Archive for the ‘Budget’ Category:


Spring Cleaning the Finances

Published by Nathan Y on May 21st, 2013

As people thankfully lose sight of winter and gratefully greet the onset of pleasant spring weather, many individuals, families, and homeowners are turning to the old tradition of spring cleaning. Spring cleaning is the time for families and homeowners to set themselves to work at giving their home a sufficient, quality and deep cleansing. Spring cleaning is the time for families to take an inventory of their possessions, clean out the winter’s clutter, and get reorganized. While these principles are usually applied to physically cleaning out the home, this year a family may wish to consider applying the same principles

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Taking a Cut in Pay and Surviving

Published by Nathan Y on May 17th, 2013

While the unemployment rate is allegedly going down, there are still plenty of companies that are struggling to get by. While many of these struggling companies see layoffs as the only answer many companies feel a loyalty to their employees and try to do anything they can to keep them around. While cash advances are one way to cover the cost of payroll they’re not a long term solution so one cost saving measure that some companies will make is lowering the wages of their employees. If you’ve found yourself in this situation you understand that getting a cut in

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Climbing Out of Credit Card Debt

Published by Nathan Y on May 16th, 2013

Getting out of credit card debt can feel like an insurmountable challenge, but if you give yourself time to accomplish your goal and if you go about accomplishing your goal properly you may find that you are able to get rid of your credit card debt a lot faster than you would have thought. There are some simple steps that you can dedicate yourself to and these steps should help you get out of debt and be on your way to financial freedom in no time. Evaluate Your Current Debt First, you will want to start by evaluating the debt

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2013 Trucks With the Best Gas Mileage

Published by Nathan Y on May 13th, 2013

It’s springtime and for that means it’s time to get outside. Whether you find yourself doing yard work or towing the family boat down to the lake this spring, there’s no question that a truck can always come in handy. Rather than renting or borrowing a truck every time you have a project a lot of people get to springtime and seriously consider purchasing a truck for their family. In today’s post we continue on with our automotive themed posts in honor of our 30 day interest free title loan program that we’ve extended in all of our stores and

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Planning Ahead for Retirment Before it is Too Late

Published by Nathan Y on May 10th, 2013

Planning for one’s retirement is an increasingly vital preparation for people to make. With Social Security funds waning as more and more of the workforce heads towards retirement, the time to set up one’s own plans for retirement is right now. A study conducted in 2012 found that almost half of the American citizenry is not planning for retirement through saving for retirement. For those American workers under the age of thirty four, the percentage of individuals who are not starting to save for their retirement is over half. These statistics show that nearly one out of every two Americans

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Saving Money by Cutting Utilities

Published by Nathan Y on May 7th, 2013

A major expense to every homeowner, landlord, or renter across the country is the monthly utility bill. These bills have a tendency to add up quickly with charges to an individual’s or family’s electricity, gas, water, and sewage usage for the month. At Check City we’ve found that these utility bills are one of the most common reasons for people seeking out a short term loan such as a Cash Advance or Payday Loans. These costs of living can typically charge a family hundreds if not thousands of dollars per year, and if one month is unexpectedly higher than others

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Simple Things You Can Do to Improve the Finances of Your Family

Published by Nathan Y on May 6th, 2013

We all know that being a parent of a family can be difficult. No matter how many kids you have, trying to stay involved in the lives of, and pay for your children can be stressful and difficult. One of the main things that is difficult about raising and maintaining a family is that families are expensive. Any new mother or father could tell you how expensive and time-consuming babies are. And as your children grow older, they are still expensive, if not more expensive. You’ll find yourself needing extra money as children become teenagers, they start wanting cell phones,

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Creating a Budget that Will Stick

Published by Nathan Y on May 2nd, 2013

When attempting to create a budget for yourself, there are many barriers that you may run into. It is important that you understand how you are going to overcome these barriers and take full control of your finances. The first mistake that people often make when they are creating a budget is that they are unrealistic. Being unrealistic about your budget can make for a very disappointing and frustrating financial situation. You want to be working with a budget that you know you are going to be able to successfully follow. To be realistic, you want to make sure that

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3 Tips to Save Money When Going Off to College

Published by Nathan Y on May 1st, 2013

People of every age are heading to college for a degree. There are so many opportunities to pursue post-secondary education, no matter your age. Aside from your typical University opportunities, plenty of online and adult colleges have been built up to help professionals already in the field come back for a different or higher degree. No matter what your age or reason for hitting up the school campus, school is expensive, and it will take its toll on you if you’re not careful. If you’re one of those heading back to school, you’re probably looking for ways to cut your

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How to Save Money on Food Costs

Published by Nathan Y on April 26th, 2013

On average, American families spend just over ten percent of their yearly income on purchasing foods. If the family has a tendency to eat out, the total percentage of the cost of food for a family skyrockets. But it does not have to be this way. With careful budgeting, planning, and a few tips on how to save on food costs, a family or an individual will be able to save thousands of dollars per year on food. The first way that a person or a family can save on food costs is by budgeting for the expense. At Check

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