Payday Loans Blog

Here are a few tips from State Farm Insurance to ensure that you and your family are safe when the storms hit this holiday season. 

• Bridges and overpasses freeze first, so always slow down and avoid sudden changes in speed or direction.
• Keep windows clear.
• Keep your speed steady and slow -- but not so slow that your car gets stuck in deeper snow.
• Use your brakes cautiously. Abrupt braking can cause brake lock-up and cause you to lose steering control.
• To make Antilock Brakes work correctly, apply constant, firm pressure to the pedal. During an emergency stop, push the brake pedal all the way to the floor, if necessary, even in wet or icy conditions.
• If you get stuck in snow, straighten the wheels and accelerate slowly. Avoid spinning the tires. Use sand or cinders under the drive wheels.

To avoid feeling stuck financially this year, visit us at checkcity.com, or a check city location near you to see if you qualify for a money order or cash advance today and don't let this happen to you!

 If you are still a little worried about being a little short on cash this Thanksgiving don't worry. Here are a few more tips for saving money!

1.  Save on Sides: Learn new ways to make traditional side dishes to save money.

2.  Cut costs with Drinks: Instead of buying bottled wine, buy boxed wine. You can save about 50% on costs, or go with punch, which would be even cheaper.

3.  Make your own Pie: Pumpkin pie is easy to make, is cheaper when homemade and tastes better too!

4.  Look for deeply discounted items:  Many stores have ads for items that have been deeply discounted. You can save on stuffing, green beans, and even the turkey.

5. Be aware of Price Matching: Many stores will price match. It will save you time, money and stress when you can get everything at the same store.

Check City is here for you when you need a cash advance or a loan, stop by our store today, or go to our website at http://www.checkcity.com to see if you qualify! Now you can finally worry more about the important things in life.

 

Getting fast cash has never been as easy as applying for a Cash Advance through Check City.  We make it fast, convenient, and affordable to make cash advances on your paycheck.

There are just a few easy steps that need to be taken in order to get your cash in minutes.  First, just visit one of our conveniently located Check City stores (or apply for a cash advance online).  Next, write a personal check for the amount that you need (including our standard fee).  Finally, walk away with your cash.  It’s that easy!

Check City will hold the check until your next payday or some other specified date.  Check City is dedicated to providing responsible loans and advances.  To qualify for a cash advance, you must have a steady source of income, a checking account in your name, and a state or federal ID.

It is important to make sure that cash advances are appropriate for your circumstances.  These are short-term loans and not a long-term financial solution.  Check City will provide cash advances quickly and easily to those who need this short-term service.

There are many occasions when you need money in a hurry, but don't have any coming to you right at the moment.  That's when a cash advance is a perfect solution.  

A cash advance is a quick, easy, and convenient way to get an advance on your next paycheck.  Emergencies come up, cars break down, and other situations arise that require montetary services to properly solve.  It can be hard to get money quickly from a bank or credit union.  However, Check City can provide you with these services in a surprisingly short amount of time at an affordable rate.

There are just a couple of things you need in order to get a cash advance.  To qualify you have to have a steady source of income, a checking account in your name, and a state or federal identification card.  Aftery qualifying, you write a personal check for the amount of money you need and include our standard fee, then walk away with cash in you pocket!  Check City will hold the check until your next payday or another date that you specifically request (if approved).  

While cash advances are very helpful and a get option when you need fast money, they should also be used wisely.  A cash advance should be used for short-term financial needs, and not as a long-term solution to financial struggles.  

Check City does everything possible to assist every applicant, but not all loan applications will be approved automatically.  Come in to your local Check City store and see how easy it is to get the money you need.  A cash advance could be the answer to your financial needs.  

Cash advances are a quick, easy, and convenient way to get money when you need it.  Unexpected expenses can catch anyone off guard.  Sometimes those financial surprises come when you are waiting for a paycheck and don't have enough money in your bank account.

Instead of having to choose between skipping a payment (on whatever the unexpected expense may be) or potentially overdrafting your checking account, you have another option-a cash advance!  Overdraft penalties can be pretty intense.  Knowing that there are more options available can be a great advantage.

Check City provides this service and is always there to help when you need it.  To get a cash advance from Check City, just stop by the nearest location and talk to one of our friendly employees.  They will be happy to help and walk you though the process.  So, how does it work?  There are just a couple of main points to know before you come in:

• Write a personal check for the amount you need.  You will also need to add our standard fee to that amount.  Then, you walk away with cash!
• Check City will hold the check until your next payday or some other specified date
• There are three things you need to qualify for a cash advance.  You must have a steady source of income, a checking account in your name, and a state or federal ID.

Cash advances should be used for short-term financial needs and not as a long-term solution for financial difficulties.  We are here to help whenever we can and would love to provide this service.  However, Check City does promote responsible borrowing, and not all applicants will be approved.  Cash advances can be a major benefit and are an excellent option when you need cash fast.  

There has been a lot of talk and lies about the negative side of a cash advance lately.  It would be very beneficial if this was all cleared up.  Hopefully everyone will know the truth about cash advances.

First of all, a cash advance is the same thing as a personal or payday loan.  They are short-term loans that are applied for and then taken out for about two weeks.  That means at the end of the two weeks the amount that was borrowed plus the interest fee is due.  Once everything is paid off, the loan is complete!

Where people get hung up on is the interest fee.  When you look at the interest rate for a cash advance, you will probably notice it is a high number.  What you need to realize though, is that high number is an amount for an annual rate.

The interest rate on loans is measured with APR, which stands for annual percentage rate.  Since a cash advance is only two weeks long, measuring the interest as if it were taken out for a whole year skews the numbers.

To clear things up with a small example, if a cash advance of $100 with a 390% APR was taken out, the interest after two weeks would total to just $15.  That makes the amount due at the end of the loan come out to be $115.  That's a much smaller amount than an overdue bill charge or an overdraft fee.

 The most important thing to remember is that you control whether you want a loan or not.  So whatever you do, please use a cash advance responsibly.