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Nevada

Rates and Terms for Nevada

Loan Amounts: The minimum loan amount is $100.00 and the maximum loan amount for residents of Nevada is $2,500.Based on your income and other factors, loan limits will be determined on an individual basis.
Loan Balances: Loan balances, including fees, cannot exceed 25 percent of your gross monthly income.
Term of Loan: Maximum 35 Days.
Permitted Fees: The cost of a loan is up to $20.00 per $100.00 borrowed.The Annual Percentage Rate (“APR”) will vary depending on the length of your loan (see table below). Please see your loan agreement for the APR and other terms applicable to your loan.
Extensions: If you do not want to repay your loan on the due date you may extend your loan until your next payday. If you qualify, we may renew your deferred deposit loan up to four (4) times. The extension period cannot exceed 60 days after the expiration of your initial loan period.We encourage taking advantage of the option to make a partial payment on the loan balance when requesting an extension.

You may request these changes by logging into your online account and or by calling a customer service representative. Renewal requests must be received by 7:00 PM Mountain Time on the business day before your loan is due.

Additional Information

Proof of Income-By Nevada regulation, all Nevada customers must have a pay stub on file with Checkcity.com when receiving a payday loan. Please fax or e-mail your latest pay stub when applying to ensure quick processing of your loan. If you receive income by means other than an employer, please fax or e-mail other proof of your Social Security, disability, child support or alimony payments. All materials may be sent via fax to 866-430-0830 or via email to info@checkcity.com. As soon as we receive this, we will be able to complete your loan request.

 

Your Right to Rescind (cancel) this loan – A borrower may rescind a payday loan agreement without cost for any reason, not later than 5:00 p.m. MT on the close of business day following the disbursement date.

 

NOTICE OF RIGHT TO CONTACT THE OFFICE OF THE COMMISSIONER OF FINANCIAL INSTITUTIONS REGARDING CONCERNS OR COMPLAINTS

 

You may contact the Office of the Commissioner of Financial Institutions regarding concerns or complaints about the service provider with whom you are dealing by calling the following number in Nevada: 1 (702) 486-4120.

Example APR and Fee Schedule:

The Annual Percentage Rate (“APR”) will vary depending on the length of your loan (see table below). The table below shows the Annual Percentage Rate (“APR”) and Finance Charge for various loan amounts ranging from 8 to 35 days in length.

Nevada_Rates_Table2016

Loan License and Registration:

We are licensed and regulated by Nevada Financial Institutions Division
Address: 2785 E. Desert Inn Rd., Suite 180 Las Vegas NV 89121
Phone: (702) 486-4120 Fax: (702) 486-4563.

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