Payday Loans Blog

When you don’t have a credit card but need the convenience of plastic you can turn to Check City’s pre-paid Visa card to carry you through. We have teamed up with Visa so you can use your card anywhere you want. From across the ocean to across the street if Visa is accepted you can use your card instead of having to deal with cash, checks, and the foreign exchange rate.

You do not have to go through any kind of credit check with this card because we simply upload your money onto your card. This means if your credit is low we don’t really care. You choose how much you put on your card and then you replenish this every month with easy loading options.

Now that you can get this card you can pay your bills online or over the phone. You don’t have to rely on difficult money orders or transfers but can simply use this as a regular credit card. It’s better than a credit card though because you cannot go into debt because the money is already in your account.

We are excited to off you this card and know it will help in your difficult financial struggles. Come in to a Check City today to see what a pre-paid Visa card can do for you.

When you need to pay a bill but don’t have a checking account you can turn to Check City’s free money orders to help you out. It is so frustrating when you have the cash necessary to pay off a bill but the only form of payment a creditor or company will accept is a check. Because we understand this frustration, we offer money orders for anyone to order.

This means you can walk into a Check City location and order a check to be sent anywhere you need it to go. Just bring in the right amount of cash and it will be directly converted to a check—with no extra fee. Our money orders are free so you can use our service with complete comfort and ease.

We are able to offer these money orders thanks to the help of Western Union. With the two of us on your side your money orders are guaranteed to get where you need them to go at the right time.

Now you will never have to worry about how you are going to pay with a check again. Best of all, money orders are a more accepted form of payment because they cannot bounce. So come in to a Check City today to safely and effectively convert your cash into a money order.

When you need money fast you can turn to Check City’s auto title loans. With these loans you can borrow money from assets you already have. This means you can actually borrow the money you need from your car.

With a title loan you determine how much of the car you want to borrow. This way you choose how much money you need and how much of the car you want to leverage. Plus, with a Check City title loan you get to drive away with your car instead of keeping it until you pay the loan back.

We usually do no credit checks. You simply have to walk into a Check City location with your car title, a valid federally or state issued photo ID, and proof of residence. Once inside you will be asked to fill out a simple application form.

We will process your application and inspect your car to determine the value of it. We then will offer you a loan based on a percentage of that value.

Once all of this has been completed you are given the cash you need and are free to drive off the lot with your car. Remember when you are choosing to take out an auto title loan you are placing a certain type of lien on your car so make sure you are acting responsibly and will be able to pay it off.

If you have a check for money that you clearly have earned but cannot seem to deposit take it into Check City and let our check cashing services help you out. A check which you cannot get cash from is seemingly worthless. We understand that and want to get you the money you deserve.

If you’ve been given a check you will find sometimes banks and other financial institutions won’t cash it for you. Well not only will we cash it, but we stay open way late—sometimes until midnight or even stay open 24/7—and we will offer you this service as long as we’re open. This means you can get your cash whenever you need it.

We’ll cash most types of checks including payroll, cashier, government, and even out of state checks.  It shouldn’t matter what kind of check you have because all that matters is you getting cash from it. In order to cash a check all you have to do is bring in your check and a valid photo ID.

We’ll have you fill out a quick customer information form and then you can walk out with your cash. A small fee will apply so check with your local Check City to see what it is based on the check. We’re excited to working with you on all your check cashing needs.

Because sometimes you need your paycheck early Check City offers payday loans to borrow against your upcoming paycheck. This means when you have a steady income you can literally borrow your next paycheck. This way you get the money you have earned when you truly need it; now.

It can be so frustrating when you try to be financially prepared for any circumstance yet something unexpected arises and you have no place to turn for help. You do not want to put off paying your debts because that can make them get too high with exorbitant fees. We want to help you get through these difficulties with our payday loans.

You simply have to come into a Check City or apply for a cash advance online. We just need to see a valid state or federally issued photo ID, proof of a checking account, and proof of a steady income. Upon reviewing these we will give you a payday loan.

This means when you get your next paycheck you will pay back the loan so you don’t have to be in debt any longer. We want you to get off the difficult path of debt and be on your way to financial security so you can rely on our payday loans to help get through any rough patches you may face.

Here at Check City we offer tax services because we understand that tax time can be frustrating and stressful as you’re trying to get back some of your hard-earned money. We want you to get back all the money you deserve so we have tax professionals who are there to help you take full advantage of available tax deductions. Plus, we charge you less than most when it comes to your return preparation which allows you to save more.

Another reason why filing your tax return is frustrating is because you know you will not see that money for a long time. It’s basically your money yet you won’t be able to access it for a while. Because of this we offer a tax-refund anticipation loan.

With this anticipation loan you can borrow what you are going to get back as your text return and spend that money now. You need to remember though that this can be an expensive form of credit and you should only do it if you truly need the money now.

We want you to get as much money back as possible because you initially earned that money. Visit a Check City store today to see how our tax services can financially benefit you.

A new comprehensive study by IHS Global Impact shows that the payday loan industry has a strong positive effect on the economy. It stated this industry has "measurable and significant" economic benefits to our economy through taxes, employment, and relationships with industries.

The study acknowledged that payday loans can act as a valuable source of credit for many who are otherwise denied credit. It then turned its attention to how the industry affects the economy as a whole.

It found that the industry has created over 155,000 jobs nationally and has contributed over $10 billion to the US gross domestic product. In 2007 alone the industry contributed over $2.6 billion in federal, state, and local taxes.

This study furthers the evidence that payday loans not only help individual wallets, but the economy as a whole. The total income impact for all employees associated with the industry is $6.4 billion. The industry is truly an enabler for everyone.

Because it takes away money from banks and other lending institutions the payday industry has received some harsh criticism. Despite what the claims are, the truth is payday loans are really a force for good in the lives of many. It strengthens the national economy while looking out for the individual thanks to the payday loans anyone can receive.

When you run out of money, turn to Check City for a Utah Payday Loan.  We offer convenient and affordable cash advances to get your finances back on track.

If you're struggling to get money, still need to pay your bills, and live in the area, there is no better place to get money than with a Utah payday loan from Check City.  These loans will give you money fast, with only having to fill out a simple application.

You never have to have your credit checked or fax in any documents when you get a Utah payday loan.  The application is simple and should not take very long to fill out.  You will need to provide your name and other information.

A state or federal identification will be needed as well.  You will have to prove who you are and where you live.  In order to get a Utah payday loan you will also have to provide information on a source of income.  You won't be able to get a loan unless you have proved that you will be able to pay it off when it is due.

Payday loans are short-term loans that only last for about two weeks.  They offer just enough money for you to get through your bills until your next paycheck.  You will be able to walk out with cash in your hands.  Go into your local Check City to find out more information about how you can easily get a Utah payday loan.

The idea of owning your own home is such an exciting one so we want to help you by getting you the best mortgage for your specific needs. We have hundreds of lending alliances here at Loan City and will use them to help you given your personal situation. This way you can feel confident you are getting the best mortgage based on your individualized needs.

We understand your personal financial situation and lifestyle and so we want to get you payments that work best for you.  We have a friendly and competent staff that have the knowledge and experience necessary to ensure your benefit. Come into a Utah Loan City today and talk with us about any mortgage need you may have.

We specialize in certain loans so if you need a residential or construction loan, traditional fixed-interest loan, adjustable-rate mortgage, debt consolidation loan, or equity line of credit, you can be sure we will get you the best rate.

You can call a representative and overview your needs on the phone or come in and discuss your financial situation. We look forward to helping you with your journey to home ownership by getting you the best mortgage available.

Check City will find the best insurance rate for you based on your personal financial situation. It can be so frustrating to determine what the best deal available to you is. It seems as soon as you make a choice another option opens up which would cut your costs.

Because of this frustration we want to help out by searching for the best rate for you. You can simply stop by any Utah Check City location and we will offer you rates from a wide selection of insurance agencies.

Upon stopping by you can choose which insurance you want to go with right then and there and walk out being insured, or you can walk away with the information and make a decision when you feel comfortable. You can also call us and receive quotes over the phone if that is more convenient for you. We offer insurance rate checking for most kinds of insurance—including auto, life, homeowners, and even boat.

Just come by today and pick up the red phone for more information. We are ready and excited to help you out. We want you to save your money by getting the best deal on your insurance and will find you the best rate for your situation.