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Payday Loan By Phone: (800) 404-0254
 
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Home Company The Check City Difference

What makes Check City different from other check cashing and short-term loan businesses? Here are just a few things that set Check City apart from the crowd:
Our People. At Check City you will immediately notice a difference with our impeccable customer service. We treat our customers with the respect they deserve. Our employees are well-trained, experienced, motivated, and friendly to better serve your needs. At Check City we are like family and we will do everything we can to help you and yours.
Our Stores. When you walk into a Check City store you will feel welcomed. Our stores and lobbies are kept clean, attractive, and comfortable just for you. Every customer feels right at home in our Check City stores.
Our Services. Are not limited to payday loans or check cashing. At Check City we offer a wide range of financial services and solutions you simply will not find anywhere else. In any Check City store you can cash a check, transfer money to a friend, get a cash advance loan, refinance your home, get help with your tax preparation, and much more. Check City is the one stop shop for all of your financial needs.
Our Technology. Here at Check City we keep up to date with all of the latest technology. We want you to have the best services available in the quickest time possible. These services include, but are not limited to, alerts and reminders over your phone and through email for certain services, and the most up-to-date computer software currently available.
Our Approach. We take care of you. At Check City, we have built a reputation for providing top-notch services at a competitive price. We take care of you, our customers, and our employees; that is the Check City difference.

Giving back to the community is also important to us, and a big part of who we are at Check City. We help you grow, by helping your community grow.
Our Promise. We promise to serve you without fancy gimmicks and pushy advertisements. We know your money is precious to you. We want to do everything we can to keep that money in your hands and to do things your way.

At Check City we do not set you up to fail; we want you to succeed and to do so without getting yourself locked up in revolving debt. We promise to serve you the very best we know how and to let you make the decisions. We care about our customers.
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Payday Loans are also commonly referred to as Cash Advance, Payday Advances, Payday Advance Loans and Fast Cash Loans

Check City does not usually utilize traditional credit checks as part of the payday loan approval process. However, Check City may, at its discretion, verify application information by using national consumer loan underwriting databases that may include information relating to previous cash advance transactions that Check City may take into consideration in the approval process. Additionally:

*Actual loan amounts vary. See State Center for specific information and requirements.

***Products or services offered to customers may vary based on customer eligibility and applicable state or federal law.

***Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria

Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.

Check City provides loan services in: Alabama, California, Hawaii, Idaho, Illinois, Indiana, Kansas, Michigan, Missouri, Nevada, New Mexico, North Dakota, South Dakota, Texas, Utah, Wisconsin, and Wyoming.

Check City acts as a credit services organization/credit access business (CSO/CAB) in Texas and is not the lender – loans there are made by a third-party lender.

*Loan proceeds issued through our website are generally deposited via ACH for delivery next business day if approved by 8pm CT Mon. – Thu. or by 8pm Saturday.

‡Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.

++Please see Rates and Terms to check the availability of online loans in your state. Check City does not provide loan services in all states.