Since the beginning of time, humans have been advancing how we pay, trade, and barter for items we want. The age of paper money made payments much easier than trading products for other products. Plastic money and checks have made paying for expenses even easier while also allowing us to spend money that we don’t have at the moment. And according to most mobile phone companies, the future of payment lies in phones. Today Smartphones can already be used to transfer money to other Smartphone owners, buy a Starbucks coffee, and make purchases at some approved locations. And 2011 is
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