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Kansas

Rates and Terms for Kansas

Loan Amounts: The maximum loan amount for Kansas residents is $500. Based on your income and other factors, loan limits will be determined on an individual basis.
Term of Loan: Minimum Days 7 – Maximum Days 30
Permitted Fees: 15 percent of the amount of the cash advance. The loan fees will be $15.00 per $100.00 borrowed.The Annual Percentage Rate (“APR”) will vary depending on the length of your loan (see table below). Please see your loan agreement for the APR and other terms applicable to your loan.

Additional Information:

Your Right to Rescind (cancel) this loan – A borrower may rescind any consumer loan transaction made under the provisions of this section without cost not later than the end of the business day immediately following the day on which the loan transaction was made. To rescind the loan transaction:

  1. A consumer shall inform the lender that the consumer wants to rescind the loan transaction;
  2. The consumer shall return the cash amount of the principal of the loan transaction to the lender; and
  3. The lender shall return any fees that have been collected in association with the loan.

 

Notices:

NOTICE TO BORROWER: KANSAS LAW PROHIBITS THIS LENDER AND THEIR RELATED INTEREST FROM HAVING MORE THAN TWO LOANS OUTSTANDING TO YOU AT ANY ONE TIME. A LENDER CANNOT DIVIDE THE AMOUNT YOU WANT TO BORROW INTO MULTIPLE LOANS IN ORDER TO INCREASE THE FEES YOU PAY.

Example APR and Fee Schedule:

The Annual Percentage Rate (“APR”) will vary depending on the length of your loan (see table below). The table shows the Annual Percentage Rate (“APR”) and Finance Charges for various loan amounts.
Amount Borrowed Fees Charged Amount Due Days APR Days APR Days APR
$100.00 $15.00 $115.00 7 782.14% 14 391.07% 30 182.50%
$200.00 $30.00 $230.00 7 782.14% 14 391.07% 30 182.50%
$300.00 $45.00 $345.00 7 782.14% 14 391.07% 30 182.50%
$400.00 $60.00 $460.00 7 782.14% 14 391.07% 30 182.50%
$500.00 $75.00 $575.00 7 782.14% 14 391.07% 30 182.50%

Finance charge: $15.00 per $100.00 borrowed

Please see your consumer loan agreement for the APR and other terms applicable to your loan.

The minimum duration of the loan is 14 days from the disbursement date.

The maximum duration of the loan is 30 days from the disbursement date.

Loan License and Registration

 

We are licensed and regulated by the Office of the State Bank Commissioner
Address: 700 SW Jackson, Suite 300 Topeka KS 66603
Phone: (785) 296-2266 Fax: (785) 296-0168

 

 

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