Posts Tagged ‘credit cards’:


Credit Downgrade May Mean Credit Card Fees Rise

Published by Don M. on August 11th, 2011

If you have been following the stock market or reading the news lately, you have seen the market falling and rebounding faster than a yo-yo. It seems like every night the market is closing 400 points down and rallying the next day. This is mainly due to the downgrade on treasury bonds from a AAA to a AA+. While the Feds have said that why will be keeping rates near zero, it is looking like many major credit cards will be raising interest rates because of the downgrade. We may be seeing an increase for bank loans, credit cards, and

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Why You Should Avoid Your Credit Card While Traveling

Published by Don M. on July 26th, 2011

Credit cards can be a necessity on trips. With rental cars and hotel reservations you may need a credit card to make the transactions you have to make. At the same time, traveling with plastic can be risky and costly if you don’t go in prepared. Losing your card, using your card, or having your card not work when you need it to can end up putting you in quite a difficult situation. But just because you are traveling does not mean that you have to be strapped for cash or caught in pickle. So read up and learn how

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Are Banks the New Groupon?

Published by Don M. on July 7th, 2011

In the era of banks constantly trying to make an extra penny, banks and credit card companies have discovered a whole new way to rake in some extra dough. And it’s not by raising bank fees or cutting customer perks again. Banks have come up with a brand new way of selling consumer’s shopping data to companies for commission, but it ends up being that this new marketing ploy may not be all bad for customers. Many leading banks are now selling information about their customers shopping habits to retailers. Banks are collecting data about how much customers spend, where

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Is Your Phone Your Future Wallet?

Published by Don M. on June 20th, 2011

Since the beginning of time, humans have been advancing how we pay, trade, and barter for items we want. The age of paper money made payments much easier than trading products for other products. Plastic money and checks have made paying for expenses even easier while also allowing us to spend money that we don’t have at the moment. And according to most mobile phone companies, the future of payment lies in phones. Today Smartphones can already be used to transfer money to other Smartphone owners, buy a Starbucks coffee, and make purchases at some approved locations. And 2011 is

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Want to Get Rid of Stress and Depression and Improve Your Overall Health? Get a Dog!

Published by Walter D on April 28th, 2011

There is something about having someone so happy to see you every time they do, as if your are just the greatest person in the world, that makes anyone feel instantly better after a hard day. It’s not just a coincidence that you feel a little better and happier every time you’re around your pet, it’s been medically proven that having pets, particularly dogs and cats, not only help to improve mild to moderate depression and stress, but that they can actually help to improve your overall health as well. We all have those bad days where it feels like

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More People Borrowing, but Not From Credit Cards

Published by Don M. on March 7th, 2011

A recent report from the Federal Reserves reflects that more Americans are beginning to borrow money once again, though not from credit cards. Now more Americans are using personal loan options to get the money that they need and shying away from the plastic. Though still holding on, the use of credit cards has greatly dropped since the recent recession. Credit cards seemed to be all the rage of the nineties, however, as with all trends, its peak appears to be moving on; or at least for now. This is likely nothing to be celebrating for those companies, however it

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Credit Card Skimming On the Rise; Learn How to Protect Yourself

Published by Melissa L on February 11th, 2011

Although, in comparison to other crimes, it is not all too common that we may be seeing incidences of credit card skimming in the news, there has still been a great increase in the amount of credit card skimming crimes. Because of the newer technology that is being used, many people do not even realize that they have been a victim of credit card skimming; and this doesn’t just happen with credit cards alone, but with debit cards and even gifts cards as well. Credit card skimming devices have been found at ATM machines and there have also been reported cases of

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Making Wise Financial Decisions

Published by Melissa L on December 3rd, 2010

Around the holiday times, it seems as though our money goes away even faster than during other times of the year. Before you know it, that paycheck is long gone! This is why it is especially important to make wise financial decisions around this time of the year. And we’re not talking so much about those big ticket items. It’s usually the little items, spending little amounts of money here and there, that really add up and get you in the hole fast. May we offer you some simple tips that might help you along in your goal to make

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Are you Seperated by Marriage yet still Joined by Debt?

Published by Melissa L on October 4th, 2010

It is not uncommon to hear about couples who are legally still married and yet have been separated for long periods of time. In such cases, it is also not uncommon that these couples are still connected by their debt; both names on credit cards or both names on assets such as houses or vehicles. People who find themselves in these situations need to be aware of the possible big problems that they can find themselves in later on. For now, it is easier to just keep going about daily life and to think that “one day” you’ll get it

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Calculate Your Credit Card Pay-off Date!

Published by Melissa L on July 1st, 2010

Most people find themselves only paying the minimum balance on the credit cards each month. Often times, even people who could pay more money toward the credit card each month still only end up paying the minimum payment due so that they can have “extra money” in case of an emergency. At that rate, depending on how large the balance is, it could take you literally years to pay off the card. However, many people think to themselves, “its only 18% interest, it’s worth it to not have to pay it all off now and instead, be able to use my money

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