way is to simplify your life. There are a lot of things that you don’t need and there are even more things that you don’t use. Ultimately if you keep track of all these things and try and eliminate as many of them as possible from your life, you will find that you are saving much more than you thought possible in the beginning.

Make sure that you are taking care of your finances by following these simple tasks. It may seem like a lot of work but when you take it one step at a time, you will find that you are much more capable of reaching your financial goals in the end.

Preparing Your Financial New Years Resolution

It’s that time of the year again when the calendar psyches you into a sense of renewal, fresh starts, and a future of success! If you struggled financially last year, start this new one off right! Create your own, simple, doable, Financial New Year’s Resolution and look forward to a bright new year!

Baby Steps

We all know that New Year’s Resolutions tend to fizzle after just a few weeks. Unexpected things happen, we are busier than we expected, our resolve is weaker than we expected… Don’t let this happen to you this year! By taking baby steps towards progression, you won’t burn out as soon as people who try to change their world overnight. You might even want to come up with a twelve-step New Year’s Resolution – a baby step for each upcoming month of the year. (Make a January Resolution, a February Resolution, etc.)

Budgeting

Take some of your vacation time to sit down and work out a doable budget. Look back at the previous year and see where you went into the whole, how you could have avoided it, and what unnecessary expenses you had. What could you do differently? Start with minor changes (unless you’ve got a rock solid resolve) and plan to improve little by little each month. (Remember, baby steps!) So, for example, if you tend to eat out too much, just cut down your weekly trips by one or two trips per week. Each month wean yourself off a little more, and before you know it, you’ve conquered your problem!

Smart Shopping

Recognize that a lot of money goes down the drain because of careless shopping. Take the time to look through grocery ads. Price match at stores that will let you. Use coupons. Look for sales. Buy off-brand items. (Sometimes off-brand is actually better!) It will take patience and practice. But if you can learn to shop smart, you’ll be amazed by how much money you can save.

Cut the Truly Unnecessary

Let’s face it. There are some truly useless things that we buy or spend money on that you simply need to cut out. Your little puppy-dog does not need a new outfit every month. You do not need a pint of ice cream with every meal. You do not need a zombie apocalypse protection kit. Just stop it now.

Get Help

When it comes to things as intangible as personal resolve, you may need some moral support. Make a deal with your spouse, a friend, neighbor, or roommate. Let them punish you if you mess up. Let them reward you when you do well. Make them your shopping-help hotline if you ever feel temped to make a debatably unnecessary purchase. You can also turn to your bank for advice. The professionals there can help you better understand finance, budgeting, and money management.

Let this New Year, be a truly brighter one! Have confidence that you can and will work through your financial problems and enjoy a richer future!

Don’t Wait, Start Setting Goals Today!

New Year’s Resolutions

Each year, we have the opportunity to set new resolutions and goals. The opportunity to reevaluate and start your life fresh each year is a great gift that humans enjoy. Too often, people do not achieve their full potential due to the misuse or neglect of proper goal setting. The power of goal setting is extremely important and can help you reach your full potential.

Millions of people have proven that goal setting is a powerful tool to increase knowledge, broaden experience and help us be the people we want to be. If you are willing to set and follow through with a goal, you will be able to achieve anything you desire.

Don’t wait, start setting goals today! Here are some great tips to keep in mind when you are setting goals.

Make Smaller Goals

If you’ve taken the first step and decided to start setting goals, it’s important to make the goals achievable. Rather than creating broad or vague goals, break your goals up into manageable pieces. Think of your small goals as stepping stones towards a larger goal. When you are learning how to set goals, this is very important.

Break each goal down into manageable chunks to make the goal doable. Here are some great examples:

  • If you want to become more well-read – set a goal to read a book every month. If you struggle reading, consider joining a book club to increase your ability to discuss what you read and help you reach your goals. Start with books that are easier to read, then slowly ease into more difficult books.
  • Save Money – set yourself a stringent budget, and consistently stick to it. Set small goals like a food budget, or working a 2nd job. Before you know it, your savings will start to increase.
  • If you want to be more politically informed, start reading from numerous sources. As you broaden your exposure, you will eventually become better well-rounded and will be able to discuss politics with co-workers and friends.
  • If your job requires you to learn new computer skills, such as Microsoft Excel, begin by creating spreadsheets for your own budgets. Set practice goals and you will be a pro before you know it.

Write Your Goals Down

Once you have decided on your goal, write it down. When you write your goals down, you increase the likelihood of achieving them. You build a sense of accountability into your goal-setting that will keep you honest as you strive to attain your goals.

Make a Plan

It’s very important to have a plan when striving to achieve your goals. You’ve heard the saying, “Failing to plan is to plan to fail.” Well, when you are setting goals you have to plan to put your goals into practice. Just as you broke your goal into easily digestible parts, you will need to plan each step of the way. If you aren’t consistently striving to achieve your goals, you will not attain them.

For example, if your goal is to lose weight, find healthy/low calorie recipes and plan your meals daily. A good trick is to make your meals ahead of time and portion them out. If you create delicious meals and snacks, you will be less likely to cheat. It is always important to get aid from the resources around you. Many people do not accomplish their resolutions simply because they are not aware of the multitude of helpful resources that are available to them

Each goal you set is a potentially life-changing endeavor. You can increase your happiness and expand your horizons when you set and achieve quality goals. By setting and planning worthwhile goals you can accomplish much more than you ever imagined. You can increase your marketability, expand your knowledge and make yourself a better person, just by setting and keeping your goals. We hope you have enjoyed these tips. Don’t wait, start setting goals today!

Change Your Life by Learning How to Set Goals

Change Your Life by Setting Goals

Each year we have the opportunity to set our New Year’s Resolutions. The opportunity to start your life fresh each year is a great gift that humans enjoy. Goal setting is a great way to help reach your potential and your resolutions. The power of goal setting can help you set your sights on the new attribute you want to develop.

Millions of people have proven that goal setting is a powerful tool to increase knowledge, broaden experience and help us be the people we want to be. If you are willing to set and follow through with a goal, you will be able to achieve everything you strive for. Here are some great tips to help you learn how to set goals:

Make Smaller Goals

The phrase “an inch is a cinch, a yard is hard” works for goals as well. If you’ve taken the first step and decided to set a goal, it’s important to make the goal achievable. If your goals are too broad, or vague, you diminish the likelihood of achieving the goal. It’s best to set small, achievable stepping stones toward a lofty goal. Rather than setting a goal to lose 50 pounds in a week, set small weekly goals to lose 2 pounds so you can achieve your main goal of 50 pounds.

Each goal should be broken into manageable chunks, to make the goal doable. Some common goals are:

  • Getting out of Debt – set yourself a budget, and, or get a second job.
  • If you want to become more well-read – decide to start reading. If you struggle reading, consider joining a book club to increase your ability to discuss what you read.
  • If your job requires you to learn new computer skills, such as Microsoft Excel- begin by creating spreadsheets for your own budgets. If you make the project personal, you’ll learn the software that much faster.
  • If you want to be more politically well-informed, start reading from numerous sources. As you broaden your exposure, you will eventually become more well-rounded and able to discuss politics with co-workers and friends.

This is very important when learning how to set goals.

Write It Down

Once you have decided your goals, write it down. When you write the goals down, you increase the likelihood of achieving your goals. You build a sense of accountability into your goal-setting that can keep you honest as you strive to attain your goals. A list limits the shortcuts and rationalizations as you work toward your goals. When learning how to set goals, it is very important to include this in your goal setting worksheet.

Plan to Win!

You’ve heard the saying, “Failing to plan is to plan to fail.” Well, when you set goals you have to plan to put your goals into practice. Just as you broke your goal into easily digestible parts, you will need to plan each step of the way.

For example: if your goal is to lose weight, find healthy, low calorie recipes and plan your meals daily. A good trick is to make your meals ahead of time, portion them out, so you keep the choices simple. If you create delicious meals and snacks, you will be less likely to cheat. There are many good calorie counters and meal planners online. By keeping a quality food journal, you exponentially increase your success! It is important to do your due diligence and find tools to help you achieve your goals.

Each goal you set is potentially a life-changing endeavor. You can increase your happiness and expand your horizons when you set and realize quality, worthwhile goals. By setting and planning worthwhile goals you can accomplish much more than you ever imagined possible. You can increase your marketability, expand your knowledge and make yourself a better person, just by setting and keeping your goals. As you achieve your goals, your vision and perspective of yourself and your place in the world will expand beyond your wildest dreams.

We hope you have enjoyed this goal setting worksheet and learned how to set goals. Don’t wait, start setting goals today!

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