If you are like most Americans, you use plastic to pay for a lot of your major purchases. The term “plastic” here means a debit or credit card. A debit card is a card that is connected to your specific bank account. When you make a purchase with your debit card, money is pulled directly out of your bank account. A credit card, on the other hand, is quite different from a debit card. When you make a purchase with a credit card, the card pulls money out of nowhere to make the payment. However, this money isn’t really coming
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