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GET UP TO $600 IN TEXAS

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TO GET QUICK CASH

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Check City Provides Quick Help For Life's Expenses!

Apply today and get up to $600 in the Lone Star State. Get the Money You need Fast.

Check City realizes that payday may not always come on the day that you need it to. Whether it is an unexpected need, a budget oversight, or just not having enough when you need it, a payday loan can help.

With a fast, convenient payday loan on your next paycheck you won’t have to worry. A payday loan is surprisingly easy to qualify for and affordable. When used effectively, a payday loan is a superior alternative to late, over draft, over the limit, and reconnection fees. When added to the long term affects that such fees can have over time due to changes in your credit score, a small short term loan is much more cost effective.

A payday loan also gives you access to money you need to take advantage of great sales or limited time offers that you would otherwise miss out on if you waited till payday. Apply today, it only takes a few minutes to get the money you need, when you need it.

At Check City we are committed to offering you affordable solutions to meet your immediate financial needs. As a state licensed lender Check City adheres to all state lending laws, while being committed to industry standards for marketing and collection efforts as a member of the Community Financial Services Association (CFSA).

Rates for Texas:
    Loan Amount $100 $200 $300 $400 $500 $600
Terms in Days APR    
8 1150.63%   $25.22 $50.44 $75.66 $100.88 $126.10 $151.32
9 1023.89%   $25.25 $50.49 $75.74 $100.99 $126.23 $151.48
10 922.50%   $25.27 $50.55 $75.82 $101.10 $126.37 $151.64
11 839.55%   $25.30 $50.60 $75.90 $101.21 $126.51 $151.81
12 770.42%   $25.33 $50.66 $75.99 $101.32 $126.64 $151.97
13 711.92%   $25.36 $50.71 $76.07 $101.42 $126.78 $152.14
14 661.79%   $25.38 $50.77 $76.15 $101.53 $126.92 $152.30
15 618.33%   $25.41 $50.82 $76.23 $101.64 $127.05 $152.47
16 580.31%   $25.44 $50.88 $76.32 $101.75 $127.19 $152.63
17 546.76%   $25.47 $50.93 $76.40 $101.86 $127.33 $152.79
18 516.94%   $25.49 $50.99 $76.48 $101.97 $127.47 $152.96
19 490.26%   $25.52 $51.04 $76.56 $102.08 $127.60 $153.12
20 466.25%   $25.55 $51.10 $76.64 $102.19 $127.74 $153.29
21 444.52%   $25.58 $51.15 $76.73 $102.30 $127.88 $153.45
22 424.77%   $25.60 $51.21 $76.81 $102.41 $128.01 $153.62
23 406.74%   $25.63 $51.26 $76.89 $102.52 $128.15 $153.78
24 390.21%   $25.66 $51.32 $76.97 $102.63 $128.29 $153.95
25 375.00%   $25.68 $51.37 $77.05 $102.74 $128.42 $154.11
26 360.96%   $25.71 $51.42 $77.14 $102.85 $128.56 $154.27
27 347.96%   $25.74 $51.48 $77.22 $102.96 $128.70 $154.44
28 335.89%   $25.77 $51.53 $77.30 $103.07 $128.84 $154.60
29 324.66%   $25.79 $51.59 $77.38 $103.18 $128.97 $154.77
30 314.17%   $25.82 $51.64 $77.47 $103.29 $129.11 $154.93
31 304.35%   $25.85 $51.70 $77.55 $103.40 $129.25 $155.10
32 295.16%   $25.88 $51.75 $77.63 $103.51 $129.38 $155.26
33 286.52%   $25.90 $51.81 $77.71 $103.62 $129.52 $155.42
34 278.38%   $25.93 $51.86 $77.79 $103.73 $129.66 $155.59
35 270.71%   $25.96 $51.92 $77.88 $103.84 $129.79 $155.75

Interest Rate: 10.00% Annual Percentage Rate (APR)
CSO Service Fee: $25.00 per $100.00

Please see your loan agreement for the APR and other terms applicable to your loan.

You have questions, we have answers. Here are the answers to some of our most common questions.

What would you do TOMORROW if your car broke down - RIGHT NOW?
Imagine you are driving down the road, minding your own business, when all of a sudden you hear a loud pop. This pop is followed by the strong stench of smoke, and even though your foot is still on the gas pedal, your car coasts slowly to a stop. Looks like you blew your radiator. There go several hundred dollars, flying out the window. To be more specific, that is several hundred dollars that you won't have until your next payday. And, unfortunately, your next payday is still a week away. What are you going to do now? How are you going to come up with the fast cash you need to fix your car and get to work in the morning? Unless you have a rich uncle somewhere who is just dying to give you a pile of cash, it looks as if your best option is a Cash Advance payday loan.

Do you find yourself trapped in a financial emergency?
Most of us do not have hundreds of dollars worth of extra cash buried in our back yards. So what do we do when we find ourselves trapped in a financial emergency? Because the truth is, a broken down car is indeed a financial emergency. You need your car to be in working order so that you can get to work every day. And you need to go to work every day if you want to earn any sort cash on payday. With a broken down car, your options are pretty slim. I suppose you could walk to work every day, assuming the weather is nice. Or perhaps you could bum a ride off your extraordinarily generous neighbor for the next week. Honestly, for most of us, neither of these options is really feasible. A car is a necessity that you simply cannot afford to be without. So what do you do when your car breaks down and you don't have the cash to fix it? You call your local Cash Advance loans representative and apply for a payday loan.

What if you were able to get up to a $600 loan - WITHOUT a credit check?
Did you know that, in the state of Texas, you are allowed to take out a Cash Advance payday loan in an amount up to $600? This depends on your average payday income, obviously. But if you have a well paying job, you can secure a cash advance of up to $600. That's a lot of money! And this fast cash can easily be yours, without any kind of credit check! No need to worry about those student loans you haven't paid in months, or that mortgage payment you are behind in. Your credit does not affect your chances of being approved for a payday loan.

How are you going to save yourself from endless overdraft fees?
Some people that I've talked to worry about the interest rates tied to payday loans. And this is a valid concern. In today's economy, we need to be careful about all kinds of extra charges. Most of us cannot afford any extra bills, in any amount. I know I can't afford to spend money like that. But what if your choices are either to take out a cash advance and pay back the loan with a tiny bit of interest, or to refuse to apply for a payday loan, and instead accrue overdraft fee after overdraft fee, all in an attempt to save yourself from paying a cash advance loan. But let's think about this for a minute. Do you really think daily overdraft fees are really going to be cheaper, in the long run, than a one time cash advance payment? Definitely not. A one time fee, when paid on time, will be a lot less hassle, and a lot less headache than a week's worth of overdraft fees (which also charge you interest, by the way). Save yourself some money. Don't waste any more time! Secure your quick cash now. Go apply for a Cash Advance loan today!


Still have questions, call 1.866.294.4672 or Click Here to live web chat with a Customer Service Representative.

Since our first store opened in 1986, Check City has earned a reputation as a friendly, honest, and valued provider of convenient one-stop financial services.

Today, with more than 65 stores located across 5 states and online in more than 28 states, Check City offers hundreds of thousands of loyal customers an impressive range of financial services, exceptional customer service, comfortable and inviting stores, and the peace of mind that comes from working with an established national company with a solid reputation. At Check City We Take Pride In
  • Our People. At Check City you will immediately notice a difference with our impeccable customer service. We treat our customers with the respect they deserve. Our employees are well-trained, experienced, motivated, and friendly to better serve your needs via Phone, Email or Chat. At Check City we are like family and we will do everything we can to help you and yours.
  • Our Technology. Here at Check City we keep up to date with all of the latest technology. We want you to have the best services available in the quickest time possible. These services include, but are not limited to, alerts and reminders over your phone and through email for certain services, and the most up-to-date and secure computer software currently available.
  • Our Promise. We promise to serve you without fancy gimmicks and pushy advertisements. We know your money is precious to you. We want to do everything we can to keep that money in your hands while helping you through a financial bind.

At Check City we do not set you up to fail; we want you to succeed and to do so without getting yourself locked up in revolving debt. We promise to serve you the very best we know how and to let you make the decisions.

At Check City, we care about our customers.

 

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Payday Loans are also commonly referred to as Cash Advance, Payday Advances, Payday Advance Loans and Fast Cash Loans

Check City does not usually utilize traditional credit checks as part of the payday loan approval process. However, Check City may, at its discretion, verify application information by using national consumer loan underwriting databases that may include information relating to previous cash advance transactions that Check City may take into consideration in the approval process. Additionally:

*Actual loan amounts vary. See State Center for specific information and requirements.

***Products or services offered to customers may vary based on customer eligibility and applicable state or federal law.

***Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria

Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.

Check City provides loan services in: Alabama, California, Hawaii, Idaho, Illinois, Indiana, Kansas, Michigan, Missouri, Nevada, New Mexico, North Dakota, South Dakota, Texas, Utah, Wisconsin, and Wyoming.

Check City acts as a credit services organization/credit access business (CSO/CAB) in Texas and is not the lender – loans there are made by a third-party lender.

This is an invitation to send a loan application, not an offer to make a short term loan.

This service does not constitute an offer or solicitation for payday loans in Arizona, Arkansas, Colorado, Georgia, Maryland, Massachusetts, New York, Pennsylvania, or West Virginia.

*Loan proceeds issued through our website are generally deposited via ACH for delivery next business day if approved by 8pm CT Mon. – Thu. or by 8pm Saturday.

‡Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.

++Please see Rates and Terms to check the availability of online loans in your state. Check City does not provide loan services in all states.