Payday Loans Blog

Staying in touch with friends and family is important. Sometimes it is hard, especially when they live far away. This is where a phone card comes in handy. Listed below are some of the benefits of having a phone card.

1- Low Rates- Phone cards offer lower rates on long distance calls than traditional dialing. 

2- Use with Virtually any Phone- You can use phone cards with your home phone, cell phone, office phone, and more. Generally a phone card will offer you lower rates.

3- Ideal for Travel and Vacation- You can easily take a phone card with you and get lower rates on calls from the airport, in the hotel, or to friends and family.

4- Accurately Budget Phone Costs- You can get prepaid phone cards that will help you budget your phone expenses for the month.

Check City offers a variety of phone cards, come into any location and find the right one for you.

This year you may have a goal to get rid of your debt and/or save more money this year. For the year 2010, here are ten ways to help you achieve this goal:

1-      Eliminate Impulse buying

2-      Limit expensive cars and use public transport or walking

3-      Use coupons and buy in bulk at the grocery store

4-      Get the generic brand

5-      Eat at home instead of dining out

6-      Find cheap but good forms of entertainment (red box, dollar theatre, school plays, etc.)

7-      Cut out expensive habits (smoking, drinking, gambling, lattes)

8-      Check bills for errors

9-      Make your lunch to take to work or school

10-   Pay your bills on time to avoid late fees

When you want a card that will help you to learn how to budget your money better, take a look at Check City’s prepaid debit card. It will allow you to decide how much you need and then only make that amount available until you load more on the card. Loading money is easy- so go to any Check City location today to learn more about the Netspend Prepaid Debit Card.

Money orders can help you to get those bills paid on time- especially if you don’t have a checking account. You can receive free money orders at any Check City location.

The New Year is quickly coming upon us- and do you know what that 

means? 

That most New Years resolutions will be broken 

within the first week. If you  really want to make those changes you 

have to give real commitment to your resolutions and goals. Here are 

some tips to help you do that.

1) Identify things that you really want to change.

2) Be specific in your goal setting.

3) Make sure your progress is measurable.

4) Be realistic.

5) Set a deadline.

Whether you want to lose weight, exercise more, drink more water, 

quit smoking, get to bed earlier, become a better parent, drive less, 

pay off your credit cards, be more connected with your family, or 

whatever else- Good luck!

Check City can help you with some of your goals. If you want to 

stay in touch with friends, be  more in control of the unsure, improve 

your budgeting skills, declutter, or buy or refinance your home-

Check City offers your professional services to help the New Year 

be better than ever before. 

Join Check City for the international percussion sensation- Stomp! This show is totally unique and has been performed in over 350 cities in 36 countries.

Several young performers “make a rhythm out of anything we can get our hands on that makes a sound,” said co-creator/director Luke Cresswell. This means that anything can be used stiff-bristle brooms become a sweeping orchestra; pipes become different notes; zippo lighters flip open and closed to create a fiery fugue; wooden poles thump and clack in a rhythmic explosion; and garbage cans turn into drums.

Audiences everywhere have been captivated and mesmerized by the lively rhythms of STOMP! 

What: STOMP

Where: Covey Center for the Arts

            425 West Center Street, Provo

When: January 11-13 @7:30 pm

Admission: $35-40 

Instead of stomping around, get a title loan from Check City. You get to choose from a variety of payment options and you get to keep driving your car.

Having insurance is important to cover your car from accidents or left. Get your insurance coverage from Check City and choose from a variety of options.

Food and groceries often are a substantial monthly bill for all Americans. Here are some tips that will help you decrease your monthly expenses when it comes to groceries:

1. Use your freezer. Do this by purchasing staples such as ground beef, chicken breast or cheese in bulk and freeze what you can’t use immediately. This will allow you to take advantage of a price break on family-sized portions. You will also benefit from this by always having these items on hand when you need them.

2. Make more food when you cook. Stews, soups, and casseroles all make great leftovers. Store the remainder away for another meal or to send to work or school for a delicious and healthy lunch. Not only will this save you money- it will save you time!

3. Plan ahead and buy groceries on sale. Groceries get expensive when you run to the store everyday to buy what you need for that evening. Instead, plan out the meals for the week and do all your shopping at once. This will not only save you money on your grocery bill, but also on your gas bill.

4. Look for deals. At the grocery store, it’s no coincidence that the foods with the highest markups are located on the shelves at eye level. Look higher up, farther down, or on end-caps to find generic brands or better deals.

When you need a little extra cash to help you make it through the month you should come to Check City to get a cash advance. Getting a cash advance is easy and the process takes just a few minutes. To qualify for a cash advance, you must have a steady source of income, a checking account in your name, and a state or federal ID just bring these things into a Check City location near you and you can walk out with cash in hand.

You can also get money orders to use to pay your bills. At Check City you can receive a money order completely free. 

Christmas is both a sacred religious holiday and now it is a worldwide cultural and commercial event.

Christians celebrate Christmas Day as the anniversary of the birth of Jesus of Nazareth, a spiritual leader whose teachings form the basis of their religion.

In the past, many people celebrated during this time of the year to celebrate the darkest days of the year. Many rejoiced during the winter solstice, which started December 21. Winter Solstice marked the worst of the winter was behind and people could start to look forward to longer days and the extended hours of sunlight.

In Scandinavia, the Norse celebrated Yule from December 21 through January. To celebrate the return of the sun, large logs would be set on fire in the various homes. Feasting and celebration would go on until the log burned out, which could take as many as 12 days.

In Germany, people honored the pagan god Oden during the mid-winter holiday. Germans were terrified of Oden, as they believed he made nocturnal flights through the sky to observe his people. Based on these flights, Oden would decide who would prosper or perish. Because of his presence, many people chose to stay inside.

For nearly two millennia, people around the world have been observing Christmas with traditions and practices that are both religious and secular in nature. 

There are many symbols that represent Christmas. Candy canes, silver and gold, pine trees, Santa Claus, Reindeer, red and green, holly, bells, caroling, and so much more.

When it comes to Christmas traditions it is important to share this time with family. When you can’t be together for Christmas at least give them a call. Check City offers prepaid phone cards. These cards help make calling simple and easy. They are affordable and will help you share memories with the people you love.

Celebrate the New Year at The Living Planet Aquarium! Shawn Stevens from B98.7 will be there for fun games, crafts, activities and prizes to kick off the New Year! B98.7 will be giving away 98 passes to The Living Planet Aquarium that can be used in 2010.

The Living Planet Aquarium is a non-profit organization. The aquarium is dedicated to enhancing public interest in the environment, conservation, and the enhancement of our planet and its creatures through adoption, education, research and recreation. 

There are various exhibits to see with new ones being shown all the time. Coming soon will be an exhibit called the South American penguin encounter.

What: Noon Year’s Eve at the Living Planet Aquarium 

Where: 725 E. 10600 S.
             Sandy, UT 84094

When: December 31, 2009

             12:00-3:00 pm 

When you need some extra cash Check City can help you out! They offer services that range from cash advances to scrap gold. The friendly staff can even provide you with money orders and money transfers. With so many options, when you need financial services, think of Check City.

Come see the Torchlight Parade at Deer Valley Resort!

The Deer Valley Resort opened in 1981, offering a great ski resort experience. Deer Valley Resort has been named the #1 ski resort in North America by the readers of SKI magazine. Deer Valley ski resort features the “Best Snow on Earth,” as claimed by all Utah Resorts.

The Torchlight Parade will be held on Big Stick ski run on Bald Eagle Mountain. There will be complimentary hot cider and cookies served.

What: Deer Valley's Annual Torchlight Parade

Where: Deer Valley Resort

            625 Main Street Park City, UT

When: December 30, 2009

This holiday season remember that Check City offers money orders. Money orders are accepted by almost any business, government agency, or banking institution- helping you get your money affairs settled. Best of all, this service is completely free.

When you need a little extra money you can get it at Check City. Getting a cash advance is simple and takes just a few minutes. Cash advances help you meet all your short term financial needs.

It is time to start thinking about your New Year’s resolutions. Do you want to lose weight? Eat right? Improve your finances? Spend more time with the family? Or learn a new skill?

Right now you can sign up for classes at Pioneer Craft House. They offer a variety of classes to help you learn new skills and enhance your creativity. 

Pioneer Craft House has an ever growing number of classes including jewelry, sewing, stained glass, silk painting, fused glass, bead making, photography, pottery, metal working, mosaic tile, ikebana and many more.

What: Pioneer Craft House Classes

Where:Pioneer Craft House

          3271 South 500 East
          Salt Lake City, UT

When: Sign-ups start now!

As you think about your New Year's resolutions you can also commit to being with the family more by staying in touch. Check City offers prepaid phone cards that will make calling family and friends easy. Just come into any Check City location and the friendly staff will help you choose a card that meets your needs.

When you make a New Year's resolution to spend your money more wisely you can get a prepaid debit card to help you. Check City's prepaid debit cards can be used anywhere visa or mastercard is accepted. It is easy to load on money making it simple to budget your money out. 

Recently, banks have been a little bit more hesitant to loan money to people. Just a few years ago you would have been able to easily get a mortgage for more than you owe.

Banks now focus more on credit scores and assets- because of this you need to be able to prove your ability to make on-time full monthly payments. There are some things that you can do to help you stay on track financially so that when it comes time to buy a home you have financial history to make it happen.

First, take some time out of your busy schedule to set up a budget. A budget will help you keep track of your funds. Be disciplined to stick to it.

Second, set up an automatic savings program. This will ensure that you are saving every month. In the book, the Automatic Millionaire we learn that one key to successful saving is paying ourselves first every month. 

Third, pay your bills on-time every month. This part is likely to be easy if you are being responsible with your finances. It is important because it can greatly affect your credit score both positively and negatively.

As you continually work to improve your financial standing you will see the benefits when you start looking to buy a home. Don’t procrastinate today what will benefit you greatly tomorrow. 

When it comes time to buy, build or refinance come to Check City. 

They specialize in:

• Residential and construction loans
• Traditional 15-, 20-, 30-, and 40-year fixed-interest loans
• Adjustable-rate mortgages, including Pay Option ARMS
• Debt consolidation loans
• Equity lines of credit