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Find out more about the Check City netSpend Prepaid Debit Card
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Home Services Prepaid Debit Cards

No Account, No Credit? With Pre-Paid Debit Cards Your Approved!

A Check City Netspend prepaid debit card from Check City gives you all the advantages and benefits of a credit or debit card—without requiring you to undergo a credit check or open a bank account or the option of creating more long term debt as you’re spending your money.

Applying for a Check City Netspend Prepaid Debit card is easy. Just visit a Check City Location near you. Our friendly staff will answer your questions and walk you through the process.

With a Check City Netspend Prepaid Debit card from Check City, you can:

  • Use your card anywhere Visa or Mastercard is accepted—worldwide. With a Check City Netspend Prepaid Visa card, you gain the convenience of using your card anywhere Visa or Mastercard is accepted--from your corner grocery store to a restaurant in New York.
  • Take advantage of easy loading options. Your Check City Netspend Prepaid Debit card makes it easy to add funds to your card by transferring money from your bank account, or by bringing cash to any Check City location.
  • Pay your bills. With a Check City Netspend Prepaid Debit card, you can pay bills online or over the phone.
  • Manage your money. Every Check City Netspend Prepaid Debit card includes powerful account management tools and free money transfers to help you manage your money more effectively.
  • Spend smart. Check City Netspend Prepaid Debit cards give you all the convenience of a credit card--without forcing you to go into debt.
  • Stay informed. Your Check City Netspend Prepaid Debit card offers account alerts that send information about every transaction right to your email inbox or cell phone.

*NetSpend Visa (R) and MasterCard (R) Prepaid Cards are issued by MetaBank, member FDIC. NetSpend is an authorized Independent Sales Organization ("ISO") of MetaBank. Subject to funds availability. Transaction fees, terms and conditions apply. All trademarks, service marks and registered marks are the properties of their respective owners. © 2001-2009 NetSpend Corporation.

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Payday Loans are also commonly referred to as Cash Advance, Payday Advances, Payday Advance Loans and Fast Cash Loans

Check City does not usually utilize traditional credit checks as part of the payday loan approval process. However, Check City may, at its discretion, verify application information by using national consumer loan underwriting databases that may include information relating to previous cash advance transactions that Check City may take into consideration in the approval process. Additionally:

*Actual loan amounts vary. See State Center for specific information and requirements.

***Products or services offered to customers may vary based on customer eligibility and applicable state or federal law.

***Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria

Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.

Check City provides loan services in: Alabama, Alaska, California, Hawaii, Idaho, Illinois, Indiana, Kansas, Missouri, Nevada, New Mexico, North Dakota, South Dakota, Texas, Utah, Washington, Wisconsin, and Wyoming.

Check City acts as a credit services organization/credit access business (CSO/CAB) in Texas and is not the lender – loans there are made by a third-party lender.

This is an invitation to send a loan application, not an offer to make a short term loan.

This service does not constitute an offer or solicitation for payday loans in Arizona, Arkansas, Colorado, Georgia, Maryland, Massachusetts, New York, Pennsylvania, or West Virginia.

*Loan proceeds issued through our website are generally deposited via ACH for delivery next business day if approved by 8pm CT Mon. – Thu. or by 8pm Saturday.

‡Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.

++Please see Rates and Terms to check the availability of online loans in your state. Check City does not provide loan services in all states.