What are the interest rates?

Our interest rates start as low as 120% APR and go up to 240% APR, which works out to be just $10 per $100 per month up to $20 per $100 per month. (The APR is based on the amount borrowed).

What if I miss a payment?

We will work with you to help you get back on track.

Could Check City take possession of my car if I fail to make my payments?

We do not want your vehicle, we want to make sure that you keep your car and have the ability to repay the loan; we do reserve the right to re-possess the car in extreme cases.

How much time do I have to pay back the loan?

Most title loans are set up for one month or your payday around that time, if you need more time, extensions are available.

How much can I expect to get?

We can issue most customers up to 1/3 of the low blue book value of the car, or what you can afford to pay back based on your disposable income.

What if I have an older car?

As long as it has a value of about $1,500 and is in working condition, we can help.

Do I have to be a certain age?

You need to be 18 years or older.

What if the car is in my parent’s name?

The title does need to be in the applicant’s name. Also it should be clear and free of any liens.