-Do you find yourself often buying things that you really can’t afford?
-Do you continuously pay just the minimum balance because you will pay it all off “one day” when you actually have money?
-Do you have more than two credit cards?
-Do you pay other bills using your credit cards?
You just might be dealing with credit card dependency; a bad habit that can leave trapped and under years of burdening credit card debt that will leave you feeling financially suffocated.
If you are relaying too heavily on credit cards, here are some tips to help get you back in control of your finances before your finances take control of you:
1.) Commit yourself to change
2.) Use a cash-only policy
3.) Consolidate all your balances onto one or two cards
4.) Destroy the other credit cards
5.) Keep your remaining card(s) at home!
6.) Pay off your balances
7.) Whenever temptation kicks in, recommit yourself; stay strong…your happiness depends on it!
