Arizona Online Loan Rates and Fees

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Arizona Deferred Presentment

Rates and Terms for Arizona

Loan Amounts:	The maximum loan amount for Arizona residents is $500. Based on your income and other factors, loan limits will be determined on an individual basis. Arizona residents may only obtain one deferred presentment loan at any time with any licensee in this state.
Term of Loan:	Minimum of Five (5) Days
Permitted Fees:	15 percent of the face value of the check. The fee charged for a deferred presentment loan is $17.64 per $100.00 borrowed. The Annual Percentage Rate ("APR") will vary depending on the length of your loan (see table below). Please see your loan agreement for the APR and other terms applicable to your loan.
Extension:	If you do not want to repay your loan on the due date you may extend your deferred presentment until your next payday. If you qualify, we may allow you the option of extending your deferred presentment loan a maximum of 3 times. For each extension, we shall terminate the previous agreement and sign a separate agreement. We will charge fifteen percent (15 percent) of the face Amount Financed to extend the deferred presentment loan. We encourage taking advantage of the option to make a partial payment on the loan balance when requesting an extension. You may request these changes by logging into your online account and or by calling a customer service representative. Extension requests must be received by 7:00 PM Mountain Time on the business day before your loan is due.

Additional Information:

Your Right to Rescind (cancel) this loan - A borrower may rescind a deferred presentment service agreement without cost for any reason, not later than the close of business on the business day following the date of the deferred presentment service transaction.

Example APR and Fee Schedule:

The Annual Percentage Rate (“APR”) will vary depending on the length of your loan (see table below). The table below shows the Annual Percentage Rate ("APR") and Finance Charges for various loan amounts.

Loan Amount	Fees Charged	Amount Due	Days	APR%	Days	APR%	Days	APR%
Monto del Préstamo	Cargas de las Finanzas	Total de Pagos	Días	Tarifa de Porcentaje Annual	Días	Tarifa de Porcentaje Annual	Días	Tarifa de Porcentaje Annual
$100.00	$17.64	$117.64	7	919.80%	14	459.90%	31	207.70%
$150.00	$26.46	$176.46	7	919.80%	14	459.90%	31	207.70%
$200.00	$35.28	$235.28	7	919.80%	14	459.90%	31	207.70%
$250.00	$44.10	$294.10	7	919.80%	14	459.90%	31	207.70%
$300.00	$52.92	$352.92	7	919.80%	14	459.90%	31	207.70%
$350.00	$61.74	$411.74	7	919.80%	14	459.90%	31	207.70%
$400.00	$70.56	$470.56	7	919.80%	14	459.90%	31	207.70%
$450.00	$79.38	$529.38	7	919.80%	14	459.90%	31	207.70%
$500.00	$88.20	$588.20	7	919.80%	14	459.90%	31	207.70%

Finance Charge is $17.64 per $100.00 borrowed
El cargo por financiamiento: $17.64 por cada $100.00 prestado
Non-Sufficient Funds Fee: $25.00
Costo por fondos incuficientes: $25.00

Please see your loan agreement for the APR and other terms applicable to your loan.

Loan License and Registration:

We are licensed and regulated by the Arizona Department of Financial Institutions
Address: Financial Enterprises Division, 2910 N. 44th Street, Suite 310 Phoenix AZ 85018
Phone: (800) 544-0708
Fax: (602) 381-1225

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Payday Loans are also commonly referred to as Cash Advance, Payday Advances, Payday Advance Loans and Fast Cash Loans

Check City does not usually utilize traditional credit checks as part of the payday loan approval process. However, Check City may, at its discretion, verify application information by using national consumer loan underwriting databases that may include information relating to previous cash advance transactions that Check City may take into consideration in the approval process. Additionally:

*Actual loan amounts vary. See State Center for specific information and requirements.

***Products or services offered to customers may vary based on customer eligibility and applicable state or federal law.

***Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria

Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.

Check City provides loan services in: Alabama, California, Hawaii, Idaho, Illinois, Indiana, Kansas, Michigan, Missouri, Nevada, New Mexico, North Dakota, South Dakota, Texas, Utah, Wisconsin, and Wyoming.

Check City acts as a credit services organization/credit access business (CSO/CAB) in Texas and is not the lender – loans there are made by a third-party lender.

*Loan proceeds issued through our website are generally deposited via ACH for delivery next business day if approved by 8pm CT Mon. – Thu. or by 8pm Saturday.

‡Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.

++Please see Rates and Terms to check the availability of online loans in your state. Check City does not provide loan services in all states.

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This is an invitation to send a loan application, not an offer to make a short term loan. This service does not constitute an
offer or solicitation for payday loans in Arizona, Arkansas, Colorado, Georgia, Maryland, Massachusetts, New York, Pennsylvania, or West Virginia.