Montana Online Loan Rates and Fees

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Montana Deferred Deposit

Rates and Terms for Montana

Loan Amounts:	Minimum loan amount is $50.00 and the maximum loan amount for residents of Montana is $300.00 Based on your income and other factors, loan limits will be determined on an individual basis.
Loan Balances:	Loan balances, cannot exceed 25% of the borrowers net monthly income.
Term of Loan:	Maximum 31 Days
Permitted Fees:	The fee charged for a deferred deposit loan is $22.50 per $100.00 borrowed. The Annual Percentage Rate ("APR") will vary depending on the length of your loan (see table below). Please see your loan agreement for the APR and other terms applicable to your loan.
Extensions:	Montana customers cannot extend or renew a deferred deposit loan.

Additional Information

By Montana regulation, all Montana customers must have a pay stub on file with Checkcity.com when receiving a payday loan. Please fax or e-mail your latest pay stub when applying to ensure quick processing of your loan. If you receive income by means other than an employer, please fax or e-mail other proof of your Social Security, disability, child support or alimony payments. All materials may be sent via fax to 866-430-0830 or via email to info@checkcity.com. As soon as we receive this, we will be able to complete your loan request.

Your Right to Rescind (cancel) this loan - A borrower may rescind a deferred deposit loan agreement without cost for any reason, not later than 5:00 pm Mountain Time the close of business day following the loan transaction.

Example APR and Fee Schedule:

The Annual Percentage Rate (“APR”) will vary depending on the length of your loan (see table below). The table shows the Annual Percentage Rate ("APR") and Finance Charges for various loan amounts.

$ Amount Borrowed	$ Fees Charged	$ Amount Due	Days	APR	Days	APR	Days	APR
$50.00	$11.25	$61.25	7	1173.21%	14	586.61%	31	264.92%
$100.00	$22.50	$122.50	7	1173.21%	14	586.61%	31	264.92%
$150.00	$33.75	$183.75	7	1173.21%	14	586.61%	31	264.92%
$200.00	$45.00	$245.00	7	1173.21%	14	586.61%	31	264.92%
$250.00	$56.25	$306.25	7	1173.21%	14	586.61%	31	264.92%
$300.00	$67.50	$367.50	7	1173.21%	14	586.61%	31	264.92%

Fee Amount: $22.50 per $100.00 borrowed.

Please see your loan agreement for the APR and other terms applicable to your loan.

The minimum duration of the loan is 8 days from the disbursement date.

Montana Pamphlets

Please Click Here for the Montana Deferred Deposit Loans and Montana Consumers Information

Loan License and Registration:

We are licensed and regulated by Montana Department of Administration
Address: Division of Banking and Financial Institutions, 301 South Park, Suite 316 P.O. Box 200546 Helena MT 59620
Phone: (406) 841-2920
Fax: (406) 841-2930.

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Payday Loans are also commonly referred to as Cash Advance, Payday Advances, Payday Advance Loans and Fast Cash Loans

Check City does not usually utilize traditional credit checks as part of the payday loan approval process. However, Check City may, at its discretion, verify application information by using national consumer loan underwriting databases that may include information relating to previous cash advance transactions that Check City may take into consideration in the approval process. Additionally:

*Actual loan amounts vary. See State Center for specific information and requirements.

***Products or services offered to customers may vary based on customer eligibility and applicable state or federal law.

***Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria

Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.

Check City provides loan services in: Alabama, California, Hawaii, Idaho, Illinois, Indiana, Kansas, Michigan, Missouri, Nevada, New Mexico, North Dakota, South Dakota, Texas, Utah, Wisconsin, and Wyoming.

Check City acts as a credit services organization/credit access business (CSO/CAB) in Texas and is not the lender – loans there are made by a third-party lender.

*Loan proceeds issued through our website are generally deposited via ACH for delivery next business day if approved by 8pm CT Mon. – Thu. or by 8pm Saturday.

‡Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.

++Please see Rates and Terms to check the availability of online loans in your state. Check City does not provide loan services in all states.

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offer or solicitation for payday loans in Arizona, Arkansas, Colorado, Georgia, Maryland, Massachusetts, New York, Pennsylvania, or West Virginia.