CUSTOMER LOGIN Online login Online login
Live Chat ONLINE
Loans By Phone: (800) 404-0254

Start the

Installment Title Loan

Process

locations-2_03

mast-services-installment-title-loans

Installment Car Title Loans FAQ

General Installment Title Loans FAQ’s

What is an Installment Title Loan?

An Installment Title Loan is a secured loan that allows you to borrow against the equity that exists in your vehicle that is repaid in equal periodic payments. A portion of the payment will be applied to the principal, guaranteeing a quicker payoff.

How does an Installment Title Loan differ from a regular Title Loan?

The Installment Title Loan offered by Check City is different than a regular title loan. In a regular title loan the loan amount is due in full usually within 30 days, if a you are unable to pay back the loan in full you are required to make an interest payment to extend out the due date; you continue to do this until the loan is paid in full. With an Installment Title Loan, the loan is split up into equal periodic payments with a portion of the payment being applied to the principal. This ensures that the loan will be paid in full in 12 months.

What do I need to bring in to qualify for an Installment Title Loan?

Simply bring in the Vehicle and the Title, Proof of Income, Proof of Registration, and your Photo ID.

How much can I expect to get?

At Check City we can loan you up to 50% of the black book value of your vehicle.

What state can my title be issued in?

The title needs to be issued in the same state you are applying for a loan.

Utah Installment Title Loans FAQ’s

What are the interest rates?

Our rates are amongst some of the lowest in the state. They range from 280% APR to 422.4% based on the amount borrowed. The more you borrow the lower the interest rate.

How much time to do I have to pay back the loan?

The duration of your Utah Installment Title Loan can be anywhere from three to eight months, if you’ve borrowed at least $1500.00 you may choose a repayment period of up to 10 months. Or you can pay the loan off quicker. It is completely up to you.

Virginia Installment Title Loan FAQ’s

Will my loan be funded directly through Check City?

In our Virginia locations all loans will be funded through VCC Credit Services Inc. VCC Credit Services Inc. is a licensed title loan provider in the state of Virginia.

Is there a penalty for paying off the installment title loan early?

No, you will have the option of paying off the Installment Title Loan early with no penalties or extra fees.

What are the interest rates?

The interest rates on your installment title loan will very depending on the amount that you borrow. Interest rates for our Virginia installment title loans will vary between 15% and 22% per month.

How long is the term of the loan?

Our rates are amongst some of the lowest in the state. The interest rates on your installment title loan will very depending on the amount that you borrow. Interest rates for our Virginia installment title loans will vary between 180% APR to 264% APR

  • HACKER SAFE certified sites prevent over 99.9% of hacker crime.
  • Cashwise
  • RLS
  • Verify CCO Financial LLC
  • CFSA
  • UCLA

Apply Now Or Call 1-800-404-0254

Find A Location | Contact Us | Wireless Policy | Terms of Use | Privacy Policy | © 2004-2016 Check City Online. All Rights Reserved.

Pin It on Pinterest