Kansas Online Loan Rates and Fees

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Rates and Fees

Kansas Payday Loans

Rates and Terms for Kansas

Loan Amounts:	The maximum loan amount for Kansas residents is $500. Based on your income and other factors, loan limits will be determined on an individual basis.
Term of Loan:	Minimum Days 7 - Maximum Days 30
Permitted Fees:	15 percent of the amount of the cash advance. The loan fees will be $15.00 per $100.00 borrowed. The Annual Percentage Rate ("APR") will vary depending on the length of your loan (see table below). Please see your loan agreement for the APR and other terms applicable to your loan.

Additional Information:

Your Right to Rescind (cancel) this loan - A borrower may rescind any consumer loan transaction made under the provisions of this section without cost not later than the end of the business day immediately following the day on which the loan transaction was made. To rescind the loan transaction:

A consumer shall inform the lender that the consumer wants to rescind the loan transaction;
The consumer shall return the cash amount of the principal of the loan transaction to the lender; and
The lender shall return any fees that have been collected in association with the loan.

Notices:

NOTICE TO BORROWER: KANSAS LAW PROHIBITS THIS LENDER AND THEIR RELATED INTEREST FROM HAVING MORE THAN TWO LOANS OUTSTANDING TO YOU AT ANY ONE TIME. A LENDER CANNOT DIVIDE THE AMOUNT YOU WANT TO BORROW INTO MULTIPLE LOANS IN ORDER TO INCREASE THE FEES YOU PAY.

Example APR and Fee Schedule:

The Annual Percentage Rate (“APR”) will vary depending on the length of your loan (see table below). The table shows the Annual Percentage Rate ("APR") and Finance Charges for various loan amounts.

Amount Borrowed	Fees Charged	Amount Due	Days	APR	Days	APR	Days	APR
$100.00	$15.00	$115.00	7	782.14%	14	391.07%	30	182.50%
$200.00	$30.00	$230.00
$300.00	$45.00	$345.00
$400.00	$60.00	$460.00
$500.00	$75.00	$575.00

Finance charge: $15.00 per $100.00 borrowed

Please see your consumer loan agreement for the APR and other terms applicable to your loan.

The minimum duration of the loan is 14 days from the disbursement date.

The maximum duration of the loan is 30 days from the disbursement date.

Loan License and Registration:

We are licensed and regulated by the Office of the State Bank Commissioner
Address: 700 SW Jackson, Suite 300 Topeka KS 66603
Phone: (785) 296-2266 Fax: (785) 296-0168

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Payday Loans are also commonly referred to as Cash Advance, Payday Advances, Payday Advance Loans and Fast Cash Loans

Check City does not usually utilize traditional credit checks as part of the payday loan approval process. However, Check City may, at its discretion, verify application information by using national consumer loan underwriting databases that may include information relating to previous cash advance transactions that Check City may take into consideration in the approval process. Additionally:

*Actual loan amounts vary. See State Center for specific information and requirements.

***Products or services offered to customers may vary based on customer eligibility and applicable state or federal law.

***Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria

Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.

Check City provides loan services in: Alabama, California, Hawaii, Idaho, Illinois, Indiana, Kansas, Michigan, Missouri, Nevada, New Mexico, North Dakota, South Dakota, Texas, Utah, Wisconsin, and Wyoming.

Check City acts as a credit services organization/credit access business (CSO/CAB) in Texas and is not the lender – loans there are made by a third-party lender.

*Loan proceeds issued through our website are generally deposited via ACH for delivery next business day if approved by 8pm CT Mon. – Thu. or by 8pm Saturday.

‡Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.

++Please see Rates and Terms to check the availability of online loans in your state. Check City does not provide loan services in all states.

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This is an invitation to send a loan application, not an offer to make a short term loan. This service does not constitute an
offer or solicitation for payday loans in Arizona, Arkansas, Colorado, Georgia, Maryland, Massachusetts, New York, Pennsylvania, or West Virginia.