Rates and Fees | Check City

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Check City Rates and Fees

Please locate and click on your state to find your rates:

	States we offer online loans and have store locations
	States we offer in-store loans only
	Check Cashing Services Only (No Loans)
	States we offer online loans only
	As a Credit Service Organization, we can service you through an affiliated short-term lender
	Check City does not accept applications in these states

	Utah:	Rates & Fees (Online Only) \| Store Locations
	Nevada:	Rates & Fees (Online Only) \| Store Locations
	Virginia:	Store Locations
	Colorado:	Store Locations
	Maryland:	Store Locations
	Alabama:	Rates & Fees
	Alaska:	Rates & Fees
	California:	Rates & Fees
	Hawaii:	Rates & Fees
	Idaho:	Rates & Fees
	Illinois:	Rates & Fees
	Kansas:	Rates & Fees
	Missouri:	Rates & Fees
	New Mexico:	Rates & Fees
	North Dakota:	Rates & Fees
	South Dakota:	Rates & Fees
	Washington:	Rates & Fees
	Wisconsin:	Rates & Fees
	Wyoming:	Rates & Fees
	Texas:	Rates & Fees

*	Currently, we are unable meet any financial needs in Arizona, Arkansas, Colorado, Georgia, Maryland, Massachusetts, New York, Pennsylvania, or West Virginia.

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Payday Loans are also commonly referred to as Cash Advance, Payday Advances, Payday Advance Loans and Fast Cash Loans

Check City does not usually utilize traditional credit checks as part of the payday loan approval process. However, Check City may, at its discretion, verify application information by using national consumer loan underwriting databases that may include information relating to previous cash advance transactions that Check City may take into consideration in the approval process. Additionally:

*Actual loan amounts vary. See State Center for specific information and requirements.

***Products or services offered to customers may vary based on customer eligibility and applicable state or federal law.

***Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria

Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.

Check City provides loan services in: Alabama, Alaska, California, Hawaii, Idaho, Illinois, Indiana, Kansas, Missouri, Nevada, New Mexico, North Dakota, South Dakota, Texas, Utah, Washington, Wisconsin, and Wyoming.

Check City acts as a credit services organization/credit access business (CSO/CAB) in Texas and is not the lender – loans there are made by a third-party lender.

This is an invitation to send a loan application, not an offer to make a short term loan.

This service does not constitute an offer or solicitation for payday loans in Arizona, Arkansas, Colorado, Georgia, Maryland, Massachusetts, New York, Pennsylvania, or West Virginia.

*Loan proceeds issued through our website are generally deposited via EFT for delivery next business day if approved by 8pm CT Mon. – Thu. or by 8pm Saturday.

‡Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.

++Please see Rates and Terms to check the availability of online loans in your state. Check City does not provide loan services in all states.