Chat
Customer Service: (800) 404-0254

BB&T Personal Loan (2020 Review)

personal loan review

BB&T Bank has lots of loan options, but you need a credit score of 660 or higher to qualify. If you can’t qualify for a BB&T loan, then find a Check City Location near you where you can take out a Personal Loan today!

BB&T Bank and SunTrust Bank are combining to create Truist Financial Corporation. The two banks are still operating separately as the transition continues, so you can still visit BB&T Bank’s website and use their financial services.

BB&T Personal Loans: a Quick Look

BB&T Bank offers personal loans that can help consolidate debts, update your house, make a large purchase, or even finance a boat. But they are in the middle of a merger right now, and their rates depend on many factors. They have auto loans, unsecured loans, lines of credit, debt consolidation loans, boat and marine lending, recreational loans, and home equity loans.

Loan Amount: $3,500 to $50,000

Rates: 8.00% to 18.00% APR

Fees: some fees

Term: 12 to 36 months

Basically, BB&T Bank is a great place to go if you already have a history with them and want to keep your financial business in the same hands. They are also good loans for borrowers that live in the east coast states where they operate, so that they can visit BB&T Bank’s physical locations.

Who are BB&T Personal Loans Perfect For?

Generally, getting a loan with your bank is a good idea. If you already have accounts with BB&T or its affiliates, then it might be a good idea to stick with your bank when applying for a loan. BB&T Bank also has its own qualifications that all loan applicants need to meet. If you meet these requirements then BB&T personal loans are a worthwhile option to look into.

PROS

  • Competitive rates
  • Quick approvals
  • Many loan type options

Who Should NOT Get a BB&T Personal Loan?

The personal loans from BB&T Bank come with a few requirements that might make it hard for some people to qualify for their loans. You might be one of these people if you have a high debt-to-income ratio of 40% or more. Your application is also subject to credit approval and they’ll want to look at your loan-to-value ratios as well.

CONS

  • Need a credit score of 660 or higher
  • Need a low debt-to-income ratio, lower than 40%
  • Varied rates
  • Their a company in transition
  • You need a good loan-to-value ratio
  • There are some annual fees for some states

An Alternative to BB&T Personal Loans

Now that you’ve learned a bit more about BB&T personal loans, you might realize it isn’t a good loan fit for you. But that’s ok! You can still find your perfect loan today by looking into a Check City Personal Loan.

Reasons to Get a Check City Personal Loan

personal loan review

Direct Lender

Being a direct lender means Check City loans are as straightforward as they can be. You fill out your loan application with Check City and Check City is the one giving you the funds upon approval. You won’t deal with confusing third-parties here.

State Licensed Lender

Check City is a state licensed lender in all the states they operate in. This means you don’t have to worry about your loan being “up to code” when you take out a loan at Check City.

Easy Online Application

With just a few spare minutes you can easily fill out a loan application online. Check City has worked hard to make the application process as quick and simple as possible.

No Origination Fee

An origination fee is what a financial institution charges a customer for opening an account. Check City won’t charge you a fee just for starting an account with them.

Fast Loans

Fast loans are usually characterized by loans you can get the same day, or within a small number of business days. At Check City, you can get your money fast so you can move on with your business.

How to Apply for a Check City Personal Loan

Interested in a Check City Personal Loan? It’s easy to apply and easy to get approved. All you have to do is gather a few required documents, and choose the way you’d like to apply for your loan.

What You’ll Need to Apply:

  • A government ID
  • Proof of bank account
  • Proof of direct deposit
  • Proof of income
  • A valid phone number

Apply Online.

Complete a fast, simple, and straightforward loan application without having to leave your house.

Apply in the Store.

At Check City, you can fill out a loan application and receive your loan funds all in one visit.

Apply Over the Phone

Just call Check City’s Loans By Phone number: 800-404-0254 to apply with a Check City representative over the phone or if you need any other kind of help with your loan or application.

The Check City personal loan was created for everyone. Anyone can apply and get their funds FAST with our simple streamlined loan process. Don’t hesitate to give us a call, pull up our website, or visit your neighborhood’s Check City store to get your money now.

COMPARE SIMILAR PERSONAL LOAN OPTIONS

Check City Citibank Citizens Bank BB&T
Amount $300 to $3,000 $2,000 to $50,000 $5,000 to $50,000 $3,500 to $50,000
Rates lower APR than our payday loans 7.99% to 23.99% 6.78% to 20.88% 8.00% to 18.00%
Fees no origination fees no origination fees no application fee, no annual fee, no late fee some fees
Terms 6 months 12 to 60 months 36 to 84 months 12 to 36 months
Min. Credit Score none high credit score 680 660

*The information found in this article comes from the lenders’ websites and NerdWallet reviews at the time of posting.

Barclays Personal Loan

The main perk of a Barclays personal loan is that they have absolutely no fees, but their loans are by invitation only. If your credit doesn’t qualify you for an invitation, check out the Check City Personal Loan where everyone is welcome to apply!

Barclays personal loans are offered by invitation only and, according to an announcement in June of 2019, might be phasing out of existence in the near future.

Personal Loans are installment loans paid back over a period of months or years, depending on your loan contract and the amount borrowed. Personal loans are most commonly used to fund major purchases, emergency expenses when you’re caught without an emergency fund, or to consolidate multiple debts into one payment. The loans at Barclays are best used to reduce monthly payments and save money by consolidating debts.

Barclays Personal Loans: A Quick Look

Loan shopping doesn’t have to be complicated. There are a few basic items you’ll need to know and then you can make a decision from there.

Loan Amount: $5,000 to $35,000

Rates: 5.74% to 20.99% APR

Fees: no fees

Terms: 36 to 60 months (3 to 5 years)

Basically, Barclays personal loans are for people with good to excellent credit scores who know how to manage their credit. If you meet these requirements then Barclays will mail you an invitation to apply for one of their loans. You need to have both good credit and a personal invitation from Barclays in order to apply for their personal loans.

Who are Barclays Personal Loans Perfect For?

There are 2 requirements that will determine whether a Barclays personal loan is the best option for you. First, you have to have an excellent credit score and credit history. Second, you have to receive a personal invitation from Barclays. If these 2 items describe you then a Barclays personal loan is a great choice, especially since they offer flexible loan terms with no fees.

PROS

  • Flexible
  • Exclusive
  • No fees
  • Great for debt consolidation

Who Should NOT Get a Barclays Personal Loan?

If you have a credit score that is less than average then you might not qualify for a Barclays personal loan invitation. But don’t feel too bad if you don’t qualify for an invitation. There are other reasons to not choose a Barclays personal loan as well.

CONS

  • By invitation only
  • Not great for borrowers with low credit
  • Takes a few days for funds to drop

An Alternative to Barclays Personal Loans

For those of you who haven’t received an exclusive invitation for one of Barclays personal loans, don’t worry. You aren’t alone and there are still great personal loan options available to you, even if you have low credit. Check City Personal Loans don’t require an invitation. Everyone is welcome to apply regardless of their credit. Check City also offers shorter loan terms so you can get smaller, easier to pay back loans. But these aren’t the only reasons to check out a Check City Personal Loan.

Reasons to Get a Check City Personal Loan:

personal loan review

Check City is a direct lender so you won’t have to deal with third-party go-betweens. Instead, you’ll only apply with and receive funds from Check City.

Check City is a state licensed lender in each state they operate in. So you won’t have to worry about your loan being safe, secure, and authorized.

Check City has an online application that only takes a few minutes to fill out.

Check City doesn’t have credit requirements so even borrowers with low credit scores can still apply.

Check City has no origination fee meaning they won’t charge you a fee just for starting an account with them.

How to Apply for a Check City Personal Loan

To apply for a Check City Personal Loan all you need is a few minutes and a few documents. The process doesn’t take very long and if you visit a Check City store to apply, you can even walk out with your funds in one visit.

What You’ll Need to Apply:

  • A government ID
  • Proof of bank account
  • Proof of direct deposit
  • Proof of income
  • A valid phone number

Apply Online. Would you rather apply for a loan in person? Check City provides that option too! You can also apply for a Check City Personal Loan over the phone or in the store.

Apply in the Store. By applying inside the Check City store, you can actually walk out with cash in hand in that very same visit!

Or call Check City’s Loans By Phone number: 800-404-0254 to apply with a Check City representative over the phone.

The Check City personal loan was created for everyone. Anyone can apply and get their funds FAST with our simple streamlined loan process. Don’t hesitate to give us a call, pull up our website, or visit your neighborhood’s Check City store to get your money now.

COMPARE SIMILAR PERSONAL LOAN OPTIONS

Check City American Express Citizens Bank Avant Barclays
Amount $300 to $3,000 $3,500 to $40,000 $5,000 to $50,000 $2,000 to $35,000 $5,000 to $35,000
Rates lower APR than our payday loans 6.90% to 19.98% 6.78% to 20.88% 9.95% to 35.99% 5.74% to 20.99%
Fees no origination fees no origination fee, there are late fees no application fee, no annual fee, no late fee no prepayment fee, but there is an administration fee up to 4.75%, a $25 late fee, and a $15 dishonored payment fee no fees
Terms 6 months 12 to 48 months 36 to 84 months 24 to 60 months 36 to 60 months
Min. Credit Score none 660 680 580 excellent credit

Don’t settle for less in a personal loan. Research the personal loan options available to you before making a choice. That way you’ll know you’re getting the best personal loan for you.

*The information found in this article comes from the lenders’ websites and NerdWallet reviews at the time of posting.

Avant Personal Loan

Personal loans from Avant may have less credit requirements, but their loans come with a lot of fees. On the other hand, Check City Personal Loans don’t have any origination fees!

Personal Loans are loans that you pay back through monthly installments for a set period of time outlined in your loan contract. Generally, personal loans can be used for any personal reason. Avant personal loans are most commonly used to consolidate debt, cover emergency costs, or improve your home.

Avant Personal Loans: A Quick Look

When shopping for a loan the first things you’ll want to know are all the basics like loan amounts and APR. Let’s take a quick look into the basics of an Avant personal loan.

Loan Amount: $2,000 to $35,000

Rates: 9.95% to 35.99% APR

Fees: no prepayment fee, but there is a 4.75% administration fee, a $25 late fee, and a $15 dishonored payment fee

Terms: 24 to 60 months (2 to 5 years)

Basically, an Avant personal loan offers some pretty standard loan terms, with the added bonus of allowing lower credit scores to still apply. But Avant does have quite a few fees for administration and late or failed payments.

Who are Avant Personal Loans Perfect For?

There are a couple of reasons why an Avant personal loan might be right for you. Avant personal loans are catered toward borrowers with less than stellar credit. Also, if you want to check their personal loan eligibility you can easily do so on their website without negatively impacting your credit score. The bottom line is that Avant personal loans are perfect for borrowers with low credit scores looking for loan amounts between $2,000 and $35,000.

PROS

  • Fixed payments
  • Quick application
  • No prepayment fee
  • Funds the next business day
  • Low credit borrowers can apply

Who Should NOT Get an Avant Personal Loan?

If you have a credit score that is average or better, then you might want to consider other loan options where you can get an even better interest rate. Avant personal loans are also not ideal for loan customers that frequently make late payments or can’t afford any additional fees.

CONS

  • 4.75% administration fee
  • $25 late fee
  • $15 dishonored payment fee

An Alternative to Avant Personal Loans

Looking for an alternative to Avant personal loans? Then look no further. Check City Personal Loans also allow borrowers with low credit to apply, but unlike Avant personal loans, Check City doesn’t have any origination fees. Check City also offers shorter loan terms so you can get smaller, easier to pay back loans. But these aren’t the only reasons to check out a Check City Personal Loan.

Reasons to Get a Check City Personal Loan:

personal loan review

Direct Lender. Check City is a direct lender, meaning they don’t just connect you to lenders, they are the lender.

State Licensed Lender. Check City is a licensed lender in each state they operate in. That way you’ll always know your Check City loan is secure.

Fast Online Application. Check City loan applications only take a few minutes to fill out. All you need is a couple of minutes!

No Origination Fee. Check City won’t charge you just for starting an account.

FAST FUNDS. Visit a Check City store to apply and you can walk away with your cash in hand today!

How to Apply for a Check City Personal Loan

The loan application process at Check City doesn’t take very long. All you need is a few short minutes and some documents to complete your application and move on to getting your loan funds.

What You’ll Need to Apply:

  • A government ID
  • Proof of bank account
  • Proof of direct deposit
  • Proof of income
  • A valid phone number

APPLY ONLINE. Would you rather apply for a loan in person? Check City provides that option too! You can also apply for a Check City Personal Loan over the phone or in the store.

APPLY IN THE STORE. By applying inside the Check City store, you can actually walk out with cash in hand in that very same visit!

Or call Check City’s LOANS BY PHONE NUMBER: 800-404-0254 to speak with a Check City representative and apply over the phone.

The Check City personal loan was created for everyone. Anyone can apply and get their funds FAST with our simple streamlined loan process. Don’t hesitate to give us a call, pull up our website, or visit your neighborhood’s Check City store to get your money now.

COMPARE SIMILAR PERSONAL LOAN OPTIONS

Check City Discover PNC Bank US Bank Avant
Amount $300 to $3,000 $2,500 to $35,000 $1,000 to $35,000 $3,000 to $25,000 $2,000 to $35,000
Rates lower APR than our payday loans 6.99% to 24.99% 5.99% to 25.99% 6.49% to 17.99% 9.95% to 35.99%
Fees no origination fees no origination fees, no closing costs no origination fee, no prepayment fee, no application fee, but there are late fees no origination fee, but there is a prepayment penalty no prepayment fee, but there is a 4.75% administration fee, a $25 late fee, and a $15 dishonored payment fee
Terms 6 months 36 to 84 months 36 months 12 to 60 months 24 to 60 months
Min. Credit Score none 660 high credit score n/a 580

Don’t settle for less in a personal loan. Research the personal loan options available to you before making a choice. That way you’ll know you’re getting the best personal loan for you.

*The information found in this article comes from the lenders’ websites and NerdWallet reviews at the time of posting.

US Bank Personal Loan

US Bank personal loans have fixed rates and autopay discounts, but borrowers need to be US Bank members to apply. If you aren’t already a US Bank member, then check out the Check City Personal Loan where no membership is required to get all their loan benefits!

US Bank personal loans are referred to as their “Premier Loan.” You can use a US Bank personal loan to reach your financial goals, or make your personal finances a little simpler. They are used for consolidating debt, financing vacations, weddings, new appliances, car payments, home improvements, and many other major purchases. They’re a great loan option for anyone who already has a US Bank account.

US Bank Personal Loans: A Quick Look

All loan options come with their own rates, terms, and conditions. Consider these basic numbers and compare them in order to find your best loan option. US Bank offers loan amounts between $3,000 to $25,000 with APRs as low as 6.49% for borrowers with good credit.

Loan Amount: $3,000 to $25,000

Rates: 6.49% to 17.99% APR

Fees: no origination fee, but there is a prepayment penalty

Terms: 12 to 60 months (1 to 5 years)

Basically, a personal loan from US Bank is going to offer you low-interest rates and the potential to pay off your loan in a year. You also won’t need to put up collateral in order to get a personal loan from US Bank. But if you aren’t interested in becoming a US Bank member, then this might not be the best loan fit for you.

Who are US Bank Personal Loans Perfect For?

US Bank personal loans are going to be great for some borrowers, but not ideal for others. That’s why comparing loans is a good way to decide which loan is best for you. US Bank personal loans are best for loan shoppers who already have an account at US Bank or who would like to sign up for one. This is because their personal loans are only offered to existing bank members.

PROS

  • Fixed APR
  • Fixed monthly payments
  • No origination fee
  • Doesn’t require collateral

Who Should NOT Get a US Bank Personal Loan?

If you aren’t a US Bank member and you don’t plan on becoming one, then you’ll want to look elsewhere for a personal loan. You might also want to consider a different loan option if you want to pay off your loan in less than a year, since US Bank has prepayment penalty fees.

CONS

  • Prepayment penalty
  • Need to be a US Bank member
  • Smallest loan amount is $3,000

An Alternative to US Bank Personal Loans

Need an alternative to the US Bank personal loan? Well, you’ve come to the right place. With a Check City Personal Loan, you don’t have to meet any membership requirements before you can apply. Check City also offers smaller loan amounts and shorter loan terms for customers that need quick cash now. So if a US Bank personal loan isn’t the right loan for you, check out the Check City Personal Loan. It might be just what you’re looking for in a loan.

Reasons to Get a Check City Personal Loan:

US Bank personal loan review

Direct Lender. Check City is a direct lender, meaning they are the loan provider.

State Licensed Lender. Check City is a licensed lender in each state they operate in.

Fast Online Application. Check City loan applications only take a few minutes to fill out.

No Minimum Credit Requirements. Borrowers with low credit scores can still apply.

No Origination Fee. Check City won’t charge you just for starting an account.

FAST FUNDS. Visit a Check City store to apply and you can walk away with your cash today!

Shorter Loan Terms and Smaller Loan Amounts. Not everyone needs a giant loan that takes years to pay off. At Check City, you can get smaller loan amounts that are easier and faster to pay off.

How to Apply for a Check City Personal Loan

Check City has streamlined the loan application process. A personal loan application at Check City only requires a few minutes and a few items to finish the process.

What You’ll Need to Apply:

  • A government ID
  • Proof of bank account
  • Proof of direct deposit
  • Proof of income
  • A valid phone number

Apply Online. Would you rather apply for a loan in person? Check City provides that option too! You can also apply for a Check City Personal Loan over the phone or in the store.

Apply in the Store. By applying inside the Check City store, you can actually walk out with cash in hand in that very same visit!

Or call Check City’s Loans By Phone number: 800-404-0254 to apply with a Check City representative over the phone.

The Check City personal loan was created for everyone. Anyone can apply and get their funds FAST with our simple streamlined loan process. Don’t hesitate to give us a call, pull up our website, or visit your neighborhood’s Check City store to get your money now.

COMPARE SIMILAR PERSONAL LOAN OPTIONS

Check City Discover PNC Bank Sallie Mae US Bank
Amount $300 to $3,000 $2,500 to $35,000 $1,000 to $35,000 $3,000 to $35,000 $3,000 to $25,000
Rates lower APR than our payday loans 6.99% to 24.99% 5.99% to 25.99% 6.99% to 24.99% 6.49% to 17.99%
Fees no origination fees no origination fees, no closing costs no origination fee, no prepayment fee, no application fee, but there are late fees no origination fee and no prepayment penalty fee, but there are late fees no origination fee, but there is a prepayment penalty
Terms 6 months 36 to 84 months 36 months 36 to 60 months 12 to 60 months
Min. Credit Score none 660 high credit score n/a n/a

Don’t settle for less in a personal loan. Research the personal loan options available to you before making a choice. That way you’ll know you’re getting the best personal loan for you.

*The information found in this article comes from the lenders’ websites and NerdWallet reviews at the time of posting.

Navy Federal Personal Loan

Navy Federal offers Personal Loans up to $50,000, but if you don’t meet their membership requirements then you may be locked out of using their loans. Check City Personal Loans don’t have membership requirements so our loan services are available to anyone.

Navy Federal is a credit union that provides banking services, like personal loans, to members of the armed forces and their families. Personal loans are most often used for debt consolidation, home improvements, car financing, vacations, weddings, medical bills, and other important major expenses. Each loan provider comes with its own pros and cons to think about.

Navy Federal Personal Loans: A Quick Look

Navy Federal offers a wide variety of personal loan options. They have relatively low APRs and have loan term options for 36, 60, and 180 months, but if you want to finance your loan for longer than 60 months, you’ll need to apply with one of their loan representatives. Since Navy Federal is a credit union specifically for the armed forces, you’ll also have to meet certain requirements to first become a member before you can take out a personal loan with them.

Maximum Loan Amount: $50,000

Rates: 8.19% to 18.00% APR

Fees: No origination fee

Terms: 36, 60, and 180 months

Basically, Navy Federal is a great personal loan provider for those who are already members of their credit union. There are many options for loan amounts and loan terms. But you can only get a personal loan with Navy Federal if you are a member of their credit union, and they have strict membership requirements. If you don’t meet these requirements, they aren’t the personal loan provider for you.

Who is Navy Federal Perfect For?

Navy Federal is perfect for members of the armed forces who want to take out larger personal loans for big purchases. They have low rates for large, long-term loans, which can be very useful if you have large purchases you need help with. But they have very particular requirements for their credit union members.

Navy Federal Membership Requirements:

  • Veterans
  • Members of the Army, Marine Corps, Navy, Air Force, and Coast Guard
  • Army and Air National Guard personnel
  • Department of Defense civilians
  • U.S. government employees assigned to DOD installations
  • Contractors assigned to DOD installations
  • Immediate family members of any of the above

Who Should NOT Get a Navy Federal Personal Loan?

First of all, if you don’t meet the membership requirements mentioned above, then you can’t get a personal loan from Navy Federal. If you do meet their membership requirements then you have to already be a member with Navy Federal before you can take out a loan with them. Many loan providers with membership requirements also require you to be a member with them for a certain amount of time before they’ll let you take out a personal loan, so be aware of this possibility as well.

An Alternative to Navy Federal Personal Loans

If you’ve decided that a Navy Federal personal loan isn’t right for you, then there are other options. Instead of getting a personal loan where memberships are required you can quickly and easily take out a personal loan with Check City, where no membership is required and our loans are available to anyone who applies. Even if you have a low credit score, you can still apply for a loan at Check City.

Reasons to Get a Check City Personal Loan

choices

Check City is a direct lender. You only deal with our people (and not outside, third-parties) to get your loan.

Check City is a state licensed lender. You can enjoy the peace of mind that we’re doing everything right according to the state you live in.

Our application process is quick and simple. Just fill out a short loan application online and you’re good to go!

Low credit? No problem! You can still apply, even if you have a low credit score.

We have no origination fees.

Get cash TODAY. By visiting a Check City store you can apply and receive loan funds all in the same day.

Shorter loan terms and smaller loans. Not everyone needs a giant loan that they’ll have to finance for the next couple of years. Check City offers small loans that you can pay back in as little as 6 months.

How to Apply for a Check City Personal Loan

Applying for a Check City personal loan is super easy. All you have to do is go to our online Personal Loan Page and fill out the short application form. It only takes a few minutes! You can also apply for a Check City personal loan over the phone or in the store. If you apply for your loan in the store, you can actually walk out with your money in that very same visit!

What You’ll Need to Apply:

  • A government ID
  • Proof of bank account
  • Proof of direct deposit
  • Proof of income
  • A valid phone number

Apply Online at CheckCity.com.

Find Check City Stores Near Me and apply at our store.

Or call Check City’s Loans By Phone number: 800-404-0254

If this personal loan option sounds right for you, don’t hesitate to give us a call, visit our website, or visit our stores and get your funds now.

COMPARE SIMILAR LOAN OPTIONS

Check City Personal Loans Discover Personal Loans Wells Fargo Personal Loans

*USAA Personal Loan *Navy Federal Personal Loan
Amount $300 to $3,000 $2,500 to $35,000 $3,000 to $100,000 $2,500 to $50,000 $50,000
Rates lower APR than our payday loans 6.99% to 24.99% 5.49% to 22.99% 8.99% to 18.00% 8.19% to 18.00%
Fees no origination fees no origination fees, no closing costs no origination fees, no prepayment penalties no origination, application, or prepayment fees no origination fee
Terms 6 months 36 to 84 months 12 to 84 months 12 to 84 months 36 to 180 months
Min. Credit Score none 660 600 high credit score none

*unique membership requirements.
 
There are many personal loan providers out there to choose from and they all come with their own pros and cons. But as a loan customer, you also have loan requirements to remember when you’re shopping for a loan. Don’t settle for less when it comes to your personal loan and find the right fit for you.

*The information found in this article comes from the lenders’ websites and NerdWallet reviews at the time of posting.

How to Make and Keep New Year Resolutions this Year

Explore this Article

new year wishes

The New Year is a significant time for a lot of people. A whole new year is beginning with a whole new you waiting ahead!

The new year is a time of new beginnings and fresh starts for us all. Many of us will attempt to make new year resolutions to better ourselves and our lives this coming year. We see the new year holiday as an opportunity to celebrate the past year and look hopefully toward the year to come. New Years Eve may be one of the most hopeful nights of the year as we start over with the dawn of a whole new beginning.

New Year Resolution Ideas

Have you decided what your new year resolutions are going to be? If not, here are some common new year resolution ideas that you could choose from.

  1. Work on physical health
  2. Work on mental health
  3. Get more organized
  4. Save money
  5. Get out of debt
  6. Quit bad habits
  7. Stick to a budget
  8. Travel
  9. Read more
  10. Find a better job

new year goals

1. Work on physical health
Every body needs to learn good, healthy habits to keep their bodies fit and strong. This goal works for everyone since we can all do a little more to take care of our physical health, whether that means eating better, working out more, or both.

2. Work on mental health
This goal also works for everyone since we can all always do a little more to take care of our mental and emotional wellbeing. Self-care is important and can make accomplishing other goals a lot easier. Mental wellness goals can be anything from resolving to visit a therapist to doing morning yoga for a happier morning routine.

3. Get more organized
Organizing and decluttering your life is another goal that can make keeping other goals easier. Maybe you want to focus on planning more productive days. Or maybe your office space, bedroom, or garage could use a major cleaning and organizing overhaul. This can be a great goal to make as a family to rearrange and reorganize your home and your lives together.

keep new year resolutions guide

4. Save money
We’d all like to save more money, but making this an actual new year resolution might be the focus you need to really make it happen. You can save money in many ways: 1) reduce spending by getting rid of some monthly payments, 2) get a better paying job or a second job, or 3) learn to stick to a budget that allows you to save more money.

5. Get out of debt
Debt can bog down all aspects of our lives. It can keep us from getting the things we need and moving forward with important life steps. Resolve to get rid of debts this year and make an airtight financial plan for how you’ll do it. Maybe this year you can decide to go without certain things so you can afford the bigger payments to bring down your debts faster.

6. Quit bad habits
Bad habits come in all shapes and sizes. You might want to quit smoking this year, or maybe you just want to quit eating junk food. One key trick to quitting bad habits is figuring out how to replace bad habits with better habits to fill the void the bad habit was filling.

7. Stick to a budget
Creating a budget and sticking to it can be a really difficult goal to accomplish. To finally learn to stick to your budget, try focusing on one aspect of your budget at a time in order to more slowly learn how to live according to that budget. This way you’ll take things slower and not fail due to being overwhelmed.

8. Travel more
Traveling can be a great way to expand your views, learn about the world, and learn about yourself. Make sure that in your goal planning you remember to account for time and costs. You might need to use PTO days at work and plan accordingly. There will also be travel costs like gas, tickets, hotels, or whatever else you’ll need to make your traveling plans actually happen. You can also make use of a Check City Installment Loan in your travel budget to help with costs. Plan to prepare before you plan to travel.

9. Read more
Reading is an important hobby we often forget about in our busy lives. To remind yourself to read this coming year create your own reading list. Keep in mind your own reading pace and schedule out your planned reading for the year on a calendar. You can even form a book club and read together with friends.

10. Find a better job
Money might not buy happiness but a good job can make all the difference in your personal and financial life. Finding a better job might be an important goal this year if you’re struggling to not live paycheck to paycheck. It might also be an important goal if the environment at your current job is less than ideal, or if your commute is too long.

How to Set Goals

set goals
Making goals for yourself this new year is a worthy endeavor, but many of us start to fail in our goals around February and give up by March. Why is this? Generally, we fail in our goals because we lack the proper motivation and planning to keep our goals.

1. Don’t set too many goals
One of the main things that keep people from accomplishing their goals is setting too many goals at one time. Instead, stick to only one or two major goals for the year. You may have up to 50 goals you’d really like to accomplish this coming year, but if you want to be successful at keeping your goals, you’ll need to prioritize and focus on the most important ones first.

2. Make a step-by-step plan for your goals
Once you have your resolution in mind, break the goal up into manageable steps. For example, you may want to save up to buy a new car, but you know you can’t just put thousands of dollars aside. However, you do know you can put aside $10 this month, and $20 the next month. Make big goals more manageable by organizing them into small, easy to accomplish steps.

3. Expect and accept setbacks
When trying to accomplish great things you are going to experience setbacks. Don’t let them destroy all your efforts by recognizing that failure is a normal part of any process. But failure doesn’t have to mean absolute failure. You can fall off the horse and get right back on, and at the end of the day, it’s this kind of effort and resolve that gives you the most out of your goals.

How to Stay Motivated

new year resolutions
One way to keep yourself feeling excited about your goals is to make use of new year quotes. You can print out motivational quotes and hang them around your house or bedroom as a reminder of your goals. It’s also a great idea to have a motto of the year that you look to each morning to stay focused, positive, and motivated. Here are just a few of the many quotes you could use as your quote of the year:

“You are never too old to set another goal or to dream a new dream.”

—C. S. Lewis

“Life is change. Growth is optional. Choose wisely.”

—Karen Kaiser Clark

“Never underestimate the power you have to take your life in a new direction.”

—Germany Kent

“Life’s not about expecting, hoping and wishing, it’s about doing, being and becoming.”

—Mike Dooley

“It takes courage to grow up and become who you really are.”
—E.E. Cummings

You can also help yourself stay motivated and achieve your goals by helping others stay motivated and keep their goals. On new years we like to make resolutions for ourselves and give out new year wishes for others. Support your friends and family in their goals by reaching out to them in your new year wishes this year and offer your help and encouragement in their own endeavors.

Lending Tree Personal Loan

By using Lending Tree you can get a Personal Loan from $1,000 to $50,000. But since Lending Tree isn’t a direct lender, you’ll still have to research each loan option before picking an actual lender. For a more straightforward loan, check out the Check City Personal Loan and skip the go-between.

Does Lending Tree offer personal loans? No, Lending Tree does NOT offer personal loans. Instead, they offer services to connect customers to actual loan providers.

There are many loan providers out there that provide personal loans for all kinds of reasons. Each loan provider is different and has its own requirements, rates, and fees to consider. Lending Tree is an example of an indirect lender meaning they themselves don’t provide the loan, instead they connect you to loan providers after reviewing the information you give them so you can compare and choose a loan provider.

Lending Tree Personal Loans: A Quick Look

Lending Tree does not actually have personal loans. What they can do is connect loan customers to lenders that offer personal loans from $1,000 to $50,000. But this loan basic loan range is the most details Lending Tree can offer without more of your personal information to help them determine the kind of loan you could get. You also won’t know how much using Lending Trees services will cost you until after you give them enough personal information.

Maximum Personal Loan: $50,000

Minimum Personal Loan: $1,000

Rates: N/A

Fees: N/A

Terms: N/A

When: N/A

Basically, Lending Tree is a great place to go if you have no idea where to shop for a personal loan. They can give you a couple of loan options to go through and choose from. But it’s important to remember that Lending Tree isn’t an actual loan option, but an extra step in your search for a personal loan.

Who is Lending Tree Perfect For?

Lending Tree is a great place to go when you want some online research help in comparing loan providers. If you need a personal loan and are feeling especially lost in finding one, then Lending Tree can help you pick and choose between loans that could work for you.

Who Should NOT Use Lending Tree for a Personal Loan?

Since Lending Tree doesn’t have personal loans, it may not be the best option for those looking to get their loans quickly. If you need a personal loan fast, then Lending Tree might only make your loan process longer and more complicated. You’ll have to give them all kinds of information about yourself and your finances, then compare the loan options they provide, then go through the actual loan application process. That’s a long time to wait for the funds you need right now. If any of the items listed below sound like you, then you might want to consider skipping the Lending Tree route when searching for a loan.

  • If you need your personal loan money fast
  • If you only want to go through one application process
  • If you don’t want to give out your information to a third party
  • If you want to compare loans for free

An Alternative to Lending Tree

Instead of going through the added hassle of using Lending Tree to search for the perfect loan, take advantage of personal loan reviews like this one to sift out which loan is best for you. You can also skip the loan search entirely and take advantage of the easy to use Check City personal loan.

Reasons to Get a Check City Personal Loan:

personal  loan

  • Check City is a direct lender so you only have to deal with us.
  • Check City is a state licensed lender.
  • Our application process is quick and simple.
  • You can still apply, even if you have a low credit score.
  • We have no origination fees.
  • You can get your loan TODAY.
  • You can pay back your loan in as little as 6 months.
How to Apply for a Check City Personal Loan

Applying for a Check City personal loan is super easy to do. The process is quick and simple! All you have to do is go to our online Personal Loan Page and fill out the application form. It only takes a few minutes! You can also apply for a Check City personal loan over the phone or in the store. If you apply for your loan in the store, you can actually walk out with your money in that very same visit!

What You’ll Need to Apply:

  • A government ID
  • Proof of bank account
  • Proof of direct deposit
  • Proof of income
  • A valid phone number

Apply online.

Find a location near you and apply in the store.

Or call Check City’s Loans By Phone number: 800-404-0254

If this personal loan option sounds right for you, don’t hesitate to give us a call, visit our website, or visit our stores and get your funds now.

COMPARE SIMILAR LOAN OPTIONS

Check City Personal Loans Discover Personal Loans Wells Fargo Personal Loans

USAA Personal Loan Citibank Personal Loan
Amount $300 to $3,000 $2,500 to $35,000 $3,000 to $100,000 $2,500 to $50,000 $2,000 to $50,000
Rates lower APR than our payday loans 6.99% to 24.99% 5.49% to 22.99% 8.99% to 18.00% 7.99% to 23.99%
Fees no origination fees no origination fees, no closing costs no origination fees, no prepayment penalties no origination, application, or prepayment fees no origination fee
Terms 6 months 36 to 84 months 12 to 84 months 12 to 84 months 12 to 60 months
Min. Credit Score none 660 600 high credit score high credit score

 

Personal loans all come with their own requirements, but so do you! Everyone is looking for something different in a personal loan, like the ability to refinance the loan later, or the ability to get the loan right away. You can find all these key qualities with a Check City Personal Loan!

 

READ MORE
Learn more about the usefulness of loans, “The Usefulness of Loans from Large to Small.”

Budget like a boss by reading, “Budgeting in 4 Easy Steps.”

*The information found in this article comes from the lenders’ websites and NerdWallet reviews at the time of posting.

Citibank Personal Loan

Citibank offers large personal loans up to $50,000 with payments term options from 12 to 60 months. But Citibank loans also come with income and membership requirements. If you don’t meet these qualifications then check out the no nonsense Check City Personal Loan!

One of the best reasons to get a personal loan is to consolidate debts into one single monthly payment. Many times consolidating debt can even lead to lower interest rates that save you money in the long term. Personal loans can also be used to help with home improvements and other major expenses. All personal loans come with their own benefits and drawbacks, so it’s important to do your research on different loans in order to figure out which loan provider is the best fit for you and your needs.

Citibank Personal Loans: A Quick Look

A Citibank personal loan can be anywhere from $2,000 to $50,000 with an APR range between 7.99% and 23.99%. Citibank personal loans have no origination fees and offer fixed rates so customers can know for sure what they pay. They also offer flexible loan terms between 1 to 5 years. Citibank personal loans are most commonly used to consolidate debts, make home improvements, and pay other large expenses.

Maximum Personal Loan: $50,000

Minimum Personal Loan: $2,000

Rates: 7.99% to 23.99% APR

Fees: no origination fee

Terms: 12, 24, 36, 48, and 60 month terms (1 to 5 years)

When: receive a check in the mail in 5 business days

Basically, Citibank is a great loan provider for anyone who already has a bank account with Citibank. You also need to make at least $10,500 a year in order to qualify for their personal loans and there are some restrictions to keep in mind if you want to take out more than one loan from them. Their loans can be used for a number of larger, personal expenses.

Who are Citibank Personal Loans Perfect For?

A personal loan from Citibank is a great loan option for those with good to excellent credit since applicants with the best credit will get the best interest rates. They can be used for many personal reasons but are the most useful for anyone looking to consolidate high interest debts or finance home projects. If this is the kind of loan you’re looking for, and you match the qualities listed below, then a personal loan from Citibank may be perfect for you.

  • If you have a good or excellent credit score
  • If you need a large loan amount
  • If you already have an account with Citibank
  • If you can wait 5 business days for your funds
  • If you make at least $10,500 a year

Who Should NOT Get a Citibank Personal Loan?

If you have a poor credit score then a Citibank personal loan might not be the best loan option for you. Only applications with excellent credit are able to qualify for the best interest rates. So if you have a poor credit score then you may want to think about getting a personal loan with Check City instead. Below are some other reasons to consider a different loan provider.

  • If you need a small loan
  • If you want to pay off the loan in a few months
  • If you have a low credit score
  • If you want your funds today
  • If you make less than $10,500 a year
  • If you don’t already have an account with Citibank
Citibank Personal Loans Pros and Cons List
Pros Cons
No origination fee Need excellent credit to qualify for lower rates
Get lower rates by using Auto Deduct The check takes 5 days to mail
Get points by using your Citibank checking account Need to be an existing bank account holder
You can only apply online for loans $30,000 and under

An Alternative to Citibank Personal Loans

The Citibank personal loan may not meet your requirements as a loan customer and that’s ok. Everyone has different financial needs when it comes to the terms of a personal loan. If your credit score doesn’t qualify you for a Citibank personal loan, or if you just want a smaller, quicker, short-term loan, then Check City has what you’re looking for.

Reasons to Get a Check City Personal Loan:

personal loan review

  • We’re a direct lender: Check city doesn’t direct you to lenders, we are the lender.
  • We’re a state licensed lender: Check City offers the safety, security, and trust of a state licensed lender.
  • Loan applications are quick and simple
  • Bad credit scores can still apply
  • No origination fees
  • Get your loan TODAY
  • You can pay back your loan in just 6 months
How to Apply for a Check City Personal Loan

Applying for a Check City personal loan is fast and easy. All you have to do to apply online is go to our Personal Loans Page and fill out the application form. It only takes a few minutes!

If you don’t want to apply online then there are two other application options you can choose from. You can visit your local Check City store and apply in person, or you can call a Check City representative with the Loans By Phone number listed below and apply over the phone.

What You’ll Need to Apply:

  • A government ID
  • Proof of bank account
  • Proof of direct deposit
  • Proof of income
  • A valid phone number

Apply Online.

Apply in the Store.

Or call Check City’s Loans By Phone number: 800-404-0254

Applying for a Check City Personal Loan online is fast and incredibly easy to do, but if you want your loan money even sooner, you can apply in person at a Check City store and walk out with your cash TODAY!

Check City personal loans are perfect for anyone who needs a fast, small loan that you can pay off in a few short months instead of years. It’s also a great loan option for anyone with bad credit who can’t afford the credit score hit of a traditional credit report. If the Check City personal loan sounds right for you, don’t hesitate to give us a call, visit our website, or visit our stores and GET CASH NOW.

COMPARE SIMILAR LOAN OPTIONS

Check City Personal Loans Discover Personal Loans Wells Fargo Personal Loans

USAA Personal Loan Citibank Personal Loan
Amount $300 to $3,000 $2,500 to $35,000 $3,000 to $100,000 $2,500 to $50,000 $2,000 to $50,000
Rates lower APR than our payday loans 6.99% to 24.99% 5.49% to 22.99% 8.99% to 18.00% 7.99% to 23.99%
Fees no origination fees no origination fees, no closing costs no origination fees, no prepayment penalties no origination, application, or prepayment fees no origination fee
Terms 6 months 36 to 84 months 12 to 84 months 12 to 84 months 12 to 60 months
Min. Credit Score none 660 600 high credit score high credit score

 

All loans come with a set of requirements in order for loan customers to qualify. But loan customers also have requirements for the perfect loan. Every customer needs something different in a personal loan, which is why loan review articles like this one are so helpful. You’ll need to do a little research about different loans if you want to find the best personal loan for you.

 
READ MORE
Learn more about the usefulness of loans, “The Usefulness of Loans from Large to Small.”

Budget like a boss by reading, “Budgeting in 4 Easy Steps.”

*The information found in this article comes from the lenders’ websites and NerdWallet reviews at the time of posting.

Marcus by Goldman Sachs Personal Loan

Marcus by Goldman Sachs offers large personal loans up to $40,000, but if you don’t have a minimum credit score of 660 then you might want to check out the Check City Personal Loan where low credit score holders can still apply!

One of the best reasons to get a personal loan is to consolidate debts into one single monthly payment. Many times consolidating debt can even lead to lower interest rates that save you money in the long term. But not all personal loans work well for this purpose, so it’s important to do your research on different loans in order to figure out which loan provider is the best fit for you.

Marcus Personal Loans: A Quick Look

A Marcus by Goldman Sachs personal loan can be anywhere from $3,500 to $40,000 with an APR range between 6.99% and 28.99%. Marcus personal loans have no fees and offer fixed rates and terms so customers can know for sure what they pay and when they pay. They also offer flexible loan terms from 3 to 6 years. Marcus personal loans are most commonly used to consolidate debts and multiple balances into one.

Maximum Personal Loan: $40,000

Minimum Personal Loan: $3,500

Rates: 6.99% to 28.99% APR

Fees: no fees

Terms: 36 to 72 months (3 to 6 years)

When: receive funds in 5 business days

Basically, Marcus by Goldman Sachs is a great place to go when you want to consolidate high interest debts into a lower interest personal loan. Marcus personal loans can also be used for other personal reasons, like budgeting for a wedding, home improvements or repairs, moving costs, and vacations.

Who are Marcus Personal Loans Perfect For?

A personal loan from Marcus by Goldman Sachs is a great loan option for those with good or excellent credit. They can be used for many personal reasons but are the most useful for anyone looking to consolidate high interest debts into one, low-interest payment. If this is the kind of loan you’re looking for, and you match the qualities listed below, then a personal loan from Marcus by Goldman Sachs may be perfect for you.

  • If you have a good or excellent credit score
  • If you need a large loan amount
  • If you want a longer loan term
  • If you can wait 5 business days for your funds

Who Should NOT Get a Marcus Personal Loan?

If you don’t have a good credit score then a Marcus personal loan may not be the best loan option for you. Only applications with excellent credit are able to qualify for the best interest rates and loan terms. So if you have a poor credit score then you may want to think about getting a personal loan with Check City instead. Below are some other reasons to consider a different loan provider.

  • If you need a small loan
  • If you want to finish paying back the loan in a few months
  • If you have a low credit score
  • If you want your funds today
Marcus Personal Loans Pros and Cons List
Pros Cons
No fees No small loan options
Low interest rates Need excellent credit to qualify for lower rates
Rewards for on-time payments Funds take 5 days to reach your bank account

An Alternative to Marcus Personal Loans

The Marcus personal loan may not meet your requirements as a loan customer and that’s ok. Everyone has different financial needs when it comes to the terms of a personal loan. If your credit score doesn’t qualify you for a Marcus personal loan, or if you just want a smaller, quicker, short term loan, then Check City has what you’re looking for.

Reasons to Get a Check City Personal Loan:

personal loan review

  • We’re a direct lender: Check city doesn’t direct you to lenders, we are the lender.
  • We’re a state licensed lender: Check City offers the safety, security, and trust of a state licensed lender.
  • Loan applications are quick and simple
  • Those with bad credit scores can still apply
  • No origination fees
  • Get your loan TODAY
  • You can pay back your loan in just 6 months
How to Apply for a Check City Personal Loan

Applying for a Check City personal loan is fast and easy. All you have to do to apply online is go to our Personal Loans Page and fill out the application form. It only takes a few minutes!

If you don’t want to apply online then there are two other application options you can choose from. You can visit your local Check City store and apply in person, or you can call a Check City representative with the Loans By Phone number listed below and apply over the phone.

What You’ll Need to Apply:

  • A government ID
  • Proof of bank account
  • Proof of direct deposit
  • Proof of income
  • A valid phone number

Apply Online.

Apply in the Store.

Or call Check City’s Loans By Phone number: 800-404-0254

Applying for a Check City Personal Loan online is fast and incredibly easy to do, but if you want your money even sooner, you can apply in person at a Check City store and walk out with your cash TODAY!

Check City personal loans are perfect for anyone who needs a fast, small loan that you can pay off in a few short months instead of years. It’s also a great loan option for anyone with bad credit who can’t afford the credit score hit of a traditional credit report. If the Check City personal loan sounds right for you, don’t hesitate to give us a call, visit our website, or visit our stores and GET CASH NOW.

LOAN COMPARISON CHART

Check City Personal Loans Discover Personal Loans Wells Fargo Personal Loans

SoFi Personal Loans American Express Personal Loans USAA Personal Loan Marcus Personal Loan
Amount $300 to $3,000 $2,500 to $35,000 $3,000 to $100,000 $5,000 to $100,000 $3,500 to $40,000 $2,500 to $50,000 $3,500 to $40,000
Rates lower APR than our payday loans 6.99% to 24.99% 5.49% to 22.99% 5.99% to 20.01% 6.90% to 19.98% 8.99% to 18.00% 6.99% to 28.99%
Fees no origination fees no origination fees, no closing costs no origination fees, no prepayment penalties no fees no origination fee, there are late fees no origination, application, or prepayment fees no sign-up or prepayment fees
Terms 6 months 36 to 84 months 12 to 84 months 24 to 84 months 12 to 48 months 12 to 84 months 36 to 72 months
Min. Credit Score none 660 600 680 660 high credit score 660

 

All loans come with a set of requirements in order for loan customers to qualify. But loan customers also have requirements for the perfect loan. Every customer needs something different in a personal loan, which is why loan review articles like this one are so helpful. You’ll need to do a little research about different loans if you want to find the best personal loan for you.

 
READ MORE
Learn more about the usefulness of loans, “The Usefulness of Loans from Large to Small.”

Budget like a boss by reading, “Budgeting in 4 Easy Steps.”

*The information found in this article comes from the lenders’ websites and NerdWallet reviews at the time of posting.

American Express Personal Loan

American Express offers Personal Loans up to $40,000, but are only available to existing members. If you want a more flexible and inclusive loan then you might want to try the Check City Personal Loan, where you don’t need a card membership to apply.

Shopping for a loan can be a hassle. There are so many pros and cons to consider, from the minimum required credit scores to APR ranges. We’re here to make your loan research a little easier as we go over personal loan options near you. That way you can weight the costs and benefits of different loans in one spot and find the personal loan that best suits your personal needs.

American Express Personal Loans: A Quick Look

With an American Express membership card you can take out a personal loan from $3,500 to $40,000 and get an APR anywhere between 6.90% and 19.98%. They also don’t have origination fees, but they do have late fees for when you’re late on payments. These loans come with a shorter loan term of 1 to 4 years and you can expect to receive your funds in 1 to 7 business days after your application gets approved.

Maximum Personal Loan: $40,000

Minimum Personal Loan: $3,500

Rates: 6.90% to 19.98% APR

Fees: no origination fee, there are late fees

Terms: 12 to 48 months (1 to 4 years)

When: 1 to 7 business days

Basically, the American Express personal loan is a large loan that you pay off in a few short years. They’re generally used for home improvement, weddings, the costs of moving, or traveling. You can also use their personal loans to consolidate debts with higher interest rates. The only catch is that you’ll need to be an American Express card holder in order to even apply, so if you aren’t already affiliated with American Express you may want to look elsewhere for your loan where a membership isn’t required.

Who are American Express Personal Loans Perfect For?

A personal loan from American Express is perfect for anyone in need of a large loan that they don’t want to be paying back for more than 4 years. The American Express personal loan is most perfect for loan customers who already have an American Express card. If you’re already an American Express customer and the below items also represent your needs, then the American Express personal loan may be the perfect loan for you.

  • If you have a good credit score
  • If you need a large loan amount
  • If you want to finish paying off the loan in 4 years
  • If you already have an American Express account

Who Should NOT Get an American Express Personal Loan?

If the items mentioned in the previous section don’t apply to you then don’t worry—there are other loan options out there. Maybe you’re looking for an even smaller personal loan that you can pay off in a matter of months instead of years. If you find yourself in this category of loan customer then you should consider Check City for your flexible personal loan provider.

  • If you want a small loan
  • If you want to pay back the loan in 6 months
  • If you don’t already have an American Express account
  • If you need a personal loan today
American Express Personal Loans Pros and Cons List
Pros Cons
You can get a decision on your application in seconds You must be a cardholder to apply
The application doesn’t affect your credit score You must be preapproved to apply
They have no origination fees They do charge late payment fees

An Alternative to American Express Personal Loans

If an American Express personal loan doesn’t meet your requirements as a loan customer then you need to take a look at the Check City personal loan! It might be exactly what you’re looking for.

Reasons to Get a Check City Personal Loan:

american express personal loan

  • The straightforward service of a direct lender
  • The safety of a state licensed lender
  • A fast and easy application process
  • You don’t need a high credit score to apply
  • There are no origination fees
  • You can get your loan TODAY
  • You can pay back your loan in as little as 6 months
How to Apply for a Check City Personal Loan

The Check City Personal Loan has a fast and simple application process. All you have to do is visit the Check City Personal Loan Page. From there you can finish your loan application in just a few minutes. You can also apply for a Check City personal loan inside any of our stores, or by calling a Check City representative to apply over the phone.

What You’ll Need to Apply:

  • A government ID
  • Proof of bank account
  • Proof of direct deposit
  • Proof of income
  • A valid phone number

Apply Online.

Apply in the Store.

Or call Check City’s Loans By Phone number: 800-404-0254

Applying for a personal loan from Check City is fast, easy, and anyone can apply. So you don’t need to already be a Check City customer and you don’t need to have a high credit score to apply. Check City also offers multiple ways to apply for your loan. You can apply online, over the phone, or at any Check City location. You only need a few things to apply and Check City personal loan applications only take a few minutes.

LOAN COMPARISON CHART

Check City Personal Loans Discover Personal Loans Wells Fargo Personal Loans

SoFi Personal Loans American Express Personal Loans
Amount $300 to $3,000 $2,500 to $35,000 $3,000 to $100,000 $5,000 to $100,000 $3,500 to $40,000
Rates lower APR than our payday loans 6.99% to 24.99% APR 5.49% to 22.99% APR 5.99% to 20.01% APR 6.90% to 19.98%
Fees no origination fees no origination fees, no closing costs no origination fees, no prepayment penalties no fees no origination fee, there are late fees
Terms 6 months 36 to 84 months (3 to 7 years) 12 to 84 months (1 to 7 years) 24 to 84 months 12 to 48 months (1 to 4 years)
Min. Credit Score Check City doesn’t pull a traditional credit check, and if you have a low credit score you can still apply for a Check City personal loan 660 600 680 660

 

Personal loans come with requirements and so do you! You need a personal loan that works best for you and your needs which is why you’re researching loan providers before making a choice. Everyone is looking for something different in a personal loan; like the ability to refinance the loan later, or the ability to get the loan right away. You can find all these key features with a Check City Personal Loan!

 

READ MORE
Learn more about the usefulness of loans, “The Usefulness of Loans from Large to Small.”

Budget like a boss by reading, “Budgeting in 4 Easy Steps.”

*The information found in this article comes from the lenders’ websites and NerdWallet reviews at the time of posting.

  • HACKER SAFE certified sites prevent over 99.9% of hacker crime.
  • Cashwise
  • RLS
  • Check City BBB Business Review
  • UCLA

Apply Now Or Call 1-800-404-0254

Find A Location | Rates and Fees | Contact Us | Wireless Policy | Terms of Use | Privacy Policy | © 2004-2020 Check City Online. All Rights Reserved.