4 Investments Worth Making

With the Up’s and Down’s the economy has experience over the last several years, many people have been left asking the question, “Are there any truly safe investments that can be made these days?” In today’s post we’ll cover the top 4 investments that are still worth making.

Number 4: A home is one of the most worthwhile investments you will ever make, and what an investment that will be. It may take you decades to pay off your house, but the nice thing about houses is that they increase with value over time.

The value of real-estate rises over time like the value of a car falls, it’s predictable. Your investment will pay itself off and more should the need ever arise to move or sell.

With that in mind, any land you may own will have the same effect. As the amount of available land decreases, prices for land that you own increase.

It’s the law of supply and demand. The less supply available, the more someone is willing to spend when the demand rises. With that being said, be wise when it comes to making your home purchase as well as the improvements that you make during your time living there.

As we learned in 2007 there can sometimes be artificial inflation that happens in the housing market, buying during those times can lead to severe financial turmoil. In addition to being careful when you buy, be careful what improvements you make, understand that some improvements such as landscaping don’t give you as much bang for your buck when it comes time to sell as a remodeled kitchen or bathroom.

Number 3: A steady stock. Certain stocks have shown steady, predictable growth over the years and are therefore, safer to invest in. Oftentimes the growth is slow, but it always moves in the positive direction.

When you plan on putting aside money for a number of years, consider investing it in a steady stock instead of a bank. Your money will appreciate better in an investment rather than a holding cell.

Number 2: An education. If you don’t have a post-secondary degree yet, get one.
On average, salaries take drastic turns for the better with every degree you get. You are worth more when you have learned more.

You come to the table with more to offer, and are therefore a competitive employee. If a company wants you, they’re going to have to pay to keep you.

That’s the beauty of an education. It represents quite the financial investment, but the jobs and salaries that follow are well worth the time.

They more than pay themselves off with time. If you have one already, see if there’s anything more that you can be doing to increase yours, ie. attending conferences and keeping up with recent literature.

Number 1: Invest in a friend. There is untold power in investing in the people around you.
Studies have shown that there is a correlation between the people that give more and the people that earn more. Some say it comes from a social responsibility given by God.

When He gives abundantly to you, you are responsible to give to others. The more you give, the more you’re blessed with.

Others will say it’s a weird coincidence. Science can’t figure it out, but the phenomenon remains.
The more you invest in the people around you, the more money you are likely to make. You will never know though until you give it a shot.

On top of that, you’ll be doing something to make a difference in people’s lives. Whether you give them a fish and feed them for a day, or teach a man to fish and feed him for a lifetime, the results will be the same.
For one, you’ll help someone, someone that needs help like you’ve needed in your life. For another, you’ll share an excellent example to those that might continue the legacy themselves (like your children).

Finally, and least importantly, you’ll feel great about what you did—changing someone’s life. Invest in the people and community around you.

This doesn’t always mean you invest monetarily. Many times it will simply be getting to know someone new, offering a listening ear, or showing someone that’s ignored that you care.

No other investment will give you the return of investing others. This is the best investment you will ever make.

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