Posts Tagged ‘budgeting’:


Budgeting to Save the Bank during the Holidays

Published by Chris T on December 17th, 2012

The holiday season comes with a heavy price to pay. That price comes from your back pocket or purse. People use the holidays to buy everyone they ever knew a gift, and a good one too. And with credit cards, it’s easy to spend every last penny without realizing the imminent consequences of what you’re doing. All you can see in your mind is the joy on the face of the person you plan on giving your most recent purchase too. The change can be quite devastating to the bank account. While you’re imagining their excitement, also imagine the sadness

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Budgeting Your Finances from Month to Month

Published by Steve H on October 11th, 2012

One of the best ways to save money from month to month as well as stabilizing your finances is to create a workable budget. Budgeting is a task that is fairly easy to do, and will set you up for better financial scenarios. Every month, people have a certain amount of money that they spend. A great deal of this money is meant to go toward necessary expenses that absolutely need to be filled. Whatever is left over is known as discretionary money. These are the funds that are not mandatory, but can be spent anyway.  A lot of people have trouble with

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Budgeting While Still Having Fun

Published by Steve H on September 18th, 2012

Working with a budget is one of the most effective ways overall to get control of your budget and have better financial options overall. Creating a budget is a fairly simple thing to do- sit down with your family and figure out the way that money comes in, and the way that it is going to be spent each month. After you have figured out how much money you make each month, subtract the things that are mandatory expenses from it. Things like rent and food and gas and clothes are all mandatory. What you have left over if your

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Saving Money While Grocery Shopping

Published by Rachel D on June 22nd, 2012

Budgeting can be difficult when you feel like the only money you are spending is on necessary purchases. But, even when you are spending money on purchases like food, you have to make sure that you are going to find ways that you can save money. There are a lot of people that do not realize how easy it is to save money on the food that they are purchasing. 1. Brew your own coffee instead of buying coffee from a local coffee shop. When you are buying coffee from a coffee shop you can spend as much as $1,500

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Budgeting Using Only Cash

Published by Rachel D on April 4th, 2012

When you are learning how you are going to be wise about budgeting, you should be sure that you look into only using cash. There are a lot of people that have a hard time realizing that they are going to have to learn to budget wisely to ensure that they are going to be able to keep themselves in a good financial position. A great way to start budgeting your money is to only use cash in your day-to-day transactions. There are a lot of people that only use cash, to ensure they stay within their budget. As soon

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Using Cash to Budget Wisely

Published by Rachel D on March 27th, 2012

When you are trying to be better about budgeting, you may want to try doing all of your transaction in cash. This can be a great way to realize how much money you are spending and to realize how much money you are saving. A cash budget is a sure fire way to ensure that you are going to stay within your budget while you are planning how much money you are going to save and how much money you have to spend. Instead of having your pay check direct deposited, you should talk to your employer about receiving a

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Making Ends Meet at the End of the Month

Published by Rachel D on March 23rd, 2012

When the end of the month rolls around, and you know that you are going to be getting paid soon, it can be hard to make ends meet. Scrimping to make it through these last few days before your paycheck can be hard, but it is often necessary.  When you do not have any money, you should be sure that you know how you can survive until you get paid again.   First, be sure that you are not making plans to go out and spend money with friends.  You do not want to put someone in the awkward position

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Ways To Keep Kid Costs Less Steep

Published by Walter D on August 19th, 2011

Did you know that these days it costs $160,000 on average to raise a child from birth to the age of 17? That’s a lot of money and can seem really intimidating to a new parent. But there are ways to keep kid costs down. It just takes some motivation and commitment. To start with, having a budget can make kid costs a lot easier. Budgeting can help you be prepared for surprising kid-related costs (like a trip to the ER after a stair accident) or field trip fees in school. Budgets also make decisions like whether to buy a

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How To Take A Staycation!

Summertime means people stay packing up and getting out for vacations in the beautiful weather.  But vacations can be pricy, time demanding, and can sometimes leave you feeling more stressed than relaxed at the end of the day. So why not save up a lot less money and give yourself a staycation for the weekend? Best of all you can enjoy time with family or friends, unwind, and not spend anything on airline tickets or hotel fees. So read up and learn how you can take a staycation this summer! First make a budget for how much you are willing

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Our Summer 2011 Bucket List

Published by Walter D on July 19th, 2011

This week I realized I have a finite amount of summer days ahead of me. With school starting up at the end August, there really is only a month left of good old fashioned summer time. So I panicked and immediately started trying to assemble a list of all the things I still need to do this summer. I’ve been talking with people here at Check City listening to what’s left to do on their summer lists and thought it would be worth all of time to get a summer bucket list out there. Feel free to read through and

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