Payday Loans Blog

Have you ever needed a Check Cashing service on a Friday afternoon, but just can’t seem to find one?  Well, that’s how Check City can be a great benefit to you. 

Most banks are closed by the time the majority of working individuals get off work.  However, one of the great characteristics of Check City is that we are open much later than any bank, making it easy to cash your check at any time during the week or on weekends.  Some of our stores are even open 24/7. 

Another reason Check City is such a great choice is the fact that we will cash checks that many traditional financial institutions will not.  We have made it very easy and convenient for our customers.  Check City will cash payroll checks, cashier checks, government checks, insurance drafts or checks, money orders, tax refund checks, personal checks, and out of state checks.

All you need to do to cash a check is bring your check and a picture ID to your nearest Check City store, fill out a customer information form, pay a small fee, and walk away with your cash in hand.

Check Cashing has never been easier! 

Our money orders will help you out even if you do not have a checking account. Here at Check City we know it can be so difficult to pay a bill when you have no checking account but are facing a payment. Sending cash in the mail can be risky and most companies will not accept this as a proper form of payment.

You no longer have to worry though because you can make any payment via our money orders. To make it even better, we offer them to you completely free. This way you get all the benefits at no extra cost to you.

To get a money order all you have to do is bring in cash to any Check City location. We will then take that cash and write out a money order for your intended recipient. You can walk out feeling confident the payment has been made.

Our money orders are accepted by most businesses, banks, and government agencies so all of the stress is truly alleviated from our service. We are excited that we can offer these for free because we have teamed up with Western Union to offer you this. With both of us on your side you are sure to benefit from our money orders.

There is nothing more frustrating than having a check that no one will cash for you but with Check City’s check cashing services those problems are now completely alleviated. We do not want you to worry about how you can get cash for what you have already earned. We see that if you have a check then you should be able to get that money, which is why we want to help you out.

Even if other financial institutions are not willing to help, we will cash your check. Whatever kind of a check it is including payroll, cashier, personal, money orders, an insurance draft, or even many more, we will get you your cash.

To get you check cashed all you have to do is come in to any of our conveniently located Check City stores and show us a valid photo ID. You will then be asked to fill out a quick customer information form and hand us your check. Once this has been completed we will hand you your cash.

You never have to worry again when you are handed a check and you do not know how to cash it. We take all those concerns away with our check cashing service which gets you the money you deserve.

Tax day should no longer be stressful with Check City’s tax services. We have trained tax professionals standing by to help you figure your tax refund out. This way you can feel confident you are getting what you deserve back from the government.

You save money with our services because we charge you less than most tax professionals while saving you money from finding your deductions. You can just walk in and we will immediately help you out with preparing all of it.

We also offer a tax refund anticipation loan in case you need your money right away. This way you do not have to wait for your refund in the mail to pay off any bills or debts you are facing. You can get your money right away and spend it how you need to.

A tax refund anticipation loan is an expensive form of credit so be sure it is the best thing for your finances before deciding to get one. We are confident our services will be just the solution you need for all your tax preparation needs and are very excited to help you out. Stop by any Check City location today and see what our tax services can do for you.

Shopping around for insurance quotes can be tedious and stressful which is why Check City has an insurance service which will actually search for the best price for you. You can feel confident you are getting the best deal while staying clear of unnecessary headaches. We will find you quotes from many different insurance providers so you can choose what the best one is for your lifestyle.

You can come in and check what the rates are and choose to make a purchase then or you can go home and think about your options. Either way we will find you numerous rates. Just remember that by looking for quotes you are not automatically insured; you need to buy a plan.

We offer insurance checking for many different types of insurance including homeowners, RV, life, and even commercial. Whatever your need we will cover it. This service is only offered at Utah Check City locations so if you are in this state and need insurance then let Check City help you out.

We really will do all the busy work for you, it is that simple. Even if you currently insured, we can shop around the see if there are better rates out there. This way with our insurance service you can be paying the least amount for the greatest insurance coverage.

Right now is the perfect time to sell your gold to Check City through its Gold Buying program. The dollar is low making the price of gold high. Because of this you can go through that old jewelry box on your shelf and sell anything made of gold.

We really do not care if it is broken or damaged. As long as it has gold we will buy it. This includes anything from bracelets and necklaces to gold coins and dental gold.

All you have to do is come into one of our 15 Check City locations and show us what you want to sell. We will weigh it on a jewelers scale and then taste it for gold content. Once we determine its cash value we will give you cash right then.

We base our prices off the daily NYMEX value for gold so you can feel confident you are getting a good deal. In addition to this, our prices are generally way higher than our competitor’s because we give you a higher percentage of the value of your gold back in cash. So when you need some extra cash you can simply go through your old gold and sell it to Check City’s gold buying service.

We offer prepaid debit cards through netSpend so you have the convenience of a credit card without any of the hassle. NetSpend offers cards through Visa and MasterCard; wherever they are accepted you can make a payment. You no longer have to carry your cash around.

This is a great way to solve your financial needs because you do not have to apply for credit and cannot go into debt. You simply add the funds onto your card and then you pay when you need to. Plus, the netSpend card is the best answer for you because of its easy money loading options and its free money transfers.

You can choose to have notifications sent directly to your email inbox or your phone. This way you are constantly updated on the situation of your card. When you need to add funds you can simply transfer money from your bank account or you can bring cash to any Check City location.

In order to get a card you can go to any Check City and our staff will walk you through the necessary steps. This way you can get your netSpend prepaid debit card and enjoy the freedom of a credit card without the hassle.

When you need money you can rely on Check City’s title loans to get some quick cash. We know that being short on money can be very frustrating so we have these loans which anyone can take advantage of as long as they have money invested in their car. With our title loans you can actually borrow against the value of your car.

All you have to do is come in with your car and title with a picture ID and proof of residence. You then complete a simple application form. After this we will perform a quick inspection of your vehicle to determine its value and offer you a loan based on a certain percentage of that loan.

We are unique because we will let you drive your car off the lot. Unlike other companies that offer title loans, we will not hold onto your vehicle so you can carry on with your life.

Getting a title loan does place a tax lien on your vehicle so you want to make sure this is the best option for you. If it is, then you can be sure Check City’s title loans will help you out with whatever situation you are facing.

When you need money and your next paycheck is only a couple weeks away our cash advances are just the solution you need. We will let you borrow against your next paycheck so you can get the money you need when you need it. You no longer have to wait around unsure about how you are going to pay your bills but get them taken care of right away.

Our cash advances act as a payday loan in that you are borrowing money from your next payday. Because you have already earned the money but are waiting around for the paycheck we want to get it to you when you need it most.

To get a cash advance all you have to do is come into any of our Check City store locations and show proof of a steady income, a valid photo ID, and a checking account in your name. You will then write out a check for the amount you will borrow and date it in advance for when the loan expires.

You are then handed the cash you need and can walk out and pay off anything you need to. This way you do not have to stress about where to get your money but can use Check City’s cash advances to help you out.

At Check City we offer prepaid phone cards for all your calling needs. We do this because we know calling can be expensive if you do not have the right plan for your situation. You can come in today and see how our prepaid phone cards will help you.

Not everyone has the same phone needs. Some call in the evening, some on the weekends, and some only to New Jersey. Because everyone has different needs we have created different plans you can choose from to get the most from your money.

Our friendly and knowledgeable staff is standing by ready to answer any of your needs or concerns about what card is best for you. We want you to benefit from our phone card so will help you find the best one based on your lifestyle. This way you never have to lose unused minutes and money again.

We are excited to offer this service because we know it will save you a lot of your hard-earned money. We also want you to be able to call your relatives and friends when you need to instead of waiting for next month’s minutes to come around. Come see what our prepaid phone card can do for you today.