Alaska Online Loan Rates and Fees

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Rates and Fees

Alaska Deferred Deposit Loan

Rates and Terms for Alaska

Loan Amounts:	Minimum pending loan amount is $50.00 Maximum pending loan amount is $500.00
Term of Loan:	14 Days —36 Days
Permitted Fees:	$5 Non-refundable origination fee; and 15$ fee for each $100 advanced, or
Loan Renewal:	If you cannot repay your loan on the due date you may refinance your loan until your next payday. If you qualify, we may renew your deferred deposit advance no more than two (2) consecutive times if you meet our lending criteria on the date of refinancing, and you pay an additional deferred deposit fee. . We encourage taking advantage of the option to make a partial payment on the loan balance when requesting a renewal. You may request these changes by logging into your online account and/or by calling a customer service representative. Deferred deposit renewal requests must be received by 7:00 p.m. Mountain Time on the business day before your loan is due.

Example APR and Fee Schedule

The Annual Percentage Rate (“APR”) will vary depending on the length of your loan (see table below). The table shows the Annual Percentage Rate ("APR") and Finance Charges for various loan amounts.

Amount Borrowed	Fees Charged	Amount Due	Days	APR%	Days	APR%
$100	$20	$120	14	521.43%	30	243.33%
$200	$35	$235	14	456.25%	30	212.92%
$300	$50	$350	14	434.52%	30	202.78%
$400	$65	$465	14	423.66%	30	197.71%
$500	$80	$580	14	417.14%	30	194.67%

Non-refundable Origination Fee: $5.00 per loan
Loan Fee: $15.00 per $100.00 borrowed.

Please see your loan agreement for the APR and other terms applicable to your loan.

Additional Information

“WARNING: A deferred deposit loan is not intended to meet long term financial needs. A small loan should be used only to meet short term cash needs.”

Your Right to Rescind (cancel) this loan - A borrower may rescind a small loan not later than the end of the business day immediately following the day on which the small loan was made. To rescind a small loan, a borrower must inform the lender that the borrower wants to rescind the small loan, and the borrower must return the cash amount of the principal of the small loan to the lender. The $5 origination fee is not refundable.

Loan License and Registration:

We are licensed and regulated by the Alaska Division of Banking and Securities.
Alaska Division of Banking and Securities
P.O. Box 110807 Juneau AK 99811
(888) 925-2521

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Payday Loans are also commonly referred to as Cash Advance, Payday Advances, Payday Advance Loans and Fast Cash Loans

Check City does not usually utilize traditional credit checks as part of the payday loan approval process. However, Check City may, at its discretion, verify application information by using national consumer loan underwriting databases that may include information relating to previous cash advance transactions that Check City may take into consideration in the approval process. Additionally:

*Actual loan amounts vary. See State Center for specific information and requirements.

***Products or services offered to customers may vary based on customer eligibility and applicable state or federal law.

***Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria

Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.

Check City provides loan services in: Alabama, California, Hawaii, Idaho, Illinois, Indiana, Kansas, Michigan, Missouri, Nevada, New Mexico, North Dakota, South Dakota, Texas, Utah, Wisconsin, and Wyoming.

Check City acts as a credit services organization/credit access business (CSO/CAB) in Texas and is not the lender – loans there are made by a third-party lender.

*Loan proceeds issued through our website are generally deposited via ACH for delivery next business day if approved by 8pm CT Mon. – Thu. or by 8pm Saturday.

‡Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.

++Please see Rates and Terms to check the availability of online loans in your state. Check City does not provide loan services in all states.

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This is an invitation to send a loan application, not an offer to make a short term loan. This service does not constitute an
offer or solicitation for payday loans in Arizona, Arkansas, Colorado, Georgia, Maryland, Massachusetts, New York, Pennsylvania, or West Virginia.