Payday Loans Blog

One, two, three -Action! The Red Rock Film Festival has selected more than 50 films in competition this year and has been featuring them all this week.

MovieMaker magazine placed this festival on its 2009 List for '25 Festivals Worth the Entry Fee' out of 3,000 festivals in North America.

The festival is for independent premieres, films, and panels. All genres are considered to be shown at the festival. More than 60 features and shorts were screened in 2008. Films have included Forever Plaid - The Movie, Macbeth, Heart of Fire, Amal, Sultanes Del Sur, The Mark of Cain, Once, Eastern Promises and several other award-winning films.

When you need some cash for the Red Rock Film Festival, visit Check City for a simple cash advance.

What: Red Rock Film Festival

Where: Canyon Community Center

            126 Lion Boulevard Springdale, UT 84767

When: November 11- 14, 2009

Admission: $10-$300 

Here are some winter date ideas, or things you can do on your own, to avoid the cold weather blues.

1.  Go Bobsledding

2.  Build an igloo or snow furniture

3.  Go Snowshoeing

4.  Catch snowflakes on your tongue (make it a contest)

5.  Go dog sledding

6.  Have a fire and roast marshmallows

7.  Yodel on a chair lift (there doesn't even have to be snow!)

8.  Find a hill and go snow tubing

9.  Have an indoor picnic

10. Have a game night

11. Go on a sleigh or carriage ride

No money for a date? Don't worry, Check city offers you plenty of options for getting money when you need it. Come into one of our locations or visit us online to learn about our new gold buying program! We also offer great rates on loans, and cash advances.  Visit us today!

Bravo Broadway! Come to this night that will celebrate the classic songs of broadway.

The new Conductor Jerry Steichen will be leading the Utah Symphony and noted guest vocalists Stephanie J. Block, Debbie Gravitte and Gary Mauer in a musical evening of Broadway show tunes.

The concert will include popular tunes such as “For Good” and “The Wizard and I” from Wicked, “All that Jazz” from Chicago, “All I Ask of You” from Phantom of the Opera, “Part of Your World” from The Little Mermaid and many more classic broadway songs.

You might get the urge to sing when you hear about cash advances at Check City. You can apply at any store or apply for a cash advance online. Either way it will only take you minutes and you can walk out with cash in hand.

What: Bravo Broadway

Where: Abravanel Hall

              123 West South Temple, Salt Lake City

When: November 13-14 at 8:00 pm

Admission:$27-$58

Making and keeping a budget is not always simple. In fact, budgeting takes a lot of hard work and dedication. But, by creating a budget you can help stabilize and secure finances for you and for your family.

Here are five steps to help you make a budget that will work for you.

1 - write down your fixed expenses. Fixed expenses include house payment/rent, utility bills, insurance premiums.

2 - under your fixed expenses, write down all of your basic needs expenses. For most people these include food, gas, clothing, toiletries, etc.

3- add all of these amounts together and subtract from your total monthly paycheck. The amount that is left is what you actually have to work with in terms of budgeting.

4 - list all of your remaining purchases for the month; every single thing you spent money on down to the smallest detail. Be honest and make sure you write down every single item.

5 - add up the amount you spent on all of those items and subtract that amount from the amount you had left for budgeting. How much did you spend? You may be surprised by this amount.

Sometimes life throws unexpected financial curveballs, one right after another. Whether it is car maintenance issues, medical emergencies, bills, or other things- they can easily overwhelm. When this happens, even with budgeting you may not have the money to pay off all of the bills.

The struggle with money sometimes seems constant. When this occurs, Check City offers cash advances that gives you cash quickly and can help you make it to the end of the month.

Life has new obstacles every day. The financial stress that this can create can be overwhelming. When this occurs, you can turn to a cash advance. Cash advances are there to help when you need a small loan to cover the expenses for the month.

You can either go into a store or apply online. Either way- the process is quick and easy.

First, to qualify for a cash advance, you must have a steady source of income, a checking account in your name, and a state or federal ID.

Then, write a personal check for the amount you need, plus Check City’s standard fee. You are given cash right on the spot or it is transferred to your bank account.

Next time you need a little cash, be sure to come into Check City to apply for a cash advance.

One of the most widely known services that Check City provides is cash advances.

Now a cash advance can be received at any convenient Check City location or you can apply for a cash advance online- from the privacy of your own home.

The process of receiving a cash advance is even simpler and more convenient than ever!

There are 3 basic procedures that need to be completed in order to apply for a cash advance:

1- To qualify for a cash advance, you must have a steady source of income, a checking account in your name, and a state or federal ID 

2-Write a personal check for the amount you need, plus the standard fee, then receive cash from Check City.

3- Check City will hold the check until your next payday or some other date you specify

3- To qualify for a cash advance, you must have a steady source of income, a checking account in your name, and a state or federal ID

When you need a cash advance before your next pay check, look to Check City to lend you a hand.

Getting fast cash has never been as easy as applying for a Cash Advance through Check City.  We make it fast, convenient, and affordable to make cash advances on your paycheck.

There are just a few easy steps that need to be taken in order to get your cash in minutes.  First, just visit one of our conveniently located Check City stores (or apply for a cash advance online).  Next, write a personal check for the amount that you need (including our standard fee).  Finally, walk away with your cash.  It’s that easy!

Check City will hold the check until your next payday or some other specified date.  Check City is dedicated to providing responsible loans and advances.  To qualify for a cash advance, you must have a steady source of income, a checking account in your name, and a state or federal ID.

It is important to make sure that cash advances are appropriate for your circumstances.  These are short-term loans and not a long-term financial solution.  Check City will provide cash advances quickly and easily to those who need this short-term service.

Cash advances exist to help anyone out of difficult financial situations. Here at Check City we provide this service because we want to alleviate your financial burden and headache.

Getting a cash advance is really simple. All you need is a state or federal ID, a checking account in your name, and a steady source of income. This helps you avoid further financial struggles. If you have these three things then you can get the money you need when you most need it.

You choose when your loan expires. Because it’s a cash advance on your next paycheck it’s a good idea to end the loan the day your paycheck will be deposited in your account.

All you do is write out a check for how much you will owe when the loan ends and then you walk away with your cash. You actually do not even have to come in. We offer online services so you can apply online and if you qualify we’ll deposit the money straight into your checking account.

It is important to remember these loans are for short-term financial needs and should not be looked to for the long-term. When cash advance loans are used correctly they can really help out during financially difficult times.

There has been a lot of talk and lies about the negative side of a cash advance lately.  It would be very beneficial if this was all cleared up.  Hopefully everyone will know the truth about cash advances.

First of all, a cash advance is the same thing as a personal or payday loan.  They are short-term loans that are applied for and then taken out for about two weeks.  That means at the end of the two weeks the amount that was borrowed plus the interest fee is due.  Once everything is paid off, the loan is complete!

Where people get hung up on is the interest fee.  When you look at the interest rate for a cash advance, you will probably notice it is a high number.  What you need to realize though, is that high number is an amount for an annual rate.

The interest rate on loans is measured with APR, which stands for annual percentage rate.  Since a cash advance is only two weeks long, measuring the interest as if it were taken out for a whole year skews the numbers.

To clear things up with a small example, if a cash advance of $100 with a 390% APR was taken out, the interest after two weeks would total to just $15.  That makes the amount due at the end of the loan come out to be $115.  That's a much smaller amount than an overdue bill charge or an overdraft fee.

 The most important thing to remember is that you control whether you want a loan or not.  So whatever you do, please use a cash advance responsibly.