Loan Amounts:	The minimum loan amount is $100.00 and the maximum loan amount for residents of New Mexico is $2500.00. Based on your income and other factors, loan limits will be determined on an individual basis.
Loan Balances:	Loan balances, including fees, cannot exceed 25 percent of your gross monthly income up to $2500.00, whichever is less.
Term of Loan:	The minimum duration of the loan is 14 days from the disbursement date The maximum duration of the loan is 35 days from the disbursement date.
Permitted Fees:	The loan will include a flat fee of $0.50 per loan for the verification fee plus, up to $15.50 per $100.00 borrowed. The Annual Percentage Rate (“APR”) will vary depending on the length of your loan (see table below). Please see your loan agreement for the APR and other terms applicable to your loan.
Cooling Off Period:	If you have had payment obligations under a payment plan pursuant to Section 58-15-35 NMSA 1978, you may not enter into a new payday loan until at least ten calendar days have passed since you have completed all payment obligations pursuant to all of your outstanding payday loan products, including the payment plan.
Extensions:	New Mexico customers cannot extend or renew a payday loan.

Proof of Income-
By New Mexico regulation, all New Mexico customers must have a pay stub on file with Checkcity.com when receiving a payday loan. Please fax or e-mail your latest pay stub when applying to ensure quick processing of your loan. If you receive income by means other than an employer, please fax or e-mail other proof of your Social Security, disability, child support or alimony payments. All materials may be sent via fax to 866-430-0830 or via email to info@checkcity.com. As soon as we receive this, we will be able to complete your loan request.

Your Right to a Payment Plan-
If you cannot fully repay a payday loan when due, you have a right to enter into a payment plan requiring payment within a minimum of one hundred thirty days, in relatively equal installments, based upon your scheduled pay periods. If you enter into a payment plan, you will not have to pay an additional administrative fee or interest on the outstanding principal balance or any unpaid administrative fees.

Si usted no puede devolver un préstamo completamente cuando debido, usted tiene el derecho de entrar en un plan del pagos que requiere un pago dentro de un mínimo de ciento treinta días, en plazos relativamente iguales, basado en sus períodos de paga. Si usted entra en un plan de pagos, no tendrá que pagar honorarios o intereses administrativos adicionales sobre el préstamo del balance principal o algún tipo de interés que no se halla pagado.

Your Right to Rescind (cancel) this loan - A borrower may rescind a payday loan agreement without cost for any reason, not later than 5:00 p.m. MT on the close of business day following the disbursement date.

THE CHART BELOW REPRESENTS ILLUSTRATIVE EXAMPLES OF THE COST OF A LOAN TO THE BORROWER.  IF YOU HAVE ANY QUESTIONS, OR WOULD LIKE MORE INFORMATION, PLEASE ASK.  MAKE CERTAIN THE QUESTIONS THAT YOU ASK ARE ANSWERED.  MAKE CERTAIN YOU UNDERSTAND THE TERMS AND COSTS OF YOUR LOAN.