Nevada Online Loan Rates and Fees

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Rates and Fees

Nevada Deferred Deposit Loan

Rates and Terms for Nevada

Loan Amounts:	The minimum loan amount is $100.00 and the maximum loan amount for residents of Nevada is $2,500. Based on your income and other factors, loan limits will be determined on an individual basis.
Loan Balances:	Loan balances, including fees, cannot exceed 25 percent of your gross monthly income.
Term of Loan:	Maximum 35 Days.
Permitted Fees:	The cost of a loan is up to $17.00 per $100.00 borrowed. The Annual Percentage Rate (“APR”) will vary depending on the length of your loan (see table below). Please see your loan agreement for the APR and other terms applicable to your loan.
Extensions:	If you do not want to repay your loan on the due date you may extend your loan until your next payday. If you qualify, we may renew your deferred deposit loan up to four (4) times. The extension period cannot exceed 60 days after the expiration of your initial loan period. We encourage taking advantage of the option to make a partial payment on the loan balance when requesting an extension. You may request these changes by logging into your online account and or by calling a customer service representative. Renewal requests must be received by 7:00 PM Mountain Time on the business day before your loan is due.

Additional Information

Proof of Income-
By Nevada regulation, all Nevada customers must have a pay stub on file with Checkcity.com when receiving a payday loan. Please fax or e-mail your latest pay stub when applying to ensure quick processing of your loan. If you receive income by means other than an employer, please fax or e-mail other proof of your Social Security, disability, child support or alimony payments. All materials may be sent via fax to 866-430-0830 or via email to info@checkcity.com. As soon as we receive this, we will be able to complete your loan request.

Your Right to Rescind (cancel) this loan - A borrower may rescind a payday loan agreement without cost for any reason, not later than 5:00 p.m. MT on the close of business day following the disbursement date.

NOTICE OF RIGHT TO CONTACT THE OFFICE OF THE COMMISSIONER OF FINANCIAL INSTITUTIONS REGARDING CONCERNS OR COMPLAINTS

You may contact the Office of the Commissioner of Financial Institutions regarding concerns or complaints about the service provider with whom you are dealing by calling the following toll-free telephone number in Nevada: 1 (866) 858-8951.

Example APR and Fee Schedule:

The Annual Percentage Rate (“APR”) will vary depending on the length of your loan (see table below). The table below shows the Annual Percentage Rate ("APR") and Finance Charge for various loan amounts ranging from 7 to 21 days in length.

Length of Loan (days)	Annual Percentage Rate ("APR")	$100.00	$200.00	$300.00	$400.00	$500.00
7	886.43%	$17.00
8	775.62%	$17.00
9	689.44%	$17.00
10	620.5%	$17.00
11	564.09%	$17.00
12	517.08%	$17.00
13	477.31%	$17.00
14	443.21%	$17.00
15	413.67%	$17.00
16	387.81%	$17.00
17	365%	$17.00
18	344.72%	$17.00
19	326.58%	$17.00
20	310.25%	$17.00
21	295.48%	$17.00

Fee Amount: $17.00 per $100.00 borrowed.

Please see your loan agreement for the APR and other terms applicable to your loan.

Loan License and Registration:

We are licensed and regulated by Nevada Financial Institutions Division
Address: 2785 E. Desert Inn Rd., Suite 180 Las Vegas NV 89121
Phone: (702) 486-4120 Fax: (702) 486-4563.

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Payday Loans are also commonly referred to as Cash Advance, Payday Advances, Payday Advance Loans and Fast Cash Loans

Check City does not usually utilize traditional credit checks as part of the payday loan approval process. However, Check City may, at its discretion, verify application information by using national consumer loan underwriting databases that may include information relating to previous cash advance transactions that Check City may take into consideration in the approval process. Additionally:

*Actual loan amounts vary. See State Center for specific information and requirements.

***Products or services offered to customers may vary based on customer eligibility and applicable state or federal law.

***Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria

Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.

Check City provides loan services in: Alabama, Alaska, California, Hawaii, Idaho, Illinois, Indiana, Kansas, Missouri, Nevada, New Mexico, North Dakota, South Dakota, Texas, Utah, Washington, Wisconsin, and Wyoming.

Check City acts as a credit services organization/credit access business (CSO/CAB) in Texas and is not the lender – loans there are made by a third-party lender.

This is an invitation to send a loan application, not an offer to make a short term loan.

This service does not constitute an offer or solicitation for payday loans in Arizona, Arkansas, Colorado, Georgia, Maryland, Massachusetts, New York, Pennsylvania, or West Virginia.

*Loan proceeds issued through our website are generally deposited via EFT for delivery next business day if approved by 8pm CT Mon. – Thu. or by 8pm Saturday.

‡Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.

++Please see Rates and Terms to check the availability of online loans in your state. Check City does not provide loan services in all states.