You may or may not be surprised to find that many home insurance policies fail to tell you everything you need to know about your home insurance and so you may not be getting what you think you are getting, or even what you need. This blog will include a few things that every homeowner and home insurance holder should know about their insurance coverage, so if you don’t check with your provider, or visit a Check City location near you to learn all about our Insurance Options and how we can help you get the Insurance Plan that works best for you with all of the details and specific assistance you need.
What does the average/regular homeowners insurance cover?
- Fire Damage
- Tornado Damage
- Damage from falling/fallen Satellites
What does the average homeowners insurance NOT cover?
- Flooding and Water Damage (this often times includes mold)
- Earthquake Damage
- Sewer Backup
- War, Nuclear Accidents and Terrorism
- Natural Disasters (depending on location)
- Neglect (Termite infestation is included in this category)
- Trampolines, hot tubs, and pools (because they pose a threat of bodily harm)
- Dogs (dependent sometimes on the breed and size)
- Intentional Damage (whether by you or an angry spouse will probably not be covered)
- Computers and luxury items and collectibles are probably not on the average insured list
For more suggestions and advice on what to include in your homeowners insurance, and possible items to consider that may not have occurred to you, check out the 5-minute guide to home insurance on moneycentral.msn and then visit Check City to find the Insurance Plan that fits you.
